Cost of Living in Calgary for Students (2026)

Data sourced from Numbeo · Last updated April 2026

Use the calculator below to estimate rent, food, utilities, and transport in Calgary based on your selected lifestyle.

MONTHLY COST AT A GLANCE

Budget Lifestyle

₹119,145/month

CAD 1,736/month

Comfortable Lifestyle

₹221,421/month

CAD 3,227/month

Location

Select either City or University

or

Food

0

No eating out at restaurants

0

No eating out at restaurants

Accommodation

3

3BR costs are split by roommates.

Utilities

0

No cinema visits

Transport

0

Enter total km you expect to travel by taxi in a month

Monthly Cost Breakdown in Calgary (2026)

Category Amount
Accommodation ₹59,691
Food ₹34,304
Utilities ₹25,149
Transport ₹0
Total / month ₹119,145
Total / year ₹1,429,742

Financial Planning for Studying in Calgary

Estimated yearly living cost in Calgary: CAD 14,839 (₹1,018,093). Use this baseline to plan your education loan amount along with tuition and one-time visa/deposit costs.

Financial Planning Tool

Education Loan

Education Loan

Find best education loan in shortest time

15+ banks. Starts at just 9.25%

Check your eligibility
Admission

Admission

Well-researched guide on how to study abroad

6 simple steps: A complete guide

Talk to a counselor
Scholarship

Scholarship

Search, filter & apply to scholarships in minutes

Save up to 100% on tuition fees

Find scholarship
Sprinkles

How to calculate Costs:

Sprinkles

Select Location

Select your university, or choose a country and city from the dropdowns.

1

Adjust Lifestyle

Adjust your lifestyle — accommodation type, meals, utilities, and transport.

2

See Estimate

See your estimated monthly and annual cost in local currency and INR instantly.

3

Plan Loan

Use the result to decide your loan amount, then check your eligibility in 2 minutes.

4

Cost of Living in Calgary vs India

Item Calgary India (metro avg)
Overall (monthly) ₹84,841 ₹35,000
Overall (yearly) ₹1,018,093 ₹4,20,000

India figures are approximate estimates for an urban student lifestyle.

Calgary vs Other Cities in the Canada

Toronto

Moderate

From

₹93,067

Ottawa

Budget Friendly

From

₹78,575

Vancouver

Moderate

From

₹102,263

Guelph

Budget Friendly

From

₹79,591

Brampton

Moderate

From

₹82,738

Student Tips:

Is Calgary expensive for students?

No, Calgary is relatively affordable compared to major cities like Toronto and Vancouver.

How much does it cost to live in Calgary per month?

Monthly living costs are typically between CAD 1,100 and CAD 1,800 (₹66,000–₹1.1 lakh approx.).

Can part-time jobs cover living expenses in Calgary?

In many cases, yes. Lower rent allows part-time income to cover a significant portion of expenses, especially if spending is controlled.

Study in Calgary

FAQ's

Is Calgary expensive for students?
No, Calgary is relatively affordable compared to major cities like Toronto and Vancouver.
How much does it cost to live in Calgary per month?
Monthly living costs are typically between CAD 1,100 and CAD 1,800 (₹66,000–₹1.1 lakh approx.).
Can part-time jobs cover living expenses in Calgary?
In many cases, yes. Lower rent allows part-time income to cover a significant portion of expenses, especially if spending is controlled.
How does the cost of living in Calgary compare to other cities in Canada?
Calgary is cheaper than Toronto, Vancouver, and Ottawa, making it a good mid-range option for students.
How can students reduce living expenses in Calgary?
Sharing rent, cooking at home, and limiting discretionary spending can help students manage costs effectively.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

Planning your study abroad finance

GyanDhan has helped 1 lakh+ students get education loans. Check your eligibility in 2 minutes.

Loan planning illustration