University of illinois at urbana champaign  champaign  illinois   united states
US News Ranking 9
Qsranking 30
Timesranking 23

Brief background:

The University of Illinois at Urbana-Champaign is a public research university that was founded in 1859. It is the flagship university under the University of Illinois system and is often called the best public university in the United States. The research expenditure at the University was $642 million in 2017. With 16 schools and colleges under its fold, the University offers more than 150 undergraduate degrees and approximately 100 graduate programs. It offers programs through schools like the College of Business, the College of Engineering, the University Of Illinois College Of Law, and the College of Education.


Attesting to its reputation as a great institution for higher studies, the University of Illinois – Urbana Champaign ranking is #82 in QS Global World Rankings 2021. It is ranked by The US News Rankings 2021 as #47 in National Universities while #35 in Most Innovative Schools.

Acceptance Rate

University of Illinois – Urbana Champaign acceptance rate is around 60% reflecting its selectivity among the students. Its acceptance rate for Indian students is around 36% for graduate courses. The University of Illinois at Urbana-Champaign GRE score requirement is around 153 for Verbal and around 163 for Quant. The average SAT scores needed to meet UIUC admission criteria is around 600-690 in Reading and Writing, and 600-770 in Math.


The campus of the University of Illinois – Urbana Champaign is built over 1468 acres. The campus is often described as a ‘work of art’ – because of its beautiful architecture and landscape. This University is in fact amongst the few minority Universities across the world to have its own airport! The library here is one of the biggest public libraries in the world and holds more than 12 million volumes. The campus is also home to excellent laboratories and research centers.

Residing Options:

Students can choose from the on-campus or off-campus accommodation options. Most graduate students, however, end up living off-campus because it offers them more privacy and space and is also cheaper than on-campus accommodation. Popular areas for students for off-campus accommodation are Mattis Avenue, Wright Street, Fourth Street, and Green Street. Depending upon the kind of room being offered, the off-campus rent is between $500 and $1000.

Faculty and pedagogy:

Well, the University of Illinois – Urbana Champaign is known for the excellent quality of education it offers and has some of the best faculty from across the world. A large percentage of the faculty here is friendly and ready to help students – even at non-office hours and thus is quite popular among students.


The University of Illinois – Urbana Champaign fees for Indian students is around $33000 annually. The off-campus living cost is around $6000. 

Financial aid:

Since UIUC is a public university, its tuition fee is not very high. Pegged at $33,000, it is quite reasonable when compared to other universities of the same reputation for graduate courses. Scholarships are far and few and very difficult to get. Students in need of financial aid can apply for Research Assistantships and Teaching Assistantships.

Jobs and placements:

The Career Centre at the University of Illinois Urbana - Champaign provides all of its students with resources focused on career and professional development. To be eligible for the Career Centre’s services, students should be either currently enrolled or alumni within one year of graduation. Alumni with more than a year after graduation are eligible for one thirty-minute career coaching session, on-site use of the Career Resource Centre, and access to Handshake. Alumni interested in health professions are eligible for pre-professional advising at any time. Students who attended the university but did not receive a degree are ineligible for the Career Centre services.
According to Payscale, the salary range of graduates with an MS degree is $52,201 - $105,280 while the average salary of graduates with MEng/ME degree is $88,124. Graduates with a Master of Computer Science (MCS) degree earn an average salary of $118,259, while those with a Master of Civil Engineering (MCE) Degree earn an average salary of $76,823. 
The top recruiters employing graduates of this university are The Boeing Company - $64,264 - $124,928; Northrop Grumman Corporation- $62,052 - $126,760; Caterpillar, Inc.- $62,338 - $118,296; International Business Machines (IBM) Corp - $82,414 - $164,706. The most popular job profiles amongst the alumni are Software Engineer, Mechanical Engineer, Project Engineer, Electrical Engineer, Project Manager, Civil Engineer, Structural Engineer.


The University of Illinois – Urbana Champaign notable alumni list includes eminent figures such as the Co-founder of Youtube Jawed Karim, Creator of JavaScript Brendan Eich, and CEO of General Electric Jack Welch.


Every program that is offered at UIUC consistently gets ranked amongst the top 10 and thus UIUC is one the best places for your education. Given the strong emphasis on research at UIUC, getting admission for Indians is quite tough here. This is because a large majority of Indian students lack research skills. However, if you are an aspiring Indian student with an excellent profile, UIUC is definitely worth a try.


The University of Illinois has an exceptional public transit network available for students, faculty, staff, and visitors. The Champaign-Urbana Mass Transit District provides 10-minute service frequencies around campus. The Illinois Terminal, around just a mile from the campus, offers three Amtrak trains daily to Chicago and Carbondale, and intercity buses to various destinations. The closest airport to the university is the University of Illinois Willard Airport (CMI).
You may visit the Millennium Park & Cloud Gate, Abraham Lincoln Presidential Library and Museum, Lincoln Park, Anderson Japanese Gardens, or the Starved Rock State Park during your free time. There are also numerous places to hang out. The city is littered with cafes, restaurants, and budget hotels for recreational purposes. You may also opt to light up the nightlife at the numerous bars and discotheques.
The university also encourages arts and crafts through the on-campus communities. You may also opt for the multiple sports options available on campus.

