Refer Your Friends to
Earn Unlimited

Earn ₹3,000 on every successful referral. Get a ₹10,000 bonus on every 5th referral.

Refer Now

How to Refer & Earn?


Share your referral link with friends or in groups.


Get notified when they apply & secure a loan.


₹3,000 credited! Transfer to your bank account & keep referring to keep earning.


Your network is your treasure! Start referring even before your education loan is sanctioned. Don't wait!


Your Personalised Referral Link


Refer a friend now!!!


Maximize your rewards effortlessly! Share your referral link in WhatsApp groups, and watch the rewards roll in.


Your Referral Journey


Referral Terms & Conditions

  • list items You may use your unique referral link to refer another person(Referred Person) to Gyandhan.
  • list items Successful Referral: Referrer will be eligible to earn the referral benefits only if your referred person uses the referrer’s referral link while signing up for the loan eligibility and uses the same account for the education loan sanction and disbursal. Note: If the email ID or mobile number used by the referee for the registration with referral link matches with any Gyandhan’s registered user, then that referral would not be considered successful.
  • list items This referral reward will be deposited into the bank account, the details of which should be filled by the referrer in the referral section on the GyanDhan’s Dashboard after user login.The referrer will also need to upload PAN card copy of account holder. As per the government guidelines, any rewards amount exceeding INR 15,000/- in a financial year would attract 5% TDS on the total reward amount in the financial year. This amount can be claimed during ITR filing.
  • list items Referrer will be able to see the status of all the referred friends who signed up with referral link for loan eligibility.
  • list items The offer may not be combined with any other offer.
  • list items Referral benefits: You as a referrer will get Rs. 3,000 on every successful referral. The referrer will get additional Rs. 10,000 on every 5th successful referral.
  • list items In case of any fraudulent activity by the customer including but not limited to misusing the referral link with any form of mass advertisement aliasing, or violating these Terms & Conditions and the Policies and rules as envisaged on the GyanDhan website, GyanDhan reserves the right to withdraw/change the prize accruable to the customer at its sole discretion.
  • list items GyanDhan reserves the right to change the offer terms or terminate the offer at any time without notice.
  • list items For any issues please reach out to: [email protected]
  • list items These terms and conditions are effective as on 23 Dec, 2023
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