Cost of Living Calculator

Cost of Living in Sydney for Students (2026)

Data sourced from Numbeo · Last updated April 2026

Use the calculator below to estimate rent, food, utilities, and transport in Sydney based on your selected lifestyle.

MONTHLY COST AT A GLANCE

Budget Lifestyle

₹149,758/month

AUD 2,248/month

Comfortable Lifestyle

₹320,750/month

AUD 4,815/month

Location

Select either City or University

or

Food

0

No eating out at restaurants

0

No eating out at restaurants

Accommodation

3

3BR costs are split by roommates.

Utilities

0

No cinema visits

Transport

0

Enter total km you expect to travel by taxi in a month

Monthly Cost Breakdown in Sydney (2026)

Category Amount
Accommodation ₹90,582
Food ₹33,303
Utilities ₹25,871
Transport ₹0
Total / month ₹149,758
Total / year ₹1,797,100

Financial Planning for Studying in Sydney

Estimated yearly living cost in Sydney: AUD 20,980 (₹1,397,453). Use this baseline to plan your education loan amount along with tuition and one-time visa/deposit costs.

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How to calculate Costs:

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Select Location

Select your university, or choose a country and city from the dropdowns.

1

Adjust Lifestyle

Adjust your lifestyle — accommodation type, meals, utilities, and transport.

2

See Estimate

See your estimated monthly and annual cost in local currency and INR instantly.

3

Plan Loan

Use the result to decide your loan amount, then check your eligibility in 2 minutes.

4

Cost of Living in Sydney vs India

Item Sydney India (metro avg)
Overall (monthly) ₹116,454 ₹35,000
Overall (yearly) ₹1,397,453 ₹4,20,000

India figures are approximate estimates for an urban student lifestyle.

Sydney vs Other Cities in the Australia

Melbourne

Moderate

From

₹82,094

Perth

Moderate

From

₹83,712

Brisbane

Moderate

From

₹85,220

Student Tips:

Is Sydney expensive for students?

Yes, Sydney is the most expensive city in Australia, mainly because of very high rent and overall lifestyle costs.

How much does it cost to live in Sydney per month?

Students typically spend between AUD 1,800 and AUD 3,000 per month (₹1–₹1.7 lakh approx.), with rent being the biggest expense. Living closer to the city centre can increase costs further.

Can part-time jobs cover living expenses in Sydney?

Only partially. While students can manage groceries and transport through part-time work, covering rent fully is difficult due to high housing costs.

FAQ's

Is Sydney expensive for students?
Yes, Sydney is the most expensive city in Australia, mainly because of very high rent and overall lifestyle costs.
How much does it cost to live in Sydney per month?
Students typically spend between AUD 1,800 and AUD 3,000 per month (₹1–₹1.7 lakh approx.), with rent being the biggest expense. Living closer to the city centre can increase costs further.
Can part-time jobs cover living expenses in Sydney?
Only partially. While students can manage groceries and transport through part-time work, covering rent fully is difficult due to high housing costs.
How does the cost of living in Sydney compare to other cities in Australia?
Sydney is the most expensive city in Australia, with higher costs than Melbourne, Brisbane, and Perth.
How can students reduce living expenses in Sydney?
Sharing accommodation, staying in outer suburbs, cooking at home, and managing monthly budgets carefully can help reduce expenses.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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