Acceptance Rate for Indians 36%
STEM Masters Awarded to International Students 545
STEM Doctorates Awarded to International Students 164
TA Appointments 985
RA appointments 1,319
Research funding $238,991,306
Source : GyanDhan's analysis & partner data as of year 2018

The Department of Aerospace Engineering under The Grainer College of Engineering offers graduate programs leading to the degrees of Master of Science (MS) and Doctor of Philosophy (Ph.D.). Students can pursue a major in different areas. The graduate program places emphasis on aircraft and spaceflight engineering.
The Master of Science in Aerospace Engineering is also offered online. The degree requirements are the same as for the on-campus program. Online students have five years to complete the program.
Although the prerequisite for graduate study is the equivalent of a B.S. in Aerospace Engineering, graduates in other fields of engineering, pure sciences, or mathematics may be admitted. A minimum grade point average of 3.00 (A = 4.00) of the last two years of undergraduate study is required. Scores on the GRE general test are required of all applicants. A quantitative score in the 80th percentile is recommended. The TOEFL is required of applicants whose native language is not English with a minimum score of 103. Such applicants can also take the International English Language Testing System (IELTS), wherein they must score a minimum of 7.0 overall and 6.0 in all subsections. 

Areas of Expertise: Dynamics and controls; Space systems; Hypersonics; Aerodynamics and fluid mechanics; Aerospace structural mechanics; Combustion and propulsion; Orbital mechanics and space mission optimization; Aerospace materials

List of Labs: Center for Exascale Simulation-coupled Combustion


The Department of Bioengineering offers Master of Science in Bioengineering for which one will need to complete the core curriculum and the requisite number of electives apart from research activities for which you will be allocated credit hours. You need to complete the thesis and cover a significant amount of hours to complete the course. You can opt for the non-thesis option also.
The Department of Bioengineering also offers a one-year non-thesis professional Master of Engineering (M.Eng) in Bioengineering degree.
The Bioengineering Graduate Program integrates the sciences of biology and medicine with those of engineering. The Graduate Program in Bioengineering admits few M.S.-only students. Successful applicants usually have GPAs above 3.5 (on a 4.0 = A scale) and GRE scores above the 80th percentile.
Applicants must have a bachelor's degree in bioengineering or a related field. Engineering students must have prior training in the life sciences, while Biology students must have a strong understanding of mathematics.
The Master of Science program in Bioinformatics is in partnership with four academic units that are consistently ranked among the top in the world. Prospective students should apply directly to the group of their choice:

  • Department of Animal Sciences
  • Department of Computer Science
  • Department of Crop Sciences
  • School of Information Sciences

Research in bioinformatics takes place in several leading interdisciplinary centers on the campus. The MS degree offers both thesis and non-thesis options. All students must take courses in each of three core areas:

  • Fundamental Bioinformatics – Courses in genomics, proteomics, bioinformatics, and computational biology
  • Biology – Courses in general biochemistry and cell biology
  • Computer Science – Courses in database systems and combinatorial algorithms
  • Chemical Engineering - Department of Chemical and Biomolecular Engineering 

Students applying to the Ph.D. program in the Department of Chemical and Biomolecular Engineering must have a baccalaureate degree from an accredited university, an exceptional academic record, strong GRE test scores, and three recommendation letters. International students are required to submit TOEFL/IELTS scores. Preferred applicants possess a grade point average of at least 3.5 on a 4.0 scale (4.0 is A). Outstanding students with degrees in other areas are welcome to apply. All graduate students are supported financially if they maintain satisfactory academic progress. Support can include research assistantships, teaching assistantships, and fellowships.

Areas of Expertise:  Biotechnology and biomolecular engineering; Colloid science and complex fluids;  Materials engineering for chemical applications; Materials and devices for energy conversion; Computational, process and systems science

List of Labs: The Center for Nanoscale Chemical-Electrical-Mechanical Manufacturing Systems

Civil and Environmental

The Department of Civil and Environmental Engineering offers courses across these areas: Construction Engineering and Management; Construction Materials; Energy-Water-Environment Sustainability; Environmental Engineering and Science; Geotechnical Engineering; Societal Risk Management; Structural Engineering; Sustainable and Resilient Infrastructure Systems; Transportation Engineering; Water Resources Engineering and Science

The department offers the degrees of: Master of Science in Civil Engineering; Master of Science in Environmental Engineering; M.Eng. in Railway Engineering Concentration

Students can develop cross-disciplinary programs in consultation with their advisers. The department offers courses in computational science and engineering and energy and sustainability engineering in its graduate programs. They also offer a professional master's degree program (non-thesis option) to students. The major in Engineering for the M.Eng. degree requires the selection of an interdisciplinary concentration.

For the M.S./Joint Degree programs, admission is provided to graduates of accredited institutions whose requirements for the Bachelor's degree are like those of the university. The applicant's academic average should be at least 3.00 (A = 4.00). GRE is required. Applications are considered for both spring and fall admissions. The requirements for admission to the Ph.D. program are substantially higher. All applicants whose native language is not English must submit a minimum TOEFL score of 79 (iBT), 213 (CBT), or 550 (PBT); or IELTS academic exam scores of 6.5 overall and 6.0 in all subsections.

