768x300
 
Qsranking 581-590

Year of Establishment - 1899

  1. USPs of the University 
    • Highly Ranked University
    • Diverse and Multicultural Environment 
    • Career-Focused Courses and High-Quality Teaching Imparted
    • Number 2 University for Graduate Startups in the UK
  2. Jobs and Placements 
    • Standard two years post-graduate placement programme
    • As of 2017, 95.1% of university graduates were reported to be working or studying within six months of graduating. 
    • The university was named in the top 50 institutions in England for student job prospects in the Destination of Leavers from Higher Education (DLHE) survey.
  3. Infrastructural Facilities 
    • Kingston University maintains a picturesque dream University image with world-class top-notch facilities at its disposal. Penrhyn Road, Kingston Hill, and Towns Hall make for the students' favourite spots in the university. 
  4. Residence
    • Accommodation Option Names 
      • Halls of Residence/ Independent living 
      • Number of Rooms: A total of 2,220 rooms
    • Cost of Rooms
      • Chancellors Hall  
        • Refurbished en-suite - £8,650 per annum.
        • Premium en-suite - £9,200 per annum.
      • Walkden Hall - £8,450.00 per annum
      • Clayhill - £7,400.00 per annum. 
      • Middle Mill - £7,550.00 per annum.
      • Seething Wells 
        • En suite - £7,650.00 per annum.
        • Budget En Suite - £6,600.00 per annum.
      • 75 Penrhyn Road 
        • Studio - £15,750 per annum. 
        • Large Studio - £17,450 per annum. 
  5. Notable Alumni
    • Mike Adamson (CEO British, Red Cross)
    • Jonathan Asherson OBE (Chairman Rolls Royce, Singapore)
    • Glenda Bailey DBE (Editor-in-chief Harper's, Bazaar US)
  6. Location 
    • Address - River house 53-57 High Street, Kingston Upon Thames. 
    • Bus Stations -  Cromwell Road/Fairfield (Additional free Intersite Bus service for students and staff)
    • Train Services - London Waterloo to Kingston Station
    • Nearest Airport - Heathrow and Gatwick airports
    • Recreational Sites - Hampton Court Palace, The Rose Theatre.

1. School of Art

The School of Arts at Kingston University emphasizes and encourages practical learning and skill building to mould students into empowered and strong personalities.

Research Centers 

  • Centre for Research Through Design
  • Contemporary Art Research Centre
  • Modern Interiors Research Centre
  • Research, Cities, Architecture, Landscape, Environment
  • Visual and Material Culture Research Centre

Additional Departmental Projects  

  • Talking Heads (Design) 
  • Register (Architecture)

Research Projects

  • Dr. Meg Jensen has conducted research on the networks connecting autobiographical narratives, the science of post-traumatic stress disorder, methodologies of writing, trauma recovery in the context of human rights. 
  • Dr. Siobhan Campbell did research on post-conflict poetry, the ethics of post-trauma writing, and the pedagogy of creative writing interventions in PTSD situations.

Areas of Expertise 

  • Architecture, Art, Design, and Creative Industries
  • Philosophy
  • Journalism
  • Media Publishing 
  • Creative Writing
  • English
  • Dance and Drama

Masters Courses Offered By the Department

Courses

Duration

Tuition Fee

Aesthetics and Art Theory MA

Full Time, 1 Year

 £14,500 (Approx INR 13.4 lakhs)

Architecture (ARB/RIBA Part 2) MArch

Full Time, 2 Year

 £15,700 (Approx INR 14.5 lakhs)

Communication Design: Graphic Design MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Communication Design: Illustration MA

Full Time, 1 Year/2 Year With Professional Placement

 £17,600 (Approx INR 16.3 lakhs)

Art Market & Appraisal (Professional Practice) MA

Full Time, 1 Year

£17,600 (Approx INR 16.3 lakhs)

Composing for Film and Television MMus

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Creative Writing and Publishing MA

  Full Time, 1 Year/2 Year with Professional Placement  

 £14,900 (Approx INR 13.8 lakhs)

Creative Writing MFA

Full Time, 1 Year

 £14,900 (Approx INR 13.8 lakhs)

Curating Contemporary Design MA

(In Partnership With the Design Museum)

