University of california davis  davis  california   united states
US News Ranking 33
Qsranking 116
Timesranking 76

Brief background:

The University of California was established in 1905. A public research university, it is considered amongst the best Universities in the world. The University, also called UC Davis, offers graduate and postgraduate programs in law, medicine, veterinary medicine, nursing, education, and business management along with 90 research programs.

Its Engineering school, The College of Engineering at University of California—Davis, offers graduate students the chance to pursue a Master’s degree in 10 areas including biomedical engineering, computer science, and chemical engineering. Every department of the Engineering school also has Ph.D. programs.

The U.S. News and Reports, in 2017, ranked the University 10th in the Best Public University category and it is ranked 44th in the National University category.


The campus of UC Davis, in the town of Davis, is spread across 5,000 acres and has an airport, a fire department and a nuclear laboratory! The campus offers state-of-the-art facilities to its students in the form of excellent classrooms, laboratories, libraries, sports facilities etc.

Residing Options:

UC Davis offers campus accommodation to its students and has 23 residence halls for this purpose. However, most students prefer off-campus accommodation. Even though it is difficult to find off-campus accommodation, most students start their search early and get in touch with seniors, who would be vacating their rooms, for finding suitable accommodation. Students end up paying $300 and $1500 per month for off-campus accommodation.

Faculty and pedagogy:

Since UC Davis consistently ranks amongst the top Universities in the world, its faculty is exceptional. The Engineering school offers abundant research opportunities to graduate students and has more than 30 research centers, institutes, and laboratories for this purpose.

Financial aid:

Being a public research University, UC Davis does offer scholarships to its students. However, the competition for the scholarships is extremely fierce and students compete with the best minds. Only the ones with an excellent profile manage to get a scholarship.

Jobs and placements:

The University of California is a public research university and one of the 10 campuses of the University of California (UC) system. About 52% of girls and 48% of boys constitute the population of the university. The salary for girls lies between $44,676 - $93,474, while for boys, it is $50,875 - $111,543. The Doctorate students earn the most, about $68,176 - $128,338 followed by MS graduates, $54,065 - $111,106 and Bachelor of Science  graduates, $48,946 - $100,908. The Bachelor of Science, Mechanical Engineering (BSME) graduates earn approx. $56,612 - $108,283. Top recruiters include Intel Corporation; Genentech, Inc.; Kaiser Permanente; University of California, Davis (UC Davis); Northrop Grumman Corporation; Stanford University and Thermo Fisher Scientific, Inc. Intel Corporation is among the top ones paying approx. $68,443 - $126,841, while Genentech, Inc. pays $66,442 - $115,132. University of California, Davis (UC Davis) itself pays its students approx. $45,586 - $88,616, and Northrop Grumman Corporation pays $70,469 - $108,090. Most Popular Job for University of California graduates include Software Engineer; Mechanical Engineer; Project Manager; Data Analyst and Research Associate, Biotechnology, Process Engineer, and so on.


Famous alumni from UC Davis include names such as former NASA astronauts Tracy Caldwell Dyson and Stephen Robinson, John S. Watson - Chevron CEO and DeAnne Julius - American-British economist.


It is an excellent school and students with a very good profile should definitely apply to it.


UC Davis is the home of the Aggies — go-getters, change-makers, and problem solvers who leave their mark in one of America's top government colleges.
It is situated near two international airports - Sacramento International (SMF) and San Francisco International (SFO). The International Airport of Sacramento (SMF) is about 20 miles from UC Davis. It is served by most of the major national and global airline operators and is typically a 25-45-minute journey to Davis. San Francisco, on the other hand, can take 2-3 hours from UC Davis. 
The Yolobus requires about an hour from Sacramento airport to the UC Davis campus. From Sacramento International Airport to UC Davis, there are several shuttles and rental cars.
From San Francisco International Airport, there are transportation services like Greyhound Bus Lines, Davis Reporter, and Amtrak which provide commute to the campus.  

UC Davis has a great student-run campus bus system called Unitrans that students can use for free (with Student ID card) to travel around campus as well as locations like downtown Davis, West Village, hospital, neighborhood shopping centers, medical departments, cinemas, and the Davis Farmers Market.
Amtrak stops several times a day at the downtown Davis train depot, providing easy connections for commuters from Sacramanto and points to and beyond the Bay Area.
Commendable recreational possibilities situated nearby, including the Sierra Nevada Mountains, Lake Tahoe, Yosemite, Napa and Sonoma Valleys, San Francisco, Pacific Coast, etc., make California University campus an ideal place to study.

