Blogs

Scholarships For Studying Abroad: Tata Trust, KC Mahindra, Narotam Sekhsaria Foundation


Scholarships, grants and financial endowments help many meritorious, but financially-weak students to fulfil their dream of going abroad to the very best of international universities for higher studies. We, at GyanDhan, have identified more than 2000 such scholarships, and you can search for them here.  Four of these scholarships – all offered by Indian organizations are particularly noteworthy. In this blog, we give you a brief overview of these prestigious scholarships: Tata Trust: The founder of the Tata group - Jamsethji Tata also established the JN Tata Endowment Trust in...



Why GyanDhan is Launching the Admission Prediction Tool?


After completing his undergrad from one of the premier institutes in India, Jayant wanted to pursue higher studies in the US. He scored well in GRE, and he started his journey of looking for colleges who him best might accept his application. As the average time to complete an application for Top MS program in US is quite high, so it became important for him to shortlist the right colleges, as he wanted to put his best foot forward in all his applications. "Someone must have surely solved this problem" he thought. After spending a whole day on one of the man's greatest inventions (saying...



Path to permanent residency in Canada


Canada is one of the world’s most educated countries, with over half of its residents being college graduates. The Canadian Government and industry support research in areas including telecommunications, medicine, agriculture, computer technology, and environmental science. Every year more than two hundred thousand international students troop into Canada, many with an intent to make Canada their home. What’s more – Canada welcomes international students to not only study, but also to stay back after their studies and contribute to the economy. If you dream to be one among these students,...



Educational Loans : Government Schemes To Help Students


  We get a lot of questions around government schemes to help students with education loans. Indian government has launched a few schemes to make it easier for students from low-middle income groups to afford education loans for studying abroad. In this article, we have summarized all such schemes. PADHO PARDESH: OBJECTIVE: The objective of this scheme is to awards interest subsidy to meritorious students belonging to economically weaker sections of the notified minority communities as declared in section 2(c) of National Commission for Minorities Act, 1992 so as to provide them...



Path to permanent residency in the US


Are you among the ones who dream about settling in the United States of America? Today, there are a myriad reasons why millions of Indian students aspire to settle in the United States; commonly abbreviated as the US. The level of prosperity, freedom, transparency, infrastructure and medical care present in the US are among the incentives which lure them. And if you too are determined to settle there, we at GyanDhan are providing you with a step-by-step road map to do so: 1. Start by getting an admit. The first step lies in getting an admission into your course of interest at a...



Path to permanent residency in Australia


Australia figures among the top study abroad destinations in the world for Indian students. Don’t be a surprised if every fifth Indian student you speak to among the populace planning to study abroad, has Australia in mind. Are you also looking to study, and possibly settle down in Australia? In this article, we outline a student’s journey to securing a permanent residency in Australia. 1. Start by getting an admit. Prepare and appear for exams like TOEFL, IELTS, GRE etc. Draft your SOPs (Statement of Purpose), LORs (Letter of Recommendation), and essays. Use various sources to collect...



How to ace GRE's Verbal section?


The Verbal Reasoning measure of the GRE assesses your ability to analyze and evaluate written material, identify information contained in it, analyze relationships among parts of sentences, and recognize relationships among words and concepts. This article briefs you about GRE’s Verbal section, along with tips on how to ace it. The GRE Verbal consists of three separate areas of testing: ·      Text Completion ·      Sentence Equivalence & ·      Reading Comprehension Text Completion: The ability of interpretation and evaluation is judged in this section. Crucial words are...



What all do you need to apply for MS in Europe?


Europe is a popular destination to pursue a Master’s degree. Studying in Europe offers you unique opportunities at both professional and personal fronts. In this article, we have tried to outline all you that you’ll need to apply for an MS degree in Europe. Please note that we have excluded UK from this article as we covered it here.   ACADEMIC ELIGIBILITY: To become eligible to apply you need to hold a relevant undergraduate degree. There are no specific grade-point requirements to apply. You’ll also be required to submit official transcripts or records of your previous academic...



Path to permanent residency in New Zealand


Why New Zealand? New Zealand is predominantly an island country, with warm citizens, moderate climate and international living and education standards. Interestingly, New Zealand’s capital, Auckland has been designated as ‘one of the most affordable cities to live in the world’. From the best culture, living conditions, cuisine, merit education to quality work-life balance, New Zealand ticks all boxes as a destination for advanced education. All these factors, collectively make NZ as one of the most preferred countries for foreign students, especially for the Indian studies who...