Full Time, 1 Year/2 Year With Professional Placement

 £17,600 (Approx INR 16.3 lakhs)

Creative Writing MA/p>

Full Time, 1 Year

 £14,900 (Approx INR 13.8 lakhs)

English Literature MA

Full Time, 1 Year

 £14,500 (Approx INR 13.4 lakhs)

Fashion MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Fine Art MFA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Film Studies MA

Full Time, 1 Year

 £15,500 (approx INR 14.4 lakhs)

Graduate Diploma Creative Practice

Full Time, 1 Year

£15,700 (Approx INR 14.5 lakhs)

Filmmaking MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Landscape Architecture MLA (LI accredited)

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Interior Design MA

Full Time, 1 Year

£17,600 (Approx INR 16.3 lakhs)

Journalism PgDip/MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Landscape and Urbanism MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Media and Communication MA

Full Time, 1 Year

 £16,200 (Approx INR 15.05 lakhs)

Magazine Journalism MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Modern European Philosophy MA

Full Time, 1 Year

 £14,500 (Approx INR 13.4 lakhs)

Museum and Gallery Studies MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Music Education MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Music Performance MMus

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Philosophy and Contemporary Critical Theory MA

Full Time, 1 Year

 £14,500 (Approx INR 13.4 lakhs)

Photography MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Product & Furniture Design MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Project Management for Creative Practitioners MSc

Full Time, 1 Year

£17,600 (Approx INR 16.3 lakhs)

Publishing MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

Sustainable Design MA

Full Time, 1 Year

 £17,600 (Approx INR 16.3 lakhs)

Historic Building Conservation MSc

Full Time, 1 Year

 £15,700 (Approx INR 14.59 lakhs)

Music MA

Full Time, 1 Year

 £16,600 (Approx INR 15.4 lakhs)

1. Faculty of Business and Social Sciences

The Kingston Business School has been awarded the prestigious international accreditation by the AACSB (Association to Advance Collegiate Schools of Business) in recognition of the excellence of its business education. The Kingston Business School and the School of Law, Social and Behavioural Sciences together compose the Faculty of Business and Social Sciences. Students are encouraged to build crucial and critical thinking ability and are exposed to various subjective and objective perspectives by the faculty to help the students build strong and wise opinions.

Research Groups and Centers

  • Baby Research Unit
  • Business Modelling and Analysis Group
  • Capital Markets Research Group
  • Clinical and Applied Behavioural Research Group (CABRG)
  • Consumer Research Group
  • Centre for Research in Communities, Identities and Difference (CResCID)
  • Small Business Research Centre
  • Institute for Leadership and Management in Health

Areas of Expertise 

  • Politics, International Relations and Human Rights
  • Economics
  • Law
  • Psychology
  • Criminology
  • Sociology
  • Banking and financial risk
  • Behavioural science and decision making
  • Sustainability of social investments
  • Working lives and well-being

Masters Courses Offered By the Department

Courses

Duration

Tuition Fee

Child Psychology MSc

Full Time, 1 Year

£14,900 (Approx INR 13.8 lakhs)

Clinical Applications of Psychology MSc

Full Time, 1 Year

£14,900 (Approx INR 13.8 lakhs)

Criminology MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Criminology with Forensic Psychology MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Financial Economics MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Forensic Psychology MSc

Full Time, 1 Year

£14,900 (Approx INR 13.8 lakhs)

Human Rights MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

International Human Resource Management MSc/MSc top-up

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,300 (Approx INR 14.22 lakhs)

International Politics and Economics MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

International Relations MSc

Full Time, 1 Year

£14,500
(Approx INR 13.4 lakhs)

Managing in the Creative Economy MA

Full Time, 1 Year
Full Time - 2 Years Including Professional Placement

£15,300
(Approx INR 13.4 lakhs)

Psychology MSc

Full Time, 1 Year

£14,900 (Approx INR 13.8 lakhs)

Terrorism and Political Violence MSc

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Political Economy MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Development and International Economics MA

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)


2. Faculty of Business and Social Sciences

The Kingston Business School and the School of Law, Social and Behavioural Sciences together compose the Faculty of Business and Social Sciences. Students are encouraged to build crucial and critical thinking abilities and are exposed to various subjective and objective perspectives by the faculty to help the students build strong and wise opinions.

