Cost of Living: Karachi vs Multan

Monthly Cost Comparison — Karachi vs Multan (2026)

Category	Karachi	Multan
Accommodation (3BR outside ÷ 3)	₹5,730	₹3,954
Food	₹4,099	₹3,996
Utilities	₹13,019	₹11,046
Transport	₹0	₹0
Total / month	₹22,848	₹18,995
Total / year	₹2,74,173	₹2,27,944

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Multan is 17% cheaper than Karachi per month — saving approximately ₹3,852 every month or ₹46,224 annually on a budget lifestyle.

Karachi ₹22,848

Multan ₹18,995

Cost of Living in Karachi vs India

Accommodation Type	Karachi	India (metro avg)
1BR, city centre (full cost)	₹10,998	₹35,000
1BR, outside centre (full cost)	₹6,970	₹25,000
3BR, city centre ÷ 3 people	₹9,783	₹21,000
3BR, outside centre ÷ 3 people	₹5,730	₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Karachi Breakdown

Budget Friendly

From

₹22,847/mo

View full breakdown

Full Multan Breakdown

Budget Friendly

From

₹18,995/mo

View full breakdown

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FAQ's

Is Karachi or Multan cheaper for students?

Multan is 17% cheaper than Karachi per month — saving approximately ₹3,852 every month or ₹46,224 annually on a budget lifestyle.

How much more expensive is Karachi vs Multan?

Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.

Which city is better for Indian students — Karachi or Multan?

That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.

Do these comparison totals include tuition fees for Karachi or Multan?

No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.

What education loan do I need after using this comparison?

Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.