Getting a BS (Engineering Undergraduate) from US


The United States is definitely a land of opportunities. One way to grab these opportunities early is through a BS degree, i.e., Bachelor of Science in the field of engineering. There are several top-notch universities that are perfect to pursue the undergraduate engineering degree. But, are you confused about what all to keep in mind when applying to one? Don’t worry - we’ve got this blog to help you out. Cost Let’s start with the issue of cost. The cost of studying in US varies considerably between different universities. The tuition fee is usually between $20,000 to $50,000 per...



Getting an MS in US admit: Importance of work experience


A lot of factors are taken into consideration by the admissions committee at a college in the US while reviewing a Master of Science (MS) application. The admission selection process depends upon a number of factors that interact with each other in various ways. As you must already know, the major parameters that are used to evaluate your profile are your GRE score, CGPA, TOEFL/IELTS score, Letter of Recommendation (LOR) and Statement of Purpose (SOP). Now there is a question that often baffles the MS aspirants - whether prior work experience enhances the candidate’s profile and increase...



What all do you need to apply for MS in the UK?


A Master's degree at a UK university is an excellent opportunity for your scholastic and personal life. Typically, a Master’s degree is a one-year course in a subject area you want to specialize in. It is true that applying to any Master’s degree takes time and effort. To help take away some of the stress and confusion, here is a complete guide to what all do you need to apply for MS in the UK.   ELIGIBILITY: Most UK universities accept 15 years of formal education for admissions to postgraduate courses. An Indian Bachelor Degree like B.com or B.Sc. Is equivalent to a British Bachelor...



What all do you need to apply for MS in Australia?


Australian universities are one of the favorite destinations for Indian students. 1 out of 9 Indians looking to go abroad for higher studies choose Australia. Typically, Australian Masters programs are modeled on UK degree format, however, Australian universities offer unique academic opportunities that simply aren't really available in other higher education systems. Usually, a Master’s degree from Australia takes between 1 to 2 years. In this article, we shall briefly outline all you need to apply for MS in Australia. ACADEMIC ELIGIBILITY: Most of the Australian universities...



What all do you need to apply for MS in Canada?


Canada provides students a platform where they can experience a unique multicultural environment in a safe and beautiful North American country. Around 200,000 international students and researchers choose to study in Canada each year. This article will brief you about what all you need to apply for an MS program in Canada. Academic Eligibility: Most of the universities in Canada require 16 years of education or a four-year Bachelor’s degree. Some of the programs offered in India, such as BSc, BCom and BA, which are of three years, limit the formal education to 15 years. While there...



Path to permanent residency in the United Kingdom


If you have set your mind on studying in the creative and challenging environment of UK; then you are definitely in for rich and effective educational experience. However, to the dismay of students, there have been recent reports that the UK government is considering cutting international student numbers by nearly half in an effort to meet the immigration targets set by Prime Minister Theresa May. In fact, the recent steps do make it quite difficult for Indian students to make a career in the UK. In this article, we attempt to chart a course to permanent residency in the UK, albeit a...



Path to permanent residency in Germany


Want to explore the golden opportunities in Germany? Or want to delve deeper into their fields of research? Well then, you just made the right click. We are here to provide you a step-by- step guide on earning a permanent residency in Germany by your own merit. As per its protocols of foreign immigration, Germany offers permanent residence and work permit for highly skilled employees. And in this article, we shall explain the intricacies involved in the process. In the broad spectrum; there are basically two ways of settling in Germany. And the most reliable one in the long...



Path to permanent residency in Ireland


If you are a student planning to settle in the mesmerizing country of Ireland, you’ll find Ireland’s welcoming reputation backed up by an open and simple immigration process. It’s hassle free to enter, stay, work and live! 1. Start by getting an admit: Apply for exams like TOEFL, IELTS, GAMSAT etc. Use various sources to collect information about the universities that you want to apply for like their eligibility criteria, application procedure etc. Send in your application before the deadline and make sure that you have a valid passport. 2. Get a student visa: First, find out...