Research Groups

  • Cognition, Perception and Neuropsychology Research Group
  • Crime and Social Justice Research Group
  • Decision, Attitude, Risk and Thinking Research Group (DART)
  • Developmental Psychology Research Group
  • Diversity and Inclusion Research Unit

Areas of Expertise 

  • Politics and human rights courses
  • Forensic Psychology

Masters Courses Offered By the Department

Courses

Duration

Tuition Fee

Accounting and Finance MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Banking and Finance MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Behavioural Decision Science MSc

Full Time, 1 Year

£14,900 (Approx INR 13.8 lakhs)

Business and Management MRes

Full Time, 1 Year

£14,500

Finance MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Financial and Business Management MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

General Law LLM

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Human Resource Management MSc/MSc top-up

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,300 (Approx INR 14.2 lakhs)

Innovation Management & Entrepreneurship MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

International Business Management MSc (with pathways)

MSc Without Pathways
Full Time, 12 -15 months
Full Time, 2 Years Including Professional Placement

MSc With Pathways
Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

International Business Management with Entrepreneurship MSc

MSc Without Pathways
Full Time, 12–15 months
Full Time - 2 Years Including Professional Placement

MSc With Pathways
Full Time, 1 Year
Full Time - 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

International Business Management with Marketing MSc

MSc Without Pathways
Full Time, 12–15 months
Full Time - 2 Years Including Professional Placement

MSc with Pathways
Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

International Business Management with Project Management MSc

MSc Without Pathways
Full Time, 12–15 months
  Full Time - 2 Years Including Professional Placement  

MSc With Pathways
Full Time, 1 Year
Full Time - 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

International Conflict MSc

Full Time, 1 Year

£14,500 (Approx INR 13.4 lakhs)

Investment and Financial Risk Management MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Law Ph.D. (Doctor of Philosophy)

Full Time, 3 Years
Part-Time, 6 Years

  Full Time -  £14,500 (Approx INR 13.4 lakhs)  

Logistics and Supply Chain Management MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£15,300

Marketing & Brand Management MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Marketing Communications and Advertising MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£16000 (Approx INR 14.8 lakhs)

Master of Business Administration MBA

MBA
Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

Executive MBA
MBA (Moscow)
Executive MBA (Moscow) 

£23,500 (Approx INR 21.4 lakhs)

Occupational and Business Psychology MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Public Relations and Corporate Communications MA

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

£15,300 (Approx INR 15.2 lakhs)

Real Estate MSc

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement

 £15,700

1. Faculty of Science, Engineering, and Computing 

The Faculty spans a wide range of disciplines and ensures to the best of its capabilities to help the students inculcate a deep and clear understanding of the subject to prepare them for the professional world.
 
Research Centers

  • Centre for Engineering, Environment and Society Research
  • Digital Information Research Centre
  • Interdisciplinary Hub for the Study of Health and Age-related conditions

Industry Collaborations

  • College of Integrated Chinese Medicine
  • Royal Navy Air Engineering and Survival School

Research Accomplishments 

  • Safe You Project

Areas of Expertise 

  • Pharmacy Practice
  • Analytical Chemistry and Pharmaceutical Analysis 
  • Construction Management, Building Surveying, and Quantity Surveying courses
  • Geography Courses

Masters Courses Offered By the Department

Courses

Duration

Tuition Fee

Advanced Product Design Engineering & Manufacturing MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Aerospace Engineering MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Analytical Chemistry MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Biomedical Science with Management Studies MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Biomedical Science (Haematology/Medical Microbiology) MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

 

Building Surveying MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,700 (Approx INR 14.6 lakhs)

Cancer Biology MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Computer Animation MA

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Data Science MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Engineering Projects & Systems Management MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.5 lakhs)

Environmental Management MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1 lakhs)

Environmental Management (Energy) MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1lakhs)

Forensic Science MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1lakhs)

Game Development (Design) MA

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1lakhs)

Game Development (Programming) MScl

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1lakhs)

Information Systems MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 14.1lakhs)

International Enterprise Information Management MSc

Full Time, 18 Months

£4,000 (Approx INR 3.7 lakhs)

IT & Strategic Innovation MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Management in Construction MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Management in Construction (Civil Engineering) MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Mechanical Engineering MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Mechatronic Systems MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Network & Information Security / with Management Studies MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,200 (Approx INR 14.1 lakhs)

