GyanDhan

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  • list items 15,000+ Abroad Education Loans Sanctioned!
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    Our Customers. Our Asset

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    testimonials

    Vaibhav Desai

    Stevens Institute of Technology, USA

    An alumnus of Stevens Institute of Technology, Vaibhav Desai was working as Data Engineer- SQL at Datavail Infotech. He later decided to pursue MS in US to open up many career opportunities. While articulating how he planned his MS in U...

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    Ashish Acharya

    National College of Ireland, Ireland

    Ashish's life story includes working for multiple companies when he decided to pursue masters from abroad after realizing the boom in the analytics sector. He did his masters from National College of Ireland. In his story, Ashish also s...

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    Yugali Gullapalli

    University of Wisconsin-Madison , USA

    Yugali shares the excerpts from her journey's story of pursuing MS in Computer Systems and Networking, Wisconsin-Madison US. She wanted global exposure and thus chose to study abroad. She describes how she was facing issues with the spe...

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    Ganga Barani

    SUNY Buffalo, USA

    Read how Ganga Barani planned his MS from the SUNY Buffalo US. While working as a software developer at a product-based MNC, he yearned for seeing the world and made his mind to study abroad. In his story, he also tells GyanDhan came as...

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    Abhishek Kumar

    Purdue University, USA

    Graduation from NIT Nagpur and then 4 years in TCS Mumbai, Abhishek's study abroad journey is an interesting tale of planning, preparing, and finally pursuing MS from the Arizona State University. His recollects how he successfully plan...

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    Pradeep Shekhar

    University of California, USA

    A graduate of IIT Madras, Pradeep Shekhar went on pursue Masters in Communications and Signal Processing from University of California, Santa Barabara. Pradeep revisits his journey to UCSB from IIT Madras and also shares how GyanDhan he...

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    Hemalatha Jayakrishnan

    Rochester Institute of Technology, USA

    To steer up the career opportunities while working at Hindustan Aeronautics Limited (HAL), Hemalatha Jayakrishnan decided to pursue abroad education. She went on to do MBA from Rochester Institute of Technology, United States. Hemalatha...

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    Ashutosh Sharma

    The University of Utah, USA

    Discontented by his career growth, Ashutosh Sharma decided to give his career a major boost and went on to pursue MS in Business Analytics from The University of Utah. Ashustosh describes his study abroad journey and also recollects how...

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    Deepa Krishnakumar

    University of Auckland, New Zealand

    Deepa was in the academic world working as an assistant professor when het peer group and seniors suggested her about the quality education and career opportunities of abroad education. In her story to the University of Auckland, New Ze...

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    Akash Kashyap

    Arizona State University, USA

    Akash has a deep interest in analytics and was working in Deloitte as a consultant when he decided to study abroad to beef up the career opportunities. He did MS in Business Analytics & Information Management from Purdue University. In h...

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    Frequently Asked Questions

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    How does GyanDhan help students in getting better loans?

    GyanDhan has streamlined the entire process of education loans to study abroad. Students need not run from pillar to pillar with their documents as GyanDhan manages everything from start to end. We’ve tied up with many lenders in the market and can get the loan process done in low turnaround time.

    When you check your loan eligibility on GyanDhan, you get to discover the best loan offers available for you. Your assigned counselor ensures a seamless application process, and aims to help you secure the highest loan amount for the lowest interest rate. This expert assistance is entirely free. Through GyanDhan, you can apply for multiple loans simultaneously, monitor their status on your personalized dashboard, and reduce the need for bank visits– all of this at no added cost to you.

    What does the education loan cover?

    The loan covers everything from the tuition fees to examination fees to the cost of books and accommodation. Some financial institutes even offer to cover the cost of buying a two wheeler (for domestic loans) and one way air ticket (for international loans)

    What determines the interest rate on an education loan?

    The interest rate on an education loan is determined by various factors, including the applicant's creditworthiness, co-applicant's financial profile, loan amount, loan tenure, type of interest rate (fixed or floating), and the lender's internal policies. Students with a strong credit history and co-applicants with stable financial backgrounds are more likely to secure a lower interest rate.

    How can one avail tax benefits on education loans?

    In India, under Section 80E of the Income Tax Act, individuals can avail tax benefits on the interest paid on education loans. The entire interest amount paid during the financial year is eligible for deduction without any upper limit. However, the principal amount repayment does not qualify for tax benefits.

    Find the best loan for your study abroad dream

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