Cost of Living: Heraklion vs Thessaloniki for Indian Students (2026)

Deciding between Heraklion and Thessaloniki for your studies? This comparison breaks down monthly living costs for both cities — rent, food, utilities, and transport — converted to INR so you can plan your education loan with confidence.

Monthly Cost Comparison — Heraklion vs Thessaloniki (2026)

Category Heraklion Thessaloniki
Accommodation (3BR outside ÷ 3) ₹26,124 ₹22,828
Food ₹25,944 ₹32,430
Utilities ₹23,522 ₹22,730
Transport ₹0 ₹0
Total / month ₹75,590 ₹77,988
Total / year ₹9,07,079 ₹9,35,859

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Heraklion is 3% cheaper than Thessaloniki per month — saving approximately ₹2,398 every month or ₹28,776 annually on a budget lifestyle.

Heraklion ₹75,590
Thessaloniki ₹77,988

Cost of Living in Heraklion vs India

Accommodation Type Heraklion India (metro avg)
1BR, city centre (full cost) ₹48,644 ₹35,000
1BR, outside centre (full cost) ₹38,780 ₹25,000
3BR, city centre ÷ 3 people ₹30,328 ₹21,000
3BR, outside centre ÷ 3 people ₹26,124 ₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Heraklion Breakdown

Budget Friendly

From

₹75,589/mo

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Full Thessaloniki Breakdown

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From

₹77,988/mo

View full breakdown

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FAQ's

Is Heraklion or Thessaloniki cheaper for students?
Heraklion is 3% cheaper than Thessaloniki per month — saving approximately ₹2,398 every month or ₹28,776 annually on a budget lifestyle.
How much more expensive is Heraklion vs Thessaloniki?
Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.
Which city is better for Indian students — Heraklion or Thessaloniki?
That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.
Do these comparison totals include tuition fees for Heraklion or Thessaloniki?
No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.
What education loan do I need after using this comparison?
Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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