Cost of Living Hub

Explore countries and cities before you lock your study abroad budget.

Cost of living hub

Explore Cost of Living by Destination

United States

United States

United States

Costly

Representative City

New York, NY

From

USD 2,007

Canada

Canada

Canada

Moderate

Representative City

Toronto

From

CAD 1,356

India

India

India

Budget Friendly

Representative City

Ahmedabad

From

INR 12,431

Italy

Italy

Italy

Budget Friendly

Representative City

Como

From

EUR 623

United Kingdom

United Kingdom

United Kingdom

Moderate

Representative City

London

From

GBP 1,165

Spain

Spain

Spain

Budget Friendly

Representative City

Barcelona

From

EUR 716

Germany

Germany

Germany

Moderate

Representative City

Berlin

From

EUR 891

Brazil

Brazil

Brazil

Budget Friendly

Representative City

Curitiba

From

BRL 1,427

France

France

France

Budget Friendly

Representative City

Nantes

From

EUR 609

China

China

China

Budget Friendly

Representative City

Beijing

From

CNY 3,117

Mexico

Mexico

Mexico

Budget Friendly

Representative City

Guadalajara

From

MXN 6,638

Ukraine

Ukraine

Ukraine

Budget Friendly

Representative City

Cherkasy

From

UAH 7,716

Netherlands

Netherlands

Netherlands

Moderate

Representative City

The Hague (Den Haag)

From

EUR 931

Poland

Poland

Poland

Budget Friendly

Representative City

Gdansk

From

PLN 2,490

Portugal

Portugal

Portugal

Budget Friendly

Representative City

Leiria

From

EUR 426

Romania

Romania

Romania

Budget Friendly

Representative City

Brasov

From

RON 1,787

Australia

Australia

Australia

Moderate

Representative City

Sydney

From

AUD 1,748

Philippines

Philippines

Philippines

Budget Friendly

Representative City

Cagayan de Oro City

From

PHP 14,823

Finland

Finland

Finland

Budget Friendly

Representative City

Helsinki

From

EUR 570

Greece

Greece

Greece

Budget Friendly

Representative City

Athens

From

EUR 513

Indonesia

Indonesia

Indonesia

Budget Friendly

Representative City

Jakarta

From

IDR 5,601,785

Malta

Malta

Malta

Budget Friendly

Representative City

Valletta

From

EUR 644

Pakistan

Pakistan

Pakistan

Budget Friendly

Representative City

Faisalabad

From

PKR 29,441

South Africa

South Africa

South Africa

Budget Friendly

Representative City

Cape Town

From

ZAR 8,748

Thailand

Thailand

Thailand

Budget Friendly

Representative City

Bangkok

From

THB 12,730

Belgium

Belgium

Belgium

Budget Friendly

Representative City

Liege

From

EUR 538

Malaysia

Malaysia

Malaysia

Budget Friendly

Representative City

Kuala Lumpur

From

MYR 1,270

New Zealand

New Zealand

New Zealand

Budget Friendly

Representative City

Auckland

From

NZD 1,348

Sweden

Sweden

Sweden

Budget Friendly

Representative City

Helsingborg

From

SEK 5,012

Switzerland

Switzerland

Switzerland

Costly

Representative City

Zurich

From

CHF 1,291

Turkey

Turkey

Turkey

Budget Friendly

Representative City

Ankara

From

TRY 13,251

Bulgaria

Bulgaria

Bulgaria

Budget Friendly

Representative City

Plovdiv

From

BGN 532

Colombia

Colombia

Colombia

Budget Friendly

Representative City

Bogota

From

COP 1,322,118

Czech Republic

Czech Republic

Czech Republic

Budget Friendly

Representative City

Brno

From

CZK 15,163

Denmark

Denmark

Denmark

Budget Friendly

Representative City

Aalborg

From

DKK 4,839

Ireland

Ireland

Ireland

Moderate

Representative City

Dublin

From

EUR 1,256

Norway

Norway

Norway

Budget Friendly

Representative City

Haugesund

From

NOK 7,776

Saudi Arabia

Saudi Arabia

Saudi Arabia

Budget Friendly

Representative City

Jeddah (Jiddah)

From

SAR 1,419

United Arab Emirates

United Arab Emirates

United Arab Emirates

Moderate

Representative City

Abu Dhabi

From

AED 3,739

Croatia

Croatia

Croatia

Budget Friendly

Representative City

Split

From

EUR 543

Ecuador

Ecuador

Ecuador

Budget Friendly

Representative City

Quito

From

USD 233

Georgia

Georgia

Georgia

Budget Friendly

Representative City

Batumi, Ajara

From

GEL 826

Hungary

Hungary

Hungary

Budget Friendly

Representative City

Budapest

From

HUF 170,236

Israel

Israel

Israel

Moderate

Representative City

Tel Aviv-Yafo

From

ILS 3,684

Japan

Japan

Japan

Budget Friendly

Representative City

Tokyo

From

JPY 97,210

Kazakhstan

Kazakhstan

Kazakhstan

Budget Friendly

Representative City

Almaty

From

KZT 171,284

Morocco

Morocco

Morocco

Budget Friendly

Representative City

Casablanca

From

MAD 2,592

Tunisia

Tunisia

Tunisia

Budget Friendly

Representative City

Aryanah (Ariana)