Acceptance Rate for Indians 15%
STEM Masters Awarded to International Students 91
STEM Doctorates Awarded to International Students 52
TA Appointments 293
RA appointments 397
Research funding $85,951,518
Source : GyanDhan's analysis & partner data as of year 2018

Mechanical and Aerospace Engineering

The Department of Mechanical and Aerospace Engineering offers Bachelor of Science in Aerospace Science and Engineering with emphasis on mathematics, physical sciences, and engineering sciences. The undergraduate program in Mechanical Engineering enables learners to use fundamental sciences and physical and mechanical principles to design and produce complicated engineering systems, and handle control devices, power conversion systems, materials, and machinery. The graduate programs in Mechanical and Aerospace Engineering provide M.S. and Ph.D. degrees. Graduate students gain abilities in addressing the basic problems in these fields and designing complicated multi-component systems. The Ph.D. program studies are performed in close cooperation between the professors and the students who are interested in conducting autonomous and comprehensive studies in their field of expertise. Students may apply to the Ph.D. program directly, irrespective of whether or not they have already received an M.S. degree. Departmental research lays emphasis on a variety of areas, including biomechanics, aerostructures, sensors, combustion systems, and energy systems.

Areas of Expertise: Mico and Non-Engineering, MEMS; Plasma Physics; Energy Systems; Design & Manufacturing; Aerospace Science & Engineering; Fluid Mechanics and Thermal Sciences; Dynamics, Controls, Robotics, and Mechatronics; Bioengineering; Vehicles & Transportation Engineering; Computational Science & Engineering

List of Labs: Advanced Highway Maintenance & Construction Technology Ctr.; Air Quality Research Center


UC Davis provides undergraduate and graduates programs in Biotechnology preparing students for rewarding careers in both private and public industries. Students receive academic training at UC Davis in technologically sophisticated classrooms and practical training in high-quality study laboratories. The bachelor's degree in Biotechnology (BSc) is a four-year program.  For more in-depth research, the learners concentrate their research on one of the four particular fields: microbial biotechnology, animal biotechnology, plant biotechnology, or bioinformatics. UCD does not have a master’s or doctoral degrees in biotechnology but offers a Designated Emphasis in Biotechnology (DEB) program. The DEB is an inter-graduate group program that allows Ph.D. students in any of the graduate programs to obtain and be credited for training in the area of biotechnology. The DEB offers multidisciplinary concentrations in biotechnology including bioethics exposure and company and biotechnology legal elements. It also offers an interactive atmosphere to foster the integration of various methods of research and promoting biotechnology learning. The Advanced Degree Program for Corporate Employees is also accessible at UCD which allows doctoral degrees to be pursued by the staff at regional biotechnology, biomedical or bioscience companies.

Areas of Expertise: Aquaculture; Biotechnology; Pre-Medicine; Robotics; Ecology Engineering; Food Engineering; Biomechanics; Bioenergy; Pre-Veterinary Medicine; Forestry


The Chemical Engineering Department at UC Davis provides Chemical Engineering undergraduate and graduate programs leading to Ph.D. and MS degrees in Chemical Engineering. UC Davis’ chemical engineering graduates are well prepared for careers in the private and government sectors and academia. The Graduate Program guarantees powerful grounding in the fundamentals of chemical engineering and investigates the critical applications across a broad variety of process systems. The major thrust areas of the department are energy, environment, food and health, information technology, biotechnology, and nanotechnology. Graduates conduct research and take part in the production in sectors as varied as biotechnology, aerospace, and food processing, and manufacturing positions.

Areas of Expertise: Mathematical/Molecular Modeling; Thermochemistry; Process Control; Renewable Energy; Green Engineering and Design; Fluid Mechanics and Rheology; Hydrogels; Biotechnology, Biochemical and Biomolecular Engineering; Membrane Biophysics; Polymers; Electron Microscopy; Electronic and Electrochemical Properties and Devices; Transport Phenomena; Reaction Engineering; Catalysis

Civil and Environmental Engineering

In the latest rankings of the U.S. News and World Report, the civil engineering program is ranked 12th in the country and the environmental engineering programme is ranked 15th. Together with the Ph.D., the department provides bachelors and masters degrees. The undergraduate program in Civil Engineering offers a curriculum that not only provides a strict foundation of basics and considerable flexibility in the choice of courses but also integrates basics, implementation, and professionalism into individual lessons. UC Davis’s undergraduate program in Environmental Engineering prepares students for a multitude of government and private organizations, including the California Department of Water Resources, the California Air Resources Board, the U.S. Environmental Protection Agency and for major environmental engineering and government businesses across California, the country, and the globe. CEE students work on one or more of five specialized areas of research: Environmental Engineering, Geotechnical Engineering, Structural and Structural Mechanics, Water Resources and Transportation Engineering. UC Davis' CEE Graduate Program offers a platform where learners can develop the full potential to solve issues and become leaders in civil infrastructure and environmental engineering through individual and cooperative studies, education, and professional service inclusion. The graduate programmes include MS and Ph.D. degrees in Civil and Environmental Engineering. The MS programmes have two options - a thesis and non-thesis. The former involves the completion of the designated coursework and submission of thesis, while the latter involves the completion of the designated coursework, taking a comprehensive written examination or submission of a project.