For the Joint Degree programs, students need to be graduates of accredited institutions whose requirements for the Bachelor's degree are like those of the University. The applicant's academic average should be at least 3.00 (A = 4.00). GRE is required. The test scores for admission to the Ph.D. program are higher. All applicants whose native language is not English must submit a TOEFL or IELTS score. The TOEFL score should be a minimum of 79 (iBT), 213 (CBT), or 550 (PBT) and the IELTS scores should be 6.5 overall and 6.0 in all subsections.

Areas of Expertise: Energy, water and environment sustainability; Environmental engineering and science; Sustainable and resilient infrastructure systems; Structural engineering and mechanics; Societal Risk Management; Transportation engineering; Environmental hydrology and hydraulic engineering; Geotechnical engineering; Construction management; Construction materials engineering; Public health engineering

List of Labs: Center of Excellence for Airport Technology; Advanced Transportation Research and Engineering Laboratory; Illinois Center for Transportation; Prairie Research Institute; Mid-America Earthquake Center

Computer Science

The Master of Science (M.S.) in Computer Science offered by the Department of Computer Science is a research-oriented degree, and credit hours accumulated can be counted towards the Ph.D. in Computer Science. Students must complete three different courses, each from a different area, with a grade of B- or higher. There is an option to pursue the course online too. The online option allows students to earn a Master of Computer Science degree in up to five years. These students have the option to complete the Professional MCS track or the MCS program with a data science track. The department also offers M.S. in Bioinformatics Program as well.
Applicants must have a 4-year bachelor’s degree equivalent to that granted by the university. Eligibility also depends on the country where the applicant received their degree -- please see the Graduate College's list of eligible degrees. The University requires applicants to hold at least a 3.0/4.0 or higher GPA in the last two years of their undergraduate study to be eligible for graduate studies on this campus.
Applicants who do not hold a bachelor’s degree in Computer Science must have enough background in computer programming, data structures and algorithms, computer architecture, and theory of computation.
GRE general aptitude tests (Verbal, Quantitative, and Analytical) and subject test scores are recommended but not required. All applicants whose native language is not English must submit a minimum TOEFL or IELTS score.

Areas of Expertise: Computer architecture, parallel and distributed computing; Big data, data mining, information retrieval; Theory and algorithms, formal methods; OS, networking, embedded and secure systems; Programming languages, compilers, software engineering; Scientific computing; Human-computer interaction, graphics and multimedia; Artificial intelligence, computer vision, natural language processing

List of Labs: Image Laboratory: Multimedia Signal Processing, Analysis, and Visualization; National Center for Supercomputing Applications; Information Trust Institute; Computational Science and Engineering

Electrical & Computer Engineering

The Master of Engineering degree offered by the Department of Electrical and Computer Engineering is a coursework-only degree and appropriate for students who wish to enter the professional workforce. Students interested in a career in research should go for the Master of Science (M.S.) program.
The Master of Science degree allows students to master concepts which will help them to become visionaries in their fields. The candidates for the M.S. degree should complete all the requirements for the degree within five calendar years of their entering college. A total of thirty-two hours of credit, of which 20 must be 500-level ECE hours, are required. Please click here for more details.
M.S. degree candidates who wish to continue toward the Ph.D. degree must take the Qualifying Examination at the time specified. It is not necessary to complete the M.S. degree requirements before taking the examination. Students who are not able to satisfy the necessary requirements by the beginning of the fourth semester in residence are not eligible for admission to Ph.D.
The graduate faculty evaluates the Ph.D. candidate’s ability to do independent research work. Scholastic competence including grades, class ranks, instructor evaluations, and comments, and GRE scores are taken into consideration. Students entering the doctorate program with Bachelor's degrees must take the Qualifying Examination before the fourth semester in residence. A student must have the Ph.D. Thesis Adviser Agreement on file with the ECE Graduate Advising Office. Moreover, there is a specific requirement for the number of hours of coursework to be completed. A grade-point average of at least 3.25 is required in all graduate coursework completed and on the 500-level Electrical and Computer Engineering coursework completed. 
All applicants whose native language is not English must submit a minimum TOEFL score of 96 (iBT), 243 (CBT), or 590 (PBT); or minimum IELTS academic exam scores of 6.5 overall and 6.0 in all subsections.
Areas of Expertise: Networking and distributed computing; Communications and control; Electromagnetics, optics, and remote sensing; Circuits and signal processing; Biomedical imaging, bioengineering, and acoustics; Nanotechnology; Microelectronics and photonics; Power and energy systems; Computing systems hardware and software; Reliable and secure computing systems

List of Labs: Grainger Center for Electric Machinery and Electromechanics; Power Systems Engineering Research Center; Cyber Resilient Energy Delivery Consortium (CREDC);  Center for Computational Electromagnetics and Electromagnetics Laboratory; Illinois Center for;  Cryptography and Information Protection; Center for Reliable and High-Performance Computing; Coordinated Science Lab; Micro and Nanotechnology Lab; Trustworthy Cyber Infrastructure for the Power Grid