From

TND 544

Popular City Pages

New York, NY

Costly

From

₹191,950

Chicago, IL

Moderate

From

₹112,372

Los Angeles, CA

Moderate

From

₹148,761

Boston, MA

Costly

From

₹150,560

Philadelphia, PA

Moderate

From

₹103,724

London

Moderate

From

₹148,712

San Francisco, CA

Costly

From

₹174,863

Seattle, WA

Moderate

From

₹140,752

Atlanta, GA

Moderate

From

₹99,799

Toronto

Moderate

From

₹91,286

Omaha, NE

Moderate

From

₹105,649

Charleston, SC

Moderate

From

₹107,399

Dallas, TX

Moderate

From

₹111,102

Ottawa

Budget Friendly

From

₹77,071

Sydney

Moderate

From

₹115,692

Irvine, CA

Costly

From

₹150,082

Las Vegas, NV

Moderate

From

₹101,211

Melbourne

Moderate

From

₹81,557

Perth

Moderate

From

₹83,165

Vancouver

Moderate

From

₹100,306

Boulder, CO

Moderate

From

₹106,983

Brisbane

Moderate

From

₹84,663

Charlottesville, VA

Moderate

From

₹109,943

Guelph

Budget Friendly

From

₹78,067

Long Beach, CA

Moderate

From

₹130,908

Oxford

Moderate

From

₹121,881

Raleigh, NC

Moderate

From

₹100,760

Aalborg

Budget Friendly

From

₹70,559

Abu Dhabi

Moderate

From

₹97,324

Ahmedabad

Budget Friendly

From

₹12,431

Algiers

Budget Friendly

From

₹13,934

Almaty

Budget Friendly

From

₹34,898

Amman

Budget Friendly

From

₹29,971

Ankara

Budget Friendly

From

₹27,034

Aryanah (Ariana)

Budget Friendly

From

₹17,642

Astana (Nur-Sultan)

Budget Friendly

From

₹27,872

Athens

Budget Friendly

From

₹55,927

Auckland

Budget Friendly

From

₹73,176

Baku

Budget Friendly

From

₹21,380

Bangalore

Budget Friendly

From

₹17,614

Bangkok

Budget Friendly

From

₹36,390

Barcelona

Budget Friendly

From

₹78,092

Batumi, Ajara

Budget Friendly

From

₹29,863

Beijing

Budget Friendly

From

₹43,862

Bentonville, AR

Moderate

From

₹93,209

Berlin

Moderate

From

₹97,201

Bhubaneswar

Budget Friendly

From

₹9,515

Bishkek

Budget Friendly

From

₹25,044

Bogota

Budget Friendly

From

₹37,611

Brampton

Moderate

From

₹81,154

Top Cost of Living by Destination

Country Representative City Monthly Cost Yearly Cost
United States New York, NY USD 2,007 INR 2,303,410
Canada Toronto CAD 1,356 INR 1,095,433
India Ahmedabad INR 12,431 INR 149,174
Italy Como EUR 623 INR 815,598
United Kingdom London GBP 1,165 INR 1,784,546
Spain Barcelona EUR 716 INR 937,113
Germany Berlin EUR 891 INR 1,166,416
Brazil Curitiba BRL 1,427 INR 316,504
France Nantes EUR 609 INR 796,782
China Beijing CNY 3,117 INR 526,355
Mexico Guadalajara MXN 6,638 INR 434,481
Ukraine Cherkasy UAH 7,716 INR 198,929
Netherlands The Hague (Den Haag) EUR 931 INR 1,217,725
Poland Gdansk PLN 2,490 INR 757,179
Portugal Leiria EUR 426 INR 557,691
Romania Brasov RON 1,787 INR 446,845
Australia Sydney AUD 1,748 INR 1,388,310
Philippines Cagayan de Oro City PHP 14,823 INR 276,287
Finland Helsinki EUR 570 INR 745,674
Greece Athens EUR 513 INR 671,133
Indonesia Jakarta IDR 5,601,785 INR 357,281
Malta Valletta EUR 644 INR 843,133
Pakistan Faisalabad PKR 29,441 INR 121,451
South Africa Cape Town ZAR 8,748 INR 614,798
Thailand Bangkok THB 12,730 INR 436,691
Belgium Liege EUR 538 INR 703,900
Malaysia Kuala Lumpur MYR 1,270 INR 357,034
New Zealand Auckland NZD 1,348 INR 878,114
Sweden Helsingborg SEK 5,012 INR 592,673
Switzerland Zurich CHF 1,291 INR 1,830,895
Turkey Ankara TRY 13,251 INR 324,412
Bulgaria Plovdiv BGN 532 INR 355,990
Colombia Bogota COP 1,322,118 INR 451,339
Czech Republic Brno CZK 15,163 INR 819,165
Denmark Aalborg DKK 4,839 INR 846,719
Ireland Dublin EUR 1,256 INR 1,643,760
Norway Haugesund NOK 7,776 INR 909,353
Saudi Arabia Jeddah (Jiddah) SAR 1,419 INR 434,804
United Arab Emirates Abu Dhabi AED 3,739 INR 1,167,896
Croatia Split EUR 543 INR 711,193
Ecuador Quito USD 233 INR 268,189
Georgia Batumi, Ajara GEL 826 INR 358,361
Hungary Budapest HUF 170,236 INR 627,468
Israel Tel Aviv-Yafo ILS 3,684 INR 1,391,550
Japan Tokyo JPY 97,210 INR 686,798
Kazakhstan Almaty KZT 171,284 INR 418,781
Morocco Casablanca MAD 2,592 INR 317,915
Tunisia Aryanah (Ariana) TND 544 INR 211,707

