Cost of Living in Canada

Explore city-level student budgets and compare options.

Canada

Cheapest Cities in Canada for Indian Students

City Monthly Cost Yearly Cost INR / year
Toronto CAD 1,356 CAD 16,278 INR 1,116,233
Ottawa CAD 1,145 CAD 13,743 INR 942,423
Edmonton CAD 1,074 CAD 12,894 INR 884,224
Montreal CAD 881 CAD 10,572 INR 724,998
Vancouver CAD 1,490 CAD 17,886 INR 1,226,528
Winnipeg CAD 968 CAD 11,620 INR 796,835
Barrie CAD 1,220 CAD 14,639 INR 1,003,903
Calgary CAD 1,236 CAD 14,839 INR 1,017,571
Guelph CAD 1,160 CAD 13,921 INR 954,602
Kingston CAD 1,034 CAD 12,416 INR 851,419
Belleville CAD 1,092 CAD 13,106 INR 898,737
Brampton CAD 1,205 CAD 14,471 INR 992,347
Charlottetown CAD 927 CAD 11,128 INR 763,080
Halifax CAD 1,209 CAD 14,512 INR 995,147
Hamilton CAD 1,181 CAD 14,182 INR 972,502
Kelowna CAD 1,218 CAD 14,616 INR 1,002,287
Lethbridge, AB CAD 932 CAD 11,186 INR 767,102
London CAD 1,180 CAD 14,165 INR 971,388
Mississauga CAD 1,392 CAD 16,705 INR 1,145,528
Quebec City CAD 701 CAD 8,422 INR 577,533
Saskatoon CAD 1,046 CAD 12,553 INR 860,819
Sault Ste. Marie CAD 920 CAD 11,049 INR 757,663
Sherbrooke CAD 625 CAD 7,503 INR 514,501
Squamish, BC CAD 1,576 CAD 18,915 INR 1,297,104
Victoria CAD 1,365 CAD 16,390 INR 1,123,935
Waterloo CAD 1,266 CAD 15,201 INR 1,042,438

Student Visa Financial Requirements in Canada

Visa proof-of-funds requirements vary by visa type and intake. See visa guidance.

Part-Time Earning Potential in the Canada

Students in Canada can usually offset part of their monthly living expenses through part-time work, subject to visa rules and local wage rates.

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FAQ's

How much money do I need to live in Canada?
To live in Canada, you typically need around CAD 12,000 to CAD 22,000 per year (₹7–13 lakh approx.) for living expenses, depending on the city and lifestyle. For a 1–2 year course, this can go up to CAD 12,000–44,000 (₹7–26 lakh approx.) in total, excluding tuition and one-time costs.
Which cities in Canada have the lowest cost of living?
Cities like Winnipeg, Halifax, Saskatoon, and Regina are more affordable than Toronto or Vancouver. Students can find lower rent and cheaper daily expenses in these cities.
What is the average cost of living in Canada per month?
The average cost of living in Canada is around CAD 1,000 to CAD 1,800 per month (₹60,000–₹1.1 lakh approx.), depending on the city. Larger cities are on the higher end.
What is the cost of living in Canada for Indian students?
For Indian students, monthly living costs usually range from CAD 1,000 to CAD 1,800 (₹60,000–₹1.1 lakh approx.). Costs depend largely on rent, and students can reduce expenses by sharing accommodation and managing daily spending.
Can you live with CAD 1,000 a month in Canada?
Yes, but only in smaller cities and with strict budgeting. Living on CAD 1,000 (₹60,000 approx.) per month usually requires shared housing and limited spending. In cities like Toronto or Vancouver, this budget is generally not enough.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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