Industrial & Enterprise Engineering 

The Department of ISE Industrial & Enterprise Systems Engineering offers M.S. Industrial Engineering (On-campus/Online and Thesis/Non-thesis); MS Industrial Engineering with Advanced Analytics Concentration; MS Systems and Entrepreneurial Engineering (Thesis/Non-thesis); MS in Financial Engineering (MSFE degree). Students are required to submit an advisor agreement and choose the thesis or non-thesis option.
Foreign candidates need to submit the following in addition to the application form - resume,     three letters of recommendation, transcripts in English and native language (may be unofficial, but the names of the applicant and university must appear), certificate of a degree in English and native language (if earned),  official GRE scores, official TOEFL scores (can be omitted in certain circumstances), passport, evidence of financial resources (may be submitted after admission). 

Areas of Expertise: Data Analytics; Financial engineering; Design and Manufacturing; Operations Research; Decision and Control Systems

List of Labs:  Institute for Sustainability, Energy, and Environment; Health Care Engineering Systems Center (HCESC)

Materials Engineering - Materials Science & Engineering

The graduate school of the Department of Materials Science and Engineering provides practical skills and professional experience in advanced materials. The department offers the Master of Science (Thesis/Non-thesis) and Doctor of Philosophy programs in Materials Science and Engineering. Students may choose to specialize in various aspects of materials science and engineering including Ceramics, Metals, Polymers, Electronic Materials, Biomaterials, and Composites.
Students entering the graduate program may have undergraduate degrees in different scientific and engineering disciplines, e.g., Materials Science and Engineering, Chemistry, Chemical Engineering, Physics or Mechanical Engineering. Admission is based on undergraduate performance, standardized test scores, a statement of purpose, and letters of recommendation.
A cumulative GPA of at least 3.0/4.0 (4.0=A) is required. The GRE General Test (Verbal, Quantitative, and Analytical) is required. All applicants whose native language is not English should submit the results of the TOEFL or IELTS as evidence of English proficiency. Scores necessary for full admission status: TOEFL-104/ IELTS greater than 7.5 and must be less than 2 years old at the time of admission.
Areas of Expertise: Electronic materials; Ceramic materials; Biomaterials; Nano-, micro- and meso-technology, and nanomanufacturing;  Metallic materials; Polymeric and organic materials

List of Labs: Frederick Seitz Materials Research Lab; Materials Research Science and Engineering
Mechanical - Mechanical Science and Engineering

The Department of Mechanical Science and Engineering offers campus and online options for  M.S. degrees in Mechanical Engineering (MSME). The department also offers a Master of Science in Theoretical and Applied Mechanics (MSTAM). Most MS students are given financial assistance through research assistantships, teaching assistantships, and/or fellowships.
The Master of Engineering in Mechanical Engineering (M.Eng. ME) provides campus/online options and in-depth technical knowledge beyond that of a bachelor’s degree in mechanical engineering. BS is offered in Engineering Mechanics and Mechanical Engineering.
Applicants must apply online with the transcripts, resume/CV, Statement of Purpose/Personal Statement, three letters of recommendation. Also, GRE scores and TOEFL/IELTS scores for non-native English speakers are necessary.

Areas of Expertise: Biomechanics and mechanobiology; Manufacturing processes and manufacturing systems control; Controls and dynamics and tribology; Nano-, micro- and meso-technology, and nanomanufacturing; Computational science and mechanics and applied math; Energy Science, Fluid Mechanics, Heat Transfer, Combustion; Robotics and autonomous systems; Materials, solid mechanics and applied physics

List of Labs: Air Conditioning and Refrigeration Center; Critical Infrastructure Resilience Institute; Manufacturing Research Center; Center for Power Optimization of Electro-Thermal Systems

Pure Science

The program leading to the degree of Master of Science in the Teaching of Chemistry is designed to be completed in one year of full-time study by students entering without deficiencies. The Doctoral programs are offered in a wide range of specialties including the traditional areas of Analytical, Inorganic, Organic, and Physical Chemistry, Materials Chemistry and Chemical Biology. Students are required to present a seminar, pass an oral preliminary examination on research preparation, present and defend an original research proposal not related to their thesis research, and submit a thesis on original research, which is defended at a final oral examination.

Areas of Expertise: Astrophysics, cosmology, and general relativity; Atomic, molecular, and optical physics and quantum information science; Condensed matter physics and nanotechnology; High-energy physics; Biological physics

List of Labs: Carl R. Woese Institute for Genomic Biology; Center for Theoretical Astrophysics

Annual fees for Indians $33,000
Annual off-campus living $6,000
Source : GyanDhan's analysis & university's website as of year 2018