Networking & Data Communications MSc

Networking & Data Communications MSc

Full Time, 1 Year
  Full Time, 2 Years Including Professional Placement  
Part-Time, 2 - 3 Years

Full Time, 1 Year
Full Time, 2 Years Including Professional Placement
Part-Time, 2 - 3 Years

£15,200 (Approx INR 14.1 lakhs)

Pharmaceutical Analysis MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500 (Approx INR 13.4 lakhs)

Pharmaceutical Analysis with Management Studies MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

  £14,500 (Approx INR 13.4 lakhs)  

Pharmaceutical Science MSc

Full Time, 1 Year
Full Time, 2 Year

£14,500 (Approx INR 13.4 lakhs)

Pharmaceutical Science with Management Studies MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500

Pharmacy Practice (Overseas Pharmacists Assessment Programme) PgDip/MSc top-up

Full Time, 1 Year

£4,800

Quantity Surveying MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£15,700

Renewable Energy Engineering MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500
£15,700

Software Engineering MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement
Part-Time, 2-3

£14,500

 

Software Engineering with Management Studies MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement
Part-Time, 2-3

£14,500

 

Structural Design and Construction Management MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500

Structural Design & Construction Management with Sustainability MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500

Technology (Maritime Operations) MSc

-

£5,250

User Experience Design MSc

Full Time, 1 Year
Full Time, 2 Year Including Professional Placement

£14,500

1. Faculty of Health, Social Care and Education

The Faculty of Health, Social Care and Education is a joint enterprise of Kingston University and St George's, University of London was established in 1996. The faculty is absolutely enthusiastic in its approach to help students acquire practical experiences in health care and interpersonal situations. It strives with an interdisciplinary approach to help the students excel in teamwork and assume leadership roles.

Research Groups

  • Education Research
  • Emergency, Cardiovascular and Critical Care Research
  • Healthcare Education Research and Evaluation
  • Implementation and Improvement Research
  • Inclusive Health and Wellbeing

Industry Collaborations 

  • Higher Education South London
  • International Confederation of Midwives

Research Accomplishments 

  • Exploring how student midwives develop the skills needed to support childbirth
  • Breakthrough research to self-manage and cope with pain through exercise
  • Virtual reality project to train new paramedics

Areas of Expertise 

  • Nursing 
  • Occupational Therapy

Masters Courses Offered By the Department

Courses

Duration

Tuition Fee

Adult Nursing MSc

Full Time, 2 Year

£14,600 (Approx INR 13.4 lakhs)

Children's Nursing MSc

Full Time, 2 Year

£14,555 (Approx INR 13.4 lakhs)

Clinical Leadership MSc

Full Time, 1 Year
  Part-Time, 2-3 Years  

£14,980 (Approx INR 13.5 lakhs)

  Healthcare Practice MSc (delivered with St George's, University of London)  

Full Time, 1 Year

£14,360 (Approx INR 13.5 lakhs)

Learning Disability Nursing MSc

Full Time, 2 Year

£14,555 (Approx INR 13.5 lakhs)

Master of Research (Education) MRes

 

£14,500 (Approx INR 13.5 lakhs)

Master of Social Work (MSW)

Full Time, 2 Year

£14,650 (Approx INR 13.5 lakhs)

Mental Health Nursing MSc

Full Time, 2 Year

  £14,600 (Approx INR 13.5 lakhs)  

Physiotherapy MSc (Delivered with St George's, University of London)

Full Time, 2 Year

£16000 (Approx INR 14.8 lakhs)

Social Work, Master (MSW)

Full Time, 2 Year
Part-Time,  3 Years

£14,650 (Full time)


 

Annual fees for Indians $11,915
Annual off-campus living $10,992
Source : GyanDhan's analysis & university's website as of year 2018

