Cost of Living: Lodz vs Warsaw

Monthly Cost Comparison — Lodz vs Warsaw (2026)

Category	Lodz	Warsaw
Accommodation (3BR outside ÷ 3)	₹27,893	₹48,223
Food	₹20,812	₹20,812
Utilities	₹33,162	₹35,632
Transport	₹0	₹0
Total / month	₹81,867	₹1,04,667
Total / year	₹9,82,403	₹12,56,006

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Lodz is 22% cheaper than Warsaw per month — saving approximately ₹22,800 every month or ₹2,73,600 annually on a budget lifestyle.

Lodz ₹81,867

Warsaw ₹1,04,667

Cost of Living in Lodz vs India

Accommodation Type	Lodz	India (metro avg)
1BR, city centre (full cost)	₹59,124	₹35,000
1BR, outside centre (full cost)	₹45,988	₹25,000
3BR, city centre ÷ 3 people	₹35,580	₹21,000
3BR, outside centre ÷ 3 people	₹27,893	₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Lodz Breakdown

Moderate

From

₹81,866/mo

View full breakdown

Full Warsaw Breakdown

Moderate

From

₹104,667/mo

View full breakdown

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FAQ's

Is Lodz or Warsaw cheaper for students?

Lodz is 22% cheaper than Warsaw per month — saving approximately ₹22,800 every month or ₹2,73,600 annually on a budget lifestyle.

How much more expensive is Lodz vs Warsaw?

Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.

Which city is better for Indian students — Lodz or Warsaw?

That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.

Do these comparison totals include tuition fees for Lodz or Warsaw?

No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.

What education loan do I need after using this comparison?

Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.