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All You Need To Know About WES Evaluation | GyanDhan
<p> Published date: 27 Nov 2020 Updated on: 27 Nov 2020 &nbsp; Planning to study in Canada or the USA? You will have to provide your GRA scores that need to be according to American calculations. Therefore, the scores you will provide need to be converted. It's the point in your journey where you will have to take the help of World Education Services (WES) credit evaluation.&nbsp; WES is one of the largest credential evaluation services that make it easier to understand and recognize by the educational institutions and employers in the US and Canada. This evaluation will provide you with academic equivalents for your credentials so that you can pursue further education or look for a job in these countries. WES evaluations are recognized throughout the USA and Canada. It is the largest and among the oldest of the evaluation services and is also a founding member of NACES (National Association of Credential Evaluation Services). When should you get your credentials evaluated by WES? If you have completed your education outside of the US or Canada and want to go to study or work in these countries, a WES credit evaluation can help you make the right decision by making you understand how your academic credentials are viewed in the USA and Canada. This information can be used in applying to the schools that are apt for your educational background. In case if you are looking for job opportunities in these nations, this evaluation will help you figure out the positions for which you the required educational background. How to apply for a WES evaluation? Step 1- Apply to WES on their website and get a reference number. Step 2- Arrange all the documents required and get them sent to WES by your college along with the full payment in form of DD in a sealed envelope, as per the format stated on the WES website. WES does not accept the documents sent by students, agents, or anyone else. As soon as the WES receives the documents, its staff examines and verifies it. After verification, they proceed to the evaluation process. Step 3- Once the evaluation is done, WES delivers the report to the institutions you have designated. What are the documents required for WES credit evaluation? The list of required documents varies in the US and Canada according to your country of education, type of education, etc. You can check the list of the required documents on the WES website according to your specifications. Some of the major documents required are: Final or provisional degree certificate Annual statement of marks You don’t need to send the documents of your undergraduate degree if you have any of these degrees: Master of Engineering, Master of Education, Master of Technology, or Master of Philosophy. If your master’s degree does not fall into the categories above, you have to submit your bachelor’s degree documents as well.&nbsp; The documents must be attested with the date and placed in an official sealed envelope signed or stamped across the back flap by the appropriate authentication officer of the college. If the envelope is opened or the stamp or signature is missing across the back flap, WES will reject it right away. The college registrar should also sign the Academic Records Request form which you have to put in the same sealed envelope as your transcripts. Need expert help in getting admission to a university abroad? Fill this form and get in touch with an expert What is included in a WES evaluation? There are three types of evaluations offered by WES: &nbsp;Document-by-Document: This evaluation contains a description of your academic credentials, comprising his/her name, name of the institution attended, year awarded, and major field of study. It also provides the US/Canada equivalent for every credential. Course-by-Course: This evaluation includes all the information covered in the Document-by-Document valuation and also lists all the post-secondary subjects and their corresponding value according to US/Canada grade equivalents. CPA Evaluation: This evaluation is useful for the applicants of Certified Public Accountant exams. How much does the WES evaluation cost? A WES Course-by-Course evaluation costs $160 while a Document-by-Document evaluation costs $100. If a student wants rush service or express delivery, extra charges are applied. Need Help in Study Abroad Admission Counselling Click Here How much time does it take to get the WES evaluation? Typically, WES completes the evaluation process within 7 business days, depending upon the type of service requested by the student. If additional verification, research, or correspondence is required, WES might take more time to evaluate. Therefore, it is always recommended to start the process as early as possible to make certain that your evaluation report is completed timely. Which Indian universities are recognized by the US and Canada WES? WES doesn't have any specific list of institutions recognized. However, if you have attended a duly authorized and recognized institution in India, it is likely that WES US/Canada will evaluate your documents. It is quite easy to understand how important WES evaluation is for students who want to study or get a job in the USA/Canada. To get an idea of your academic scores according to the USA/Canada grade equivalents, you can use the WES GPA calculator. Get your grades evaluated and weigh your chances of securing admission to your dream university. If you need any help in getting admissions abroad, get in touch with GyanDhan, and ward off all your worries. Get expert help in every step of your abroad education journey by allowing us to be your guide throughout! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