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Education loan

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Discussions

Gujarat Government Education Loan For Studying Abroad | GyanDhan
<p> Updated on: 16 Apr 2021 &nbsp; Going abroad for higher studies is a cherished dream of many Indian students across the country. States such as Punjab, Andhra Pradesh, Telangana, and Gujarat are among the top states when it comes to student mobility. In this blog, we will take a look at the state of Gujarat and how the state government is helping students make their study abroad dream a reality.&nbsp; How many students from Gujarat go to study abroad? Before moving to the education loan schemes offered by the Gujarat government for studying abroad, let us first take a look at the number of students from Gujarat who go abroad for higher studies. In the year 2019, 3727 students from the state of Gujarat applied for the Primary Australian student visa. Countries such as the USA, The UK, and Canada too receive similar numbers of students from Gujarat. The Gujarat Unreserved Educational and Economical Development Corporation too receives approximately 1182 applications requesting loans for studying abroad.&nbsp; Why take an education loan?&nbsp; The numbers above make it quite clear that quite a few students from Gujarat go abroad for higher studies. &nbsp;A substantial percentage of this number apply for an education loan to fund their study abroad dream. But what are the benefits of an education loan? Let us take a look at it below:&nbsp; Funds all your study-related expenses - Studying abroad does not come cheap and the cost of studying abroad has been on a consistent rise in the last decade. An education loan funds all the study-related expenses of the students, right from the tuition fee to equipment and books needed for the program, travel and living expenses, and others.&nbsp; Build up your Credit score - Students who take an education loan and make timely repayments build up their credit score. This can be helpful for future borrowings. &nbsp; Get tax rebates - Education loans from lenders such as public sector banks and private banks make you eligible for income tax rebate under section 80 E of the Income Tax Act of India. This is valid on the interest that is paid on the education loan.&nbsp; Keep your personal funds safe for contingencies - Even if you or your parents might be able to fund your higher education abroad, an education loan can help keep your funds safe for emergencies.&nbsp; Looking for an abroad education loan? Fill the form to get free expert help Gujarat Government education loan for abroad&nbsp; Keeping in mind the increasing number of students from Gujarat going abroad for higher studies, the Government of Gujarat has come up with an education loan scheme for studying abroad. The Director, Developing Castes Welfare Department; under the aegis of the Gujarat government sanctions education loans for the needy students. Some salient features of this loan scheme are as follows: Students can get education loans of up to INR 15 lakhs The rate of interest for this education loan is a mere 4%. This is probably one of the lowest rates of interest offered by any lender in the country.&nbsp; Students who have gained admission to a foreign university or college are eligible to apply for this education loan scheme.&nbsp; In the financial year 2018-2019, the Government of Gujarat, under this loan scheme, incurred INR 2224 lakhs under this scheme for Socially Economic Backward Castes while the amount incurred under this scheme for Economically Backward Castes was INR 98.50 lakhs during the same period.&nbsp; Students can also apply to the Gujarat Unreserved Educational and Economical Development Corporation - an entity formed by the Government of Gujarat - for an education loan for studying abroad. The organization has a Foreign Study Loan scheme under which students who have got admission to a foreign University in an MBBS/ Bachelors/ Post Graduate degree or other equivalent courses in a foreign country are eligible for an education loan of up to INR 13 lakhs. The loan is given at a rate of interest of 5% to students belonging to the unreserved category. However, the annual income limit of the family should be below INR 3 lakhs.&nbsp; If you are a student from Gujarat and wish to go abroad for higher studies, make use of these loan schemes and get funds to make your study abroad dream a reality.&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/gujarat-govt-education-loan-abroad">https://www.gyandhan.com/blogs/gujarat-govt-education-loan-abroad</a></small> ... Read more

Collateral accepted by Lenders
Hi team, I am in the initial phase of applying for a secured loan. Can I pledge PPF as collateral or not?? I do not own a property or any other asset. What else can be pledged to cover the loan amount? Please help! ... Read more

