Cost of Living: Ottawa vs Sherbrooke for Indian Students (2026)

Deciding between Ottawa and Sherbrooke for your studies? This comparison breaks down monthly living costs for both cities — rent, food, utilities, and transport — converted to INR so you can plan your education loan with confidence.

Monthly Cost Comparison — Ottawa vs Sherbrooke (2026)

Category Ottawa Sherbrooke
Accommodation (3BR outside ÷ 3) ₹58,629 ₹31,084
Food ₹34,910 ₹34,225
Utilities ₹19,766 ₹11,715
Transport ₹0 ₹0
Total / month ₹1,13,305 ₹77,024
Total / year ₹13,59,662 ₹9,24,289

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Sherbrooke is 32% cheaper than Ottawa per month — saving approximately ₹36,281 every month or ₹4,35,372 annually on a budget lifestyle.

Ottawa ₹1,13,305
Sherbrooke ₹77,024

Cost of Living in Ottawa vs India

Accommodation Type Ottawa India (metro avg)
1BR, city centre (full cost) ₹1,38,339 ₹35,000
1BR, outside centre (full cost) ₹1,20,017 ₹25,000
3BR, city centre ÷ 3 people ₹71,238 ₹21,000
3BR, outside centre ÷ 3 people ₹58,629 ₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Ottawa Breakdown

Moderate

From

₹113,305/mo

View full breakdown

Full Sherbrooke Breakdown

Budget Friendly

From

₹77,024/mo

View full breakdown

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FAQ's

Is Ottawa or Sherbrooke cheaper for students?
Sherbrooke is 32% cheaper than Ottawa per month — saving approximately ₹36,281 every month or ₹4,35,372 annually on a budget lifestyle.
How much more expensive is Ottawa vs Sherbrooke?
Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.
Which city is better for Indian students — Ottawa or Sherbrooke?
That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.
Do these comparison totals include tuition fees for Ottawa or Sherbrooke?
No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.
What education loan do I need after using this comparison?
Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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