ICICI Bank Education Loan Disbursement Process | GyanDhan
<p> Published date: 25 Nov 2020 Updated on: 25 Nov 2020 &nbsp; Education loans are a boon to students who find personal funds to be less than adequate at most times. With several benefits, they are the best choice for funding abroad education. You should search and explore various education loan options so that you can settle on the best-suited loan product that helps you with your overseas journey.&nbsp; There are many lenders in the market, each with a different loan product. We have a whole series of blogs on different loan products and disbursement processes to help you.&nbsp; In this blog, we are exploring the disbursement process, features, and benefits of the ICICI Bank education loan.&nbsp; What steps are to be taken before the ICICI Bank Education Loan disbursement process?&nbsp; The ICICI Bank education loan process is plain and simple. All you need to do is as follows -&nbsp; Apply for the loan - You can apply for the loan online on the GyanDhan portal after understanding the features and benefits of the ICICI Bank education loan. The entire loan application can be completed online, including submission of the required documents.&nbsp; Submit the required documents - The loan application form requires various documents such as the admission letter, fee structure, KYC documents, collateral documents (if applicable), course-specific documents, etc. GyanDhan will send your case-based document checklist to the registered email of the student, which can be easily uploaded on the portal. ICICI Sanction letter - Once the documents are submitted and verified, the ICICI Bank education loan sanction letter will be sent to the registered email of the applicant. Students are advised to read this letter carefully. Final Loan agreement - On accepting the terms and conditions mentioned in the sanction letter, applicants are required to submit further documents. After which, the bank sends the final loan agreement to be signed by the applicant and the co-applicant(s). The loan amount is disbursed as per the student’s request.&nbsp; What are the ICICI Bank Education loan documents required?&nbsp; The documents required for the ICICI Bank education loan process are as follows -&nbsp; Applicant’s KYC documents - Aadhar card PAN card Valid passport&nbsp; Driver’s license Applicant’s proof of address Tax paid receipt&nbsp; Telephone bill/Electricity bill/Water bill of not more than 3 months old Ration card Academic transcripts - 10th, 12th, and undergraduate mark sheets&nbsp; Test scorecards of GRE/GMAT/TOEFL/IELTS/PTE, if required.&nbsp; Admission letter&nbsp; Fee structure&nbsp; Applicant’s signature proof - Banker’s signature verification Passport copy PAN card Documents required from co-applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month.&nbsp; NACH form There may be additional case-based documents that the applicant will have to submit to complete the application process and to initiate the disbursement process. The documents have to be notarized on stamp paper.&nbsp; Want To Apply For An ICICI Bank Abroad Education Loan? Fill this form and get in touch with an expert What is the ICICI Bank education loan disbursement process?&nbsp; The ICICI Bank education loan disbursement process does not require any additional steps. Once the bank has presented the sanction letter, the applicant has to submit all the above-mentioned documents, as well as any other mentioned in the letter. The applicant can request disbursement of the loan amount after the documents are submitted and verified by the bank. The time taken for disbursal is 15 working days. The process is quick and hassle-free for timely disbursement of loans.&nbsp; Tuition fees - The tuition fee is directly transferred to the university account or the student’s account.&nbsp; Living expenses - Expenses for accommodation, hostel, travel, etc, are transferred to the student’s account for ease of processing. Other expenses - All expenses incurred during studies abroad are covered under the ICICI Bank education loan. The loan amount for the same is transferred to the student’s account.&nbsp; Students should remember to request disbursement at least 2 to 3 weeks before the deadline for fee submission to provide ample time for the bank to process it and to avoid any delays in submitting the fee.&nbsp; What are the features of the ICICI Bank education loan?&nbsp; The ICICI Bank education loans are student-friendly with various features that aid students to pursue abroad education without breaking into a sweat. Some of them are as follows -&nbsp; Loan amount - ICICI Bank offers education loans up to INR 1 crore (with collateral) for overseas education. For education loans without collateral, the bank offer loans up to INR 40 lakhs for postgraduate courses and up to INR 20 lakhs for undergraduate courses.&nbsp; Interest rate - The ICICI Bank education loan interest rate for international studies starts at 11.25% for postgraduate courses. For undergraduate courses, the interest rate starts at 11.75%. The interest rate, however, can differ based on the course and the institute. If the student has secured admission in a top-ranking college, the interest rate can be negotiated. Simple interest is calculated on education loans.&nbsp; Margin Money - The bank does not charge any margin money on loan amounts up to INR 20 lakhs. Margin money for loans above INR 20 lakhs ranges from 5% to 15%. Any scholarship amount or initial fee paid to the university can be included in the margin money.&nbsp; Eligibility - The ICICI Bank education loan eligibility criteria is rather simple - &nbsp; The student should be an Indian national.&nbsp; The student should have secured admission in a recognized university to a degree or diploma course.&nbsp; The student should have successfully completed 10+2 education.&nbsp; Processing fee - The ICICI Bank processing fee is 1% of the loan amount plus applicable taxes.&nbsp; Repayment tenure - The bank offers up to 8 years after the moratorium period ends to repay the loan amount. If the student has pledged collateral, the loan tenure is 10 years post the holiday period.&nbsp; Moratorium period - The loan repayment starts after the completion of the course + 6 months.&nbsp; What are the benefits of the ICICI Bank education loan?&nbsp; The benefits of an ICICI education loan are as follows -&nbsp; Loan coverage - The education loans by the bank will cover any and every expense that is incurred in overseas education. Students can also pledge collateral to get a higher loan amount limit.&nbsp; Wider course and college coverage - Most lenders keep a list of eligible courses and colleges for abroad education. ICICI Bank, on the other hand, gives education loans to practically every course and college provided it is a recognized institute. Instant Education loan - The bank facilitates instant education loans that enable students to get an instant Sanction letter. The ICICI Bank Abroad loan Sanction letter is accepted as a source of funds for student’s admission confirmation. The student can avail of the Instant Education Loan by pledging Fixed Deposit with the bank. The instant loans are pre-approved, and therefore, the sanction letter is sent on the registered email ID of the customer.&nbsp; Interest rates - The ICICI Bank education loan interest rate is dynamic. On securing admission to a reputed and top-ranked college, the rate of interest can be negotiated to a lower figure.&nbsp; Pre-Visa disbursal - The bank offers the option to get the loan amount disbursed as a way to show proof of funds during the visa interview. The bank also has preferential forex rates for international disbursements.&nbsp; Margin money - There is no margin money on loan amounts up to INR 20 lakhs.&nbsp; Tax benefits - Under Section 80E of the Income Tax Act of India, the interest paid on an education loan is tax-deductible. Students can avail of this benefit by taking a loan from the ICICI Bank, as well as any other scheduled bank in India.&nbsp; In addition to this long list of benefits, the bank accepts non-financial co-applicants if the applicant has 3+years of experience and is going for a postgraduate course. There is also no penalty on prepayment of loans.&nbsp; What are the advantages of opting for the GyanDhan Gateway for your education loan?&nbsp; GyanDhan is a one-stop-shop for education loans and abroad studies. We provide services to students that we know would not only benefit the students but also make their abroad journey easy and hassle-free at zero cost to the students. Our Education Loan Counselors (ELC) will discuss the loan options with you before initiating the loan application. After a thorough discussion, the loan process is started with the lender that suits your profile and needs.&nbsp; We have partnered with ICICI Bank and several other major lenders in the market. While approaching a lender might be the first choice of the students, they should consider the benefits of channels like GyanDhan. The loan process is swift and with zero hiccups. The chances of any hindrance are negligible, and if faced, will be resolved immediately by your assigned ELC by contacting the concerned bank official. The ICICI Bank loan application status can be easily tracked on the dashboard of your GyanDhan account.&nbsp; The education loan process with GyanDhan is nothing short of a walk in a park. Just check your loan eligibility here and finance your dream education! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