Requirements to get admitted into an International MBA


If you want to pursue an international MBA and don’t know how, then here we are to help you. This article outlines all the requirements to apply for most international MBAs. With this, you can begin your quest of getting into that dream B School; be it Harvard Business School, Stanford University or London Business School. Application Requirements MBA applications are elaborate and time-consuming. They require a lot of thought before being filled. But hey, nothing’s more important than your dreams, right? You start by filling information about yourself: Name, Age, Bio-data, sometimes...



What all do you need to apply for MS in US?


A Master’s Degree from US is a widely popular course and a common question faced by aspirants is “what are the requirements to apply”? This article outlines what all is required to apply for an MS program in the United States of America. PREREQUISITES: As an international student, before you apply for a Master’s degree in an American university, you must have a degree of graduation with you. Most of the universities of United States demand 16 years of formal education to be eligible for a Master’s program. Some of the programs offered in India, such as BSc, BCom and BA, which are...



Importance of GRE's AWA and How To Ace it


Analytical Writing Assessment (AWA) is one of three skills tested in the GRE exam. The AWA section is always presented first. The importance of this section is usually overshadowed by the other two sections, namely the quantitative section and the verbal section. Most of the GRE aspirants consider practicing for this section as a waste of time as they consider themselves to be well-versed in the English language, but this over-confidence often proves to be detrimental to their GRE score. Practicing for this section will put you in an advantageous position over the others who take this...



What is Margin Money in Education Loan?


When it comes to education loans, there is a lot of financial jargon that confuses students, and margin money is one of them. Not familiar what is the meaning of this term? Don’t worry we will go step by step, Assume Mr. X is going to a US university where overall expenses for two years is INR 45 lakhs. Mr. X approached GyanDhan (he made a smart choice, I’d say!) for his education loan requirement and got a loan sanctioned of INR 30 lakhs. This means that Mr. X will take care of INR 15 lakhs himself for his higher education and this 15 lakhs or 33.33 %  { (1-30/45)*100 } is the margin...



How to Prepare for GRE


How to prepare for GRE GRE (Graduate Record Examination) is the standardized test that is universally accepted by thousands of graduate and business schools.  Formulated by ETS (Educational Testing Service), GRE is a computer-adaptive test. It is split up into three sections namely verbal, quantitative and analytical writing. Verbal and quantitative sections are individually scaled from 130 to 170 and analytical writing ranges from a score of 0 – 6. The secret of cracking it lies in how smart you knock your brains within the 4 hours of test. Yes, it is longer than an old historical movie...



Learn about important US Visas


Weeks spent studying the requirements, working out all the kinks, scouring the internet to solve your doubts and it all boils down to your interviewer telling you this - “Your visa has been approved!” Getting your visa is the final step of your dream of pursuing higher education from abroad. Once your visa is approved, nothing can stop you from studying in your dream college. Although time-taking, the process of getting a US visa is pretty straightforward. The first thing that you need to do is fill DS-160 Visa Application Form online. Keep the following documents handy with you...



How to improve your CIBIL score?


Credit Investigation Bureau (India) Limited, commonly known as CIBIL, is India’s first credit score company. Founded in 2000, CIBIL maintains records of an individual’s monthly expenses concerning loans and credit cards. CIBIL prepares Credit Information Report and creates credit scores on the basis of the information provided by various banks and other financial institutions. The credit score plays a critical role in the loan application process.  The blog https://www.gyandhan.com/blogs/Credit-Score-and-its-importance-in-the-US explains why credit scores are integral to the loan...



Credit Score and its importance in the US


Refresh your memory with those days where we get judged in schools and colleges by grades and numbers. While it was a moment of pride to patricians, for the rest of us, it happened to be a depressing period of trial. On similar grounds, credit score is yet another number which is used to assess the creditworthiness of a person. In other words, it expresses how likely a person is to repay his/her debts. In the US, it also comes under the name FICO score, which ranges from 300 to 850 points in the order of the lowest to the highest. A score of 750 or more is considered good. It goes without...



How to score an assistantship/part time job?


How to score an assistantship/part time job? It sounds lucrative to pursue an assistantship while pursuing a course in the US. While it is true that the pay scale of an assistantship varies with the institute, you can still earn a decent amount if you choose to do an assistantship anywhere in US. On an average, an assistantship is going to fetch you around $10000 per year. In some cases, the university would grant you a waiver on your tuition fees as well! The amount will vary with the previous experience and the qualifications a potential candidate has. It is also important to know that...



