Budget Lifestyle
₹112,382/month
CAD 1,655/month
Location
Select either City or University
or
Food
Accommodation
Utilities
Transport
| Key | Estimate Basis |
|---|---|
| Food | Restaurant + fast food frequency |
| Accommodation | Selected rent type |
| Utilities | Selected utility mix |
| Transport | Taxi km usage |
Monthly Cost Breakdown in Ottawa (2026)
| Category | Amount |
|---|---|
| Accommodation | ₹58,151 |
| Food | ₹34,625 |
| Utilities | ₹19,605 |
| Transport | ₹0 |
| Total / month | ₹112,382 |
| Total / year | ₹1,348,589 |
Financial Planning for Studying in Ottawa
Estimated yearly living cost in Ottawa: CAD 13,743 (₹933,083). Use this baseline to plan your education loan amount along with tuition and one-time visa/deposit costs.
Financial Planning Tool
Education Loan
Find best education loan in shortest time
15+ banks. Starts at just 9.25%
Check your eligibility
Admission
Well-researched guide on how to study abroad
6 simple steps: A complete guide
Talk to a counselor
Scholarship
Search, filter & apply to scholarships in minutes
Save up to 100% on tuition fees
Find scholarship
How to calculate Costs:
Select Location
Select your university, or choose a country and city from the dropdowns.
1
Adjust Lifestyle
Adjust your lifestyle — accommodation type, meals, utilities, and transport.
2
See Estimate
See your estimated monthly and annual cost in local currency and INR instantly.
3
Plan Loan
Use the result to decide your loan amount, then check your eligibility in 2 minutes.
4
Cost of Living in Ottawa vs India
| Item | Ottawa | India (metro avg) |
|---|---|---|
| Overall (monthly) | ₹77,756 | ₹35,000 |
| Overall (yearly) | ₹933,083 | ₹4,20,000 |
India figures are approximate estimates for an urban student lifestyle.
Ottawa vs Other Cities in the Canada
Toronto
From
₹92,097
Vancouver
From
₹101,197
Guelph
From
₹78,761
Brampton
From
₹81,876
Sherbrooke
From
₹42,450
Student Tips:
Is Ottawa expensive for students?
Ottawa is moderately priced, not as expensive as Toronto, but still requires budgeting.
How much does it cost to live in Ottawa per month?
Students usually spend between CAD 1,200 and CAD 2,000 per month (₹72,000–₹1.2 lakh approx.), depending on housing and lifestyle.
Can part-time jobs cover living expenses in Ottawa?
Part-time work can cover daily expenses like food and transport, but rent usually needs additional support.
Study in Ottawa
FAQ's
Is Ottawa expensive for students?
Ottawa is moderately priced, not as expensive as Toronto, but still requires budgeting.
How much does it cost to live in Ottawa per month?
Students usually spend between CAD 1,200 and CAD 2,000 per month (₹72,000–₹1.2 lakh approx.), depending on housing and lifestyle.
Can part-time jobs cover living expenses in Ottawa?
Part-time work can cover daily expenses like food and transport, but rent usually needs additional support.
How does the cost of living in Ottawa compare to other cities in Canada?
Ottawa is cheaper than Toronto and Vancouver but slightly more expensive than cities like Montreal or Winnipeg.
How can students reduce living expenses in Ottawa?
Choosing shared accommodation and managing day-to-day spending carefully can help students stay within budget.
These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.
Planning your study abroad finance
GyanDhan has helped 1 lakh+ students get education loans. Check your eligibility in 2 minutes.
Create Free Account - Unlimited Use
Compare Living Costs For Your Study Destinations.
By creating an account, you agree to our Terms of Service and Privacy Policy
Account Created!
You can now compare unlimited universities.
Sign up for unlimited use