WEBINAR- Big Data, Big Paycheck! All about an MS in Business Analytics!
With the surge in the popularity of Big Data related jobs in the world, the Analytics roles are also gaining huge traction. Almost every industry such as technology, financial services, retail, healthcare, travel, FMCG, media, etc. leverage business analytics to gain a competitive edge over the competitors. Because of this astronomical rise in demand for trained business analytics professionals, the job prospects in the field have also augmented manifolds. To explain to you in detail about the MS in Business Analytics- best colleges abroad, eligibility, job prospects, and prerequisites, GyanDhan, in partnership with Galvanize Test Prep, is organizing a webinar "Big Data, Big Paycheck! All about an MS in Business Analytics!". The webinar will be organized on Saturday, 28th Nov 2020 at 11 AM IST. The speaker of the webinar will be Pavithra Srinivasan (Stanford University Alumna). **Highlights for the Session:** * Is my background/profile suitable for an MS in Business Analytics? * Which countries and universities should I apply to? * What kind of jobs will I get after the course? * What prerequisites and courses will be a part of this program? ... Read more

All About Auxilo Education Loan Disbursement Process | GyanDhan
<p> Published date: 21 Nov 2020 Updated on: 21 Nov 2020 &nbsp; There are several Non-Banking Finance Companies (NBFCs) offering education loans to students. The most highlighted benefit of these lenders is that the eligibility for an education loan is reasonably relaxed, helping students secure funds for their choice of course and country comfortably.&nbsp; Auxilo is one such lender in the market that offers education loans for abroad studies. Founded in 2017, Auxilo is a pro-education NBFC that believes in the right to education for every student. They offer complete loan coverage, competitive interest rates, flexible repayment options, and several other benefits.&nbsp; In this blog, we are looking at the disbursement process of the Auxilo education loan in detail to help students understand the process.&nbsp; Without further ado, let’s get into it - &nbsp; What are the steps taken before the Auxilo Education Loan disbursement process? The Auxilo education loan process is straightforward and hassle-free for the students. The process is further simplified on applying for the same through GyanDhan. Let’s read about the Auxilo education loan process -&nbsp; Apply for the loan - The simplest way to apply for the Auxilo education loan is to get in touch with GyanDhan. You can apply for the loan after a thorough discussion with our education loan counselor to understand the loan product offered by Auxilo.&nbsp; Submit documents required - The loan application requires students to submit certain documents. Documents and details regarding the institution such as admission date, fee structure, course-specific information, and admission related documents are mandatory for the Auxilo education loan process.&nbsp; Loan Structuring - Auxilo will verify the documents submitted, as well as the enrollment documents. At this point, you will have to get your co-applicant’s signature. Once the documents are verified and your application is analyzed, Auxilo will offer an education loan that is structured and customized exclusively for you.&nbsp; Final loan agreement - On accepting the initial loan offer, you will receive a final loan agreement, which has to be signed by the applicant and all the co-applicants. The loan amount can be disbursed after accepting the final loan agreement. The money can be disbursed as per the student’s convenience.&nbsp; What are the Auxilo Education loan documents required?&nbsp; To complete the loan application and process, the applicant must submit all the mandatory documents. Though the list of documents differ from case to case, some of the commonly asked documents are as follows - Applicant’s KYC documents -&nbsp; Aadhar Card&nbsp; Valid Passport PAN Card Voter Card&nbsp; Driver’s License Applicant’s Proof of Residence -&nbsp; Tax Paid receipt Telephone bill/Electricity bill/Water Bill of not more than 3 months old Ration Card Academic Transcripts - 10th, 12th, and undergraduate mark sheets Test Scorecards of GRE/GMAT/IELTS/TOEFL, if applicable. Applicant’s Signature Proof - Banker’s Signature verification Passport Copy&nbsp; PAN Card&nbsp; Driving License with photograph and individual signature Clearance of Processing Fees cheques - the concerned officer will verify the signature on the application form with the processing fee cheque.&nbsp; Notarized Affidavit&nbsp; Documents Required from Co-Applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month.&nbsp; NACH form Financial documents of the co-applicants vary depending on the type of employment - Private company, Partnership Firm, Trust/Foundations, Proprietorship Firm.&nbsp; For example, for a Partnership, the documents required are -&nbsp; Registration Certificate, if registered Updated and latest Partnership Deed Telephone Bill in the name of the firm Certificate/Registration document issued under GST/Professional Tax or any other authorities.&nbsp; Certificate/License issued by the Municipal Authorities under Shop and Establishment Act.