Which is the Cheapest Education Loan in India? | GyanDhan
<p> Updated on: 14 Apr 2021 &nbsp; The cost of higher education, whether in India or abroad, has been on a consistent rise in the last few years. And this trend is mirrored across institutions not just in India but abroad too. As such, a rising proportion of students in India are facing a financial crunch when it comes to funding their higher education. For all such students, an education loan has come as a blessing in disguise. Not only does it help them make their higher education dream in India and abroad a reality, but if chosen wisely even helps them with other things such as get tax benefits, build a good credit score and even keep family and personal funds safe for exigencies. But the market is flooded with numerous different kinds of education loan schemes - all with different fine prints that if missed might land the student in a soup.&nbsp; In such a scenario, most students wonder about which education loan to choose and also which is the cheapest education loan scheme in India. In this blog, we will talk about the cheapest education loan in India that a student can apply for. So, without further ado, let us begin right away.&nbsp; Which is the cheapest education loan in India? Well, education loans from public sector banks are cheaper than education loans from private sector banks or NBFCs. But why is that so? Let us take a look at some of the reasons for this.&nbsp; Rate of Interest - The rate of interest of an education loan offered by public sector banks is always lower - by 1% to 2.5% - than that offered by private sector banks and NBFCs. The rate of interest for an education loan by a public sector bank is between 8.5% to 10.5% while it is between 10.5% to 13.5% for a private sector bank. For NBFCs, the rate of interest is still higher and is between 11% to 14.5%. One reason why the rate of interest on education loans by NBFCs is highest is that banks use funds that are deposited with them to give loans while NBFCs borrow money from investors, banks, and other financial institutions and then lend it to students.&nbsp; Processing fee - The processing fee charged by public sector banks is lower than NBFCs and sometimes even lower than private banks. Most public sector banks have a low processing fee and sometimes even have zero processing fee for an education loan. While SBI has a fixed fee of INR 10,0000 (non-refundable) for an education loan of INR 40 lakhs, both Bank of Baroda and Axis Bank have a refundable processing fee of INR 10,000. However, NBFCs would charge a non-refundable processing fee between INR 40,000 and 80000 for the same loan amount.&nbsp; Looking for an abroad education loan? Fill the form and get free assistance Among public sector banks, which is the cheapest education loan scheme?&nbsp; Well, now that it is clear that education loans from public sector banks are the cheapest, let us dig deeper and find out which education loan scheme among public sector banks is the cheapest. We carefully researched all the various public bank education loan schemes and have come to the following conclusion: Bank of Baroda education loan schemes - Bank of Baroda education loan schemes are amongst the cheapest schemes in India. Let us take a look at the interest rates offered by the scheme under different scenarios-&nbsp; Baroda Education Loan to Students of Premier Institutions (For Studies in India) is the cheapest education loan in India. If your institute is included in the premiere AA or A list of institutions, then you can get an education loan at a rate of interest of 6.75% and if your institution falls under List B, then you can get an education loan of up to INR 7.5 Lakhs at a rate of interest of 7.85%. For institutions falling under List B, education loans above INR 7.5 lakhs are given at an interest rate of 7.6%. Students who have got admission to institutions under List C will get an education loan of up to INR 7.50 lakhs at an interest of 8.6% while those who seek an education loan above INR 7.5 lakhs for studying in institutions in List C will get the loan at an interest of 8.35%.&nbsp; Students who are heading abroad for higher education can apply for the Baroda Scholar (for studies abroad) education loan scheme. Under this scheme, students who have got admission to an institute under the list of Premier Institutions can get an education loan at a rate of interest of 8.25% while those who have got admission to a college that does not come under the list of Premier Institutions will get the education loan at 8.9% Rate of Interest.&nbsp; SBI education loan schemes - If your institution does not come under the list of institutions in the list of Bank of Baroda, then SBI education loan schemes are your next cheapest education loan option. Students can apply for the Student Loan Scheme or the Global Ed-vantage Education Loan offered by SBI and take the SBI Rinn Raksha policy. By taking the Rinn Raksha policy, the rate of interest in their education loan will decrease by 0.5%. To know more about the SBI Rinn Raksha scheme, you can read it here. Under the Global Ed-vantage Education Loan or the Student Loan Scheme, students can take the Rinn Raksha Scheme and get the loan at a rate of interest of 8.8%. Girls can get a further concession of .5% on the rate of interest.&nbsp; Still, boggled by the various nitty-gritty that comes hidden with an education loan scheme? Well, help is at hand in the form of GyanDhan, India’s first education financing platform. We are committed to helping our students get the best education loan scheme and make their higher education dream a reality. We assign a dedicated loan counselor who studies every student’s profile in detail and then advises the best loan scheme for that particular case. We also provide a customized list of documents that need to be submitted and even help with the collection and submission of the loan application and required documents. Get in touch with us now and get help in not only choosing the best education loan but also get help in your loan application and sanction too.&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/cheapest-education-loan-india">https://www.gyandhan.com/blogs/cheapest-education-loan-india</a></small> ... Read more