What Indian Students Should Know About Cost of Living Abroad

The average cost of living for students abroad typically ranges between ₹60,000 and ₹1.5 lakh per month, depending on the country, city, lifestyle, and accommodation type. Rent usually takes the biggest share, followed by food, transportation, utilities, and personal spending.

Use the country pages to compare destination-level affordability, the city pages to understand local living patterns, and the calculator when you want a personalised estimate linked to your education-loan planning.

What is a good monthly budget for international students in popular study destinations?

A realistic monthly budget usually falls between ₹70,000 and ₹1.3 lakh, but the range depends heavily on the country and city you choose. Sharing accommodation and cooking regularly can make a noticeable difference.

What are the top 3 cost of living expenses for international students?

Housing, food, and transportation are the top three cost drivers. Rent sets the tone for your overall budget, while food and transport depend on how often you eat out, commute, and rely on taxis versus student-friendly public options.

Does the cost of living affect my student visa requirements?

Yes. Major destinations explicitly include living expenses in their proof-of-funds requirements, so you need to budget for more than just tuition before your visa is approved.

Financial Planning Tool

Education Loan

Education Loan

Find best education loan in shortest time

15+ banks. Starts at just 9.25%

Check your eligibility
Admission

Admission

Well-researched guide on how to study abroad

6 simple steps: A complete guide

Talk to a counselor
Scholarship

Scholarship

Search, filter & apply to scholarships in minutes

Save up to 100% on tuition fees

Find scholarship

FAQ's

What is the average cost of living for international students?
The average cost of living for students abroad typically ranges between ₹60,000 to ₹1.5 lakh per month depending on the country, city, lifestyle, and accommodation type. Major expenses include rent, food, transportation, utilities, and personal spending.
Which country has the lowest cost of living for students?
Countries like Germany, Poland, and Malaysia generally have a lower cost of living compared to countries like the USA, UK, or Australia. However, expenses still vary by city and personal lifestyle.
What is a good monthly budget for international students in popular study destinations?
A realistic monthly budget usually falls between ₹70,000 to ₹1.3 lakh, but it really depends on the country and city you choose. Rent will take up the biggest chunk, followed by food and daily travel. In more affordable places like Germany or smaller Canadian cities, you can stay on the lower end; in cities like London or New York, costs rise quickly. If you share accommodation and cook regularly, managing your budget becomes much easier.
What are the top 3 cost of living expenses for international students?
Housing, food, and transportation are the top three cost of living expenses for international students abroad. Rent tends to be the most expensive, especially in larger cities, and can quickly set the tone for your overall budget. Food costs vary depending on your habits—home-cooked meals vs eating out, while transportation is more predictable but still adds up over time with daily commuting.
Does the cost of living affect my student visa requirements?
Yes, cost of living is a core part of student visa requirements, and governments explicitly include it in their financial proof criteria. For example, the UK requires students to show funds for tuition plus living expenses (up to £1,529 per month in London), while Canada requires proof of funds covering tuition and at least CAD 20,635 per year for living expenses. In simple terms, you must prove you can afford to live and not just study before your visa is approved. This requirement is standard across major destinations like the UK, Canada, and Australia, though exact amounts and rules may vary.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

Planning your study abroad finance

GyanDhan has helped 1 lakh+ students get education loans. Check your eligibility in 2 minutes.

Loan planning illustration