&nbsp; Any other case-based document required by the lender would be informed to the applicant during the loan process, which they will have to get notarized on a stamp paper. What is the Auxilo Education loan Disbursement process?&nbsp; Auxilo disbursement process is easy and effortless. Once the loan formalities, such as submitting additional documents or post-dated cheques, etc. are completed, the loan amount can be disbursed as per the applicant’s request.&nbsp; Tuition Fees - the tuition fees can be either directly transferred to the university or to the student’s account.&nbsp; Living Expenses - the living expenses are transferred to the student’s account.&nbsp; Other Expenses - The Auxilo education loan covers a plethora of expenses. The loan amount can be disbursed to the student’s account for these additional expenses, such as travel expenses, pre-admission costs, etc.&nbsp; Want To Apply For Auxilo Education Loan For Abroad Studies? Fill this form and get in touch with an expert What are the features of the Auxilo education loan?&nbsp; Auxilo education loan is preferred by students to finance their abroad studies on account of the various features. The loans offered by Auxilo are holistic and customized. Let’s look at some of the features of the education loans by Auxilo -&nbsp; Loan amount - There is no cap on the maximum amount you can borrow from Auxilo. If the student and co-applicant profiles are outstanding, the lender will fund the entire cost of education. However, with an average profile, the student can expect to borrow up to INR 40 lakhs.&nbsp; Interest Rate - The Auxilo education loan interest rate is calculated as = Auxilo Base Rate + Spread. The current base rate is 12.70%. The spread is determined based on the student’s profile and the course selected.&nbsp; Eligibility - To be eligible for the Auxilo education loan, students must fulfill the following criteria -&nbsp; The student must be an Indian citizen and 18 years and above.&nbsp; The student must have confirmed admission to a recognized university before the loan amount is disbursed.&nbsp; The loan must be co-signed by an earning co-applicant in India.&nbsp; Processing Fees - The Auxilo loan processing fee can be 2% of the sanction loan amount or as per the Sanction letter.&nbsp; Repayment tenure - The lender offers up to 10 years to repay the loan.&nbsp; What are the benefits of the Auxilo education loan?&nbsp; There are a great many benefits of choosing Auxilo to fund your education. Some of them are as follows -&nbsp; Loan Coverage - Auxilo has your back. Whatever may be the expenses, your loan amount will cover it. Expenses like tuition fees, living expenses, examination fees, travel expenses, etc. are all covered by the loan, meaning zero margin money.&nbsp; No-limit loans - Auxilo has not set an upper limit on the amount that can be borrowed, meaning if the student profile is good, any amount can be sanctioned.&nbsp; Customized loan options - Auxilo studies the profile and needs of the student before presenting a loan offer. There is no fixed loan product as the needs of every student are dynamically different, which the lender takes into account. And therefore, offers customized loan products.&nbsp; Pre-admission loan - Auxilo offers education loans to students who have not yet received an unconditional admission offer. This loan offers the benefit of ‘proof of funds’ to help students receive Confirmation of admission.&nbsp; Pre-Visa Disbursement - Students can opt for pre-visa disbursement to show adequate funds as a testimony as well as ‘proof of funds’ during their visa interview.&nbsp; Wider course and country coverage - There’s a wider coverage in terms of the courses and countries that Auxilo supports. For example, Auxilo provides funds for almost all the courses like undergraduate, postgraduate, professional degrees, diploma courses, technical or professional courses, vocational training, or executive programs. There is also no limit on the number of countries supported.&nbsp; Multiple co-applicants - Many students face the problem of co-applicants in the case of unsecured education loans. To tackle this issue, Auxilo allows multiple co-applicants as well as multi-city co-applicants.&nbsp; What’s the advantage of GyanDhan Gateway for the education loan?&nbsp; GyanDhan knows the value of the right loan and lender to fund abroad education. And to help you get the best services to finance your education, we discuss all the possible options available to you, taking into account your needs and requirements. Further, we have partnered with Auxilo to assist you to get the education loan without any hitch. The entire loan application process can be completed online on GyanDhan’s portal and the Auxilo loan application status can be tracked on the dashboard of your GyanDhan account.&nbsp; GyanDhan assures a swift and hassle-free education loan journey for the students at zero cost to them. Check your Auxilo education loan eligibility here and start your Auxilo education loan process right away! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

Lambton college
Hi, Could anyone know what are the job prospects for anyone passing from lambton college with a graduate certificate in cybersecurity ... Read more

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