Ds-160 not submitted, visa payment made. sevis fee not paid. Can i change the university?
![image|219x401](upload://19xBH3U1RorqvUpvZhNgZqgkqjF.jpeg) ![image|219x401](upload://19xBH3U1RorqvUpvZhNgZqgkqjF.jpeg) Hi, I don't find an option to change the sevis id on the CGI federal website. I could only see an option for Ds-160 confirmation no. ... Read more

4 IMPORTANT QUESTIONS ABOUT BIDEN’S STUDENT LOAN FORGIVENESS-A REVIEW
## **THROUGH EXECUTIVE ACTION, CAN BIDEN FORGIVE STUDENT LOANS?** Biden spoke support for the forgiveness of student loans. But, he opposed the call for the president to withdraw student debts. Many student loan legal specialists claim, that Biden has the right to use administrative authority to develop extensive student loan reconciliations. Supporters point out that the Higher Education Act provisions passed by the Minister of Education. He believes that, the president has broad powers to “change, compromise, give up or issue student loans”. Several consumer protection organizations and the House of Representatives (including Senator Elizabeth Warren) claim that using this kind of enforcement power to cancel student loan debts is legally adequate. Other supporters point to the “Heroes Act”. Which authorizes the president to act in response to an enduring pandemic. That is the starting point for President Trump’s previous administration to postpone interest and payment on federal student loans owned by the government. However, an attorney from the Ministry of Education, led by former secretary DeVos, came to the opposite assumption that the extensive reconciliation of student loans went far further than what Congress planned when the law on higher education and student loans was first passed. ## **WHO WOULD BE ELIGIBLE, IF [BIDEN FORGIVES STUDENT LOANS](https://studentloanforgivenessapplication.com/joe-biden-student-loan-programs/)?** Biden has never announced public backing to withdraw all $1.7 trillion in outstanding student loan debt. If the government decides that the president can allow student loans through his actions, does it impose restrictions or eligibility criteria? There are several ways to limit student loan forgiveness. The most noticeable technique is the allowable amount of student loan debt. The student loan borrower requested cancellation of [Student Loan forgiveness](https://studentloanforgivenessapplication.com/) exceeding $50,000. However, Biden has always insisted on reducing the “target” amount of student loan subsidies, significantly $10,000. Biden said in December that it was “unlikely” to cancel or forgive the $50,000 student loan. Similar to eligibility for stimulus control, entitlement can also be restricted to borrowers based on income. Senate leader Chuck Schumer (D-NY) had recommended that student loan repayments can be restricted to borrowers with annual incomes of less than $150,000 previously. The type of student loan in question may also be appropriate. For example, the Higher Education Act does not cover private student loans, so written student loan repayments may be limited to federal student loans. ## **IF BIDEN DECIDES HE CANNOT CANCEL STUDENT DEBT VIA EXECUTIVE ACTION, WHAT HAPPENS?** Biden said that his favorite way to obtain student loan assistance is to allow Congress to pass the student loan forgiveness law. Given that the democratic majority in the House of Representatives and the Senate are currently narrow. And leaders have little room for error, this radical student loan reform may be a difficult road. Without Republican support, Republican senators may interfere with such law in the Senate. Additionally, the government’s current focus is on Biden’s extensive infrastructure plans, which may take months to complete. For these excuses, supporters of student loan borrowers claim that administrative actions are the best way to issue student loan forgiveness. However, if the Biden administration decides to take forceful action to cancel student loans is unsustainable, then nothing will be lost. Through legislation, Congress will be under increasing pressure to take action. ## **WHEN WILL WE GET AN ANSWER ON BIDEN’S STUDENT LOAN FORGIVENESS ANALYSIS?** The Biden administration does not have a statutory timetable for statutory review of student loan repayments. The White House Chief of Staff advised last week that the analysis could take several weeks. However, after the current extension of the ban on most [federal student loan](https://studentloanforgivenessapplication.com/fed-loans/) payments and interest ends, the government can respond before September 30, a safe choice. For more information about student forgiveness loan plans [contact us.](https://studentloanforgivenessapplication.com/contact/) ... Read more



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