How to prepare for a US student visa interview


“Your visa has been approved”, are the magical words that every study abroad aspirant yearns to hear. Post your acceptance letter, this is yet another tough nut to crack. Having made through your GRE, TOEFL and admissions, you can’t afford to think too little of the visa process because this is the golden ticket to your la-la land.  Some students who have been successful in their admission process get rejected of their visa.  As intimidating as it appears, proper ground work can easily reduce the risks and set you up for success in your visa interview. Basics first – international...



Education loan for MS/MBA abroad: 2 Common Misunderstandings


Education loan for MS/MBA abroad: 2 Common Misunderstandings Challenges for MS and MBA aspirants aiming for top universities abroad are boundless. Often education loans add to your list of worries, particularly with several misconceptions going around. Here, we debunk a couple of such myths: 1. Sanctioned amount vs disbursed amount: Educational loans are different from other loans in that the interest need not be paid on the entire loan amount sanctioned, but only on the amount that you actually utilize. Sanctioned amount is the amount that is allocated by the bank at the beginning...



Your education loan rate of interest can change : here's how


Your education loan rate of interest can change Yes! You have made it to your acceptance mail and you are probably in the seventh heaven. All that huge amount of ordeal is finally worth it. A fluffy think cloud pops up on your brain where you’re flying on a plane, landing in your dreamland, befriending a multicultural group of people and ending up with a 5 or 6 digit salary in US. But wait – there are things that are yet to be lined up before you can begin your journey, and these things include your not-so-cheap tuition fee that might leave you in a bundle of nerves. Unless you have...



Financial requirements at different stages of a US Masters admission process


In today’s day and age, just a Bachelor’s degree seldom seems to suffice. Whether it’s out of a curiosity to learn more, or just to get the keys to their own Porsche quicker, people choose to pursue higher studies. More often than not, the destination of this very pursuit lands their thoughts amidst the elusive lands of the United States of America. We here at Gyandhan, take your dreams very seriously, and for that particular reason while you fret over your exams, clothes to purchase, and relatives to meet, we make sure that you are covered financially. Here’s a broad classification of...



Donald Trump in the White House - Is there reason for foreign students to be fearful?


Note: The below blog was published by Mr. Ankit Mehra(CEO, GyanDhan) on 4th Jan 2017 on Linkedin.  Donald Trump in the White House - Is there reason for foreign students to be fearful? 2016 will probably be remembered as the year of the unexpected. We started the year with the fall from grace for Elizabeth Holmes and Theranos when the US agencies categorized Theranos’ Newark, California facility as posing ‘immediate jeopardy to patient safety’. In the sports world we had Leicester City overcoming a 5000-to-1 odds to win in English Premier League, Cleveland making a historic...



Prep for your education loan for MS/MBA abroad: CIBIL score


There are so many components that need to be taken care of when you decide to study abroad – right from convincing your parents, studying for your GRE/TOEFL/IELTS, trying to narrow down the right university and program and applying for financial aid. But, of all these, securing the loans required for your education has been infamously labeled by students as the ‘most difficult part’, among other, more intense labels. Why is this? When it comes to the scores, the LOR, and the SOP – there is no lack of knowledge with the students. The educational system prepares them well to address these...



How to decide when you receive Multiple Admits?


  Yes, this is exactly that moment – your Bruce Almighty moment where you too can sing out loud ‘I’ve got the Power’ and walk in a swag you know you were born with. Because you do have the power! The power to choose from amongst some great schools in the land of opportunities. But let’s not overindulge ourselves and forget what Uncle Ben from Spiderman taught us – With great power comes Great responsibility. And with a power this luxurious, the responsibility to make an apt decision is that much more momentous and consequential. First things first, don’t hasten. All this while, you...



MBA in India vs. abroad vs MS vs Job


MBA in India vs. abroad vs MS vs Job ‘To be, or not to be, that is the question.’ Oh Hamlet! Choosing between life and death – if only you would have been alive today, we would have told you that the concern you were faced with was so primitive in nature, so uncomplicated and honestly, rather rhetoric. Try asking 21st century students because the question now is ‘To do an M.B.A. in India or abroad or to do an M.S. or to get a job.’ Now that’s a real dilemma! The available and preferred courses of action for Indian undergraduates vary, what with the market ups and downs, industrial...



Customer Story 2 : How Pradeep went to UCSB from IIT Madras ?


