SBI Loan for Study Abroad: University List

State Bank of India (SBI) is one of the top public banks in India that offers education loan schemes to students to fund their higher studies from abroad. SBI has an approved list of 96 premier foreign universities under its Global Ed-Vantage Scheme, where students can secure collateral-free education loans of up to INR 50 lakhs. SBI offers study abroad loans at lower interest rates starting at just 9.65%, with flexible repayment options, and a higher loan amount.

However, the eligibility of students depends on the list of approved foreign universities for SBI education loans. This blog will guide you about the SBI education loan list of universities abroad, eligibility criteria, and how it affects your loan approval. 

Key Features of SBI Education Loan for Abroad Studies

SBI provides loans for undergraduate, postgraduate, and doctoral programs in the US, UK, Canada, Australia, Europe, Singapore, Japan, Hong Kong, and New Zealand. Students can check the SBI abroad education loan university list pdf to confirm whether their university of enrollment falls under the SBI-approved list or not. The loan covers tuition fees, accommodation expenses, travel costs, and other miscellaneous expenses for the students. 

Eligibility Criteria for SBI Education Loan Abroad Universities 

SBI education loan ensures that your focus remains on your education without the stress of financial constraints. Below are the eligibility criteria that you should qualify to secure an education loan.

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  You must be an Indian citizen.
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  You must be at least 18 years old. 
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  You must be enrolled in a recognized university for the program.
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  You must hold a good academic record and meet the minimum academic criteria set by the bank.
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  You must have secured good scores in standardized tests like GRE, GMAT, and English proficiency tests like TOEFL, IELTS, etc.
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  Your co-applicant must have a stable income with a good credit score.
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  You must be enrolled in Regular Graduate/Post-Graduate/Doctorate Degree/ Diploma/ Certificate courses in any discipline offered by foreign institutes/ universities in various countries. 
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  To secure better terms your institution of enrollment must fall under the list of approved foreign universities for education loan SBI. However, the student will still be considered for an education loan on a merit or case-to-case basis, if the university does not lie under the approved list.

Explore SBI Education Loans for Studying Abroad 2025, covering interest rates, eligibility, application process, and required documents to fund your global education.

Understanding the SBI Abroad Education Loan University List

SBI education loan for abroad university list helps students secure favorable loan terms. This list is crucial because of the following reasons.

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  SBI education loan abroad university list determines the eligibility of students for an education loan.
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  Students who are admitted to top-ranked universities secure a good deal, ensuring lower interest rates, higher loan amounts, and flexible repayment options.
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  This list includes top-ranked universities, technical institutes, and professional schools in the USA, UK, Canada, Australia, Europe, Singapore, Japan, Hong Kong, and New Zealand.

SBI Education Loan College List Abroad

The list of approved foreign universities for education loan by SBI includes premier institutions. Top universities like Harvard University, MIT, the University of Oxford, the University of Toronto, and the University of Melbourne are included in the list. Below is the list of top universities approved by SBI for different countries.

Top Universities in the USA:

Top Universities in the UK:

Top Universities in Canada:

Australian and European Universities: Approved List:

How to Check If Your College Abroad is Approved by SBI?

If you are confused about whether your chosen university falls under the SBI education loan college list abroad or not, then you can follow the below-mentioned steps to verify your eligibility.

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  Visit the SBI website: Go to the official SBI website and navigate to the “Education loan” section. You will find the “Premier Institutions List” under “Loan Schemes”. Download the list and check whether your institution comes under the list or not.

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  Contact the Bank: Visit your nearest SBI branch in case you find difficulties in searching for your university eligibility. They will verify it for you.

Application Process for SBI Education Loan for Abroad Studies

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  You can apply online to secure an education loan. Visit the SBI website and fill out the application form online under the “Education Loans” tab. 
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  Or you can apply by visiting the nearest SBI branch with the necessary documents. 
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  You can also apply via the PM-Vidya Lakshmi Portal. A portal designed for students to explore and compare several loan options to apply for an education loan. 

However, if you want to avoid all these complex steps, you can apply for an education loan via GyanDhan. From the application process to the loan disbursement, we guide you throughout the process. Just follow the below-mentioned steps for a hassle-free abroad education journey.

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  Check your eligibility by filling out the simple form to assess your eligibility.
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  Once you enter submit, your details will be shared with us and one of our education loan counselors (ELC) will contact you and guide you through the process.