We invite all our customers to a short interview, and a few of them are kind enough to oblige. This is second in the series of such interviews.  Pradeep Shekhar*  (IIT Madras to University of California, Santa Barbara)          1.  What were you doing before you went to UCSB?  I was doing my Bachelors of Technology in Electrical Engineering at IIT Madras. 2.  Why did you decide to go for masters? During my undergraduate study, I did several projects involving research in communication systems and always wanted to pursue a career in this field. A MS in...



Customer Story 1 : How Vaibhav Planned his MS in US ?


We invite all our customers to a short interview, and a few of them are kind enough to oblige. This is first in the series of such interviews.      Vaibhav Desai  (Mumbai University to Stevens Institute of Technology)*         1.  What were you doing before you went to Stevens Institute Of technology?  I was working with Datavail Infotech as Data Engineer- SQL. 2.  Why did you decide to go for masters? I decided in the month of November 2015 to pursue masters from the United States. I want to upgrade my skills to take up the challenge of Big Data and I...



How To Apply To A University Outside Your Area Of Specialization?


One question we get often is how best to apply to a major which is different from your undergraduate specialization? Goes without saying that applying outside of your area of specialization puts you at a distinct disadvantage versus those staying within their major – because such students are likely to form a majority of the applicants, and are likely be a better fit. So, think long and hard before going down this tough road. However, if you are convinced about your decision, read on to check out our pointers. When you are venturing out into a field that you have not majored in, you need...



What Constitutes A Good Letter Of Recommendation?


They say that words are man’s strongest weapon. Of course, you can’t chant to hunt, but a few kind words can inspire the hunter in you. J Why the sudden emphasis on words, you ask? Well, college authorities are attentive to many details, and one of them is others’ opinion about you. Requirements To Study Abroad Other than your academic qualifications, there are many secondary factors that affect your admission. The following points will explain what we’re talking about: Declaring a purpose, that is, an official way of bragging, formally. Proof that the most recent level of...



How Important Is The TOEFL Score?


It’ll be wrong to say that we’re not aware of “To be or not to be,” “Et tu, brute?” and many other such iconic one-liners in the English language. Given English’s pervasiveness (such as the fact that this article is in English!), it’s not surprising that most colleges abroad hold a certain partiality towards English proficiency, so much so that there are two internationally accepted exams exclusively to assess your English. So, before you start browsing for foreign education loans, it’s more prudent to acquaint yourself with your high school grammar books. What Is TOEFL? Test Of...



Common Reasons Why A Bank Would Decline An Education Loan With Collateral


Educational loan began as an incentive in 2001 for meritorious students looking to further their studies in professional and technical fields, but having no financial means to do so.   What began as a means of help by the Indian Banker's Association (IBA) soon began to be viewed by loan recipients as their right! Many didn’t repay the loans, leaving the banks with thousands of crores in unpaid debt. Unfortunately, current students have to bear the brunt of these non-repayments, as banks have become stricter while reviewing education loan requests.   There are various reasons an...



How to write a killer SOP ?


  We may not be the brightest bulb in the tannery; unaware of current updates, how to apply for education loans or how to kill a mockingbird. Nonetheless, there’s one skill that we all have mastered in – boasting about our achievements, no matter how insignificant they are. Even though some studies depict that boasting can actually be counter-productive, studying abroad presents a platform to you where you can boast to your heart’s content and actually benefit! What Is A Statement Of Purpose (SOP)? A SOP is a personal letter of recommendation issued by you in your favor about...



How to get an education loan without collateral for MS in US


MS in US Now Becomes Easier with GyanDhan’s Education Loan for Abroad Studies without Collateral Many students aspire to get into their dream universities in the USA for a Masters in Science degree. However, due to the complicated process of getting foreign education loan, many satisfy themselves with a mere job in India. Why should students kill their aspirations? To help students get admissions in their choice of university, GyanDhan has developed a novel credit strategy to offer finances at lesser costs to all aspiring graduates. Why Apply For A Loan? The overall cost that...



How do different universities value GRE scores?


In the world of education, nothing is static. Especially in today’s generation, subjects and courses are as diverse as the insect population. Ranging from convoluted complexities like quantum mechanics to lightweight and breezy courses such as communications. Students Studying Abroad Unfortunately, this broad spectrum of college majors is quite contracted in India. According to a survey, by the year of 2010, 103,968 Indian students decided to pursue their higher studies in the USA alone. So, you are likely to gather documents required for education loan and fly abroad to...