Areas of Expertise: Land Use and Transportation Relationships;Travel Behavior Analysis and Demand Modeling;Air Quality Engineering;Structural Engineering and Solid Mechanics;Environmental Engineering;Geotechnical Engineering;Environmental Impacts of Transportation;Traffic Flow and Network Analysis;Transportation Economics;Water Resources Engineering;Renewable Fuels and Hybrid Vehicle Systems;Transportation Engineering and Planning; water-energy Efficiency;Life Cycle Analysis;Heating/Ventilation/Air-conditioning and Refrigeration;Data Analytics; Energy Economics; Plug-in Hybrid and Electric Vehicles;Demand Modeling;Transportation Engineering and Planning;Lighting

List of Labs: National Center for Sustainable Transportation;Center for Water-Energy Efficiency;Tahoe Environmental Research Center;Institute of Transportation Studies;UC Davis J. Amorocho Hydraulics Laboratory (JAHL);Pavement Research Center;Advanced Transportation Infrastructure Research Center Facility;Western Cooling Efficiency Center;Center for Watershed Sciences;Center for Geotechnical Modeling;Policy Institute for Energy, Environment and the Economy

Computer Science

The Computer Science Department provides a Bachelor’s, Master’s, and Ph.D. degrees. The bachelor’s or the undergraduate degree administers two curricula: Computer Science (CS) in the College of Letters and Science and Computer Science and Engineering (CSE) in the College of Engineering. Both the CS and CSE majors offer students a wide background in Computer Science along with the chance to choose their electives from a multitude of specific fields. The Computer Science (CS) major provides a strong grounding in computer language fundamentals, operating systems, and formal mathematical instruments used in problem-solving with the help of computers. The Computer Science and Engineering (CSE) major involves organizing, designing, analyzing, programming, and applying digital computers and computing systems. Hardware / Software interaction in computer system design is the main theme of this curriculum. The CSE also needs extra electives from General Education to help students to learn the verbal abilities and intellectual skills that employers require. The Department also provides computer science graduate studies leading to the Master of Science and Ph.D. degrees. The department offers two plans for the MS degree: Plan I which requires successful completion of a thesis, and Plan II which requires successful completion of either a project or a master’s exam. The MS thesis demonstrates the proficiency of a student in research methods and scientific analysis and thorough knowledge in the chosen area.  In a multitude of core and applied CS fields, the Graduate Group in Computer Science (GGCS) provides intensive study programs. These programs provide learners with access to professors outside the department of computer science, as well as intellectual freedom to transcend study disciplines and regions.

Areas of Expertise:  Computational Biology; Computer Graphics and Visualization; Computer Security and Cryptography; Software Engineering; Wireless Communication; Bioinformatics; Database Systems; Data Mining and Machine Learning; Programming Languages; Computer Networks

List of Labs: Computer Security Laboratory; UC Davis Center for Visualization

Electrical Computer Engineering

The Electrical and Computer Engineering Department offers both undergraduate and graduate degrees. The Electrical Engineering undergraduate degree includes designing, analyzing, and making efficient use of electrical devices including electronic computers. The department of ECE provides graduate programs leading to Ph.D. and Master of Science degrees. There are two kinds of degrees of Masters of Science (MS). The plan I need a thesis to be completed, providing a chance to conduct in-depth research and write a thesis. On the other hand, Plan II involves extra training and examination. The ECE Ph.D. program requires students to pass a preliminary Ph.D. assessment - an individualized study program, demonstrate satisfactory performance in the qualifying examination, finish a dissertation on studies.
Areas of Expertise: Physical Electronics; Computer Engineering; Electronic Circuits; Communication, Control, Networking, and Signal Processing; RF, Micro- and Millimeter Waves; Optoelectronics

List of  Labs: Davis Millimeter Wave Research Center

Material Science

The Department of Materials Science and Engineering’s undergraduate program focuses on areas ranging from fracture conduct in automobiles to fatigue conduct in aircraft frames; from corrosion conduct in petrochemical refineries to radiation-induced harm in nuclear power plants; and from steel manufacturing to semiconductor design. The Master of Science degree (M.S.) is intended to prepare learners for research and development professions and industry. The M.S. Degree combines training and research but with a more restricted study project scope and thesis for a shorter time-to-degree. The one-year Master of Engineering (M.Eng.) is the department's most flexible degree. The M.Eng. A degree can be completed as both full or part-time programme and is open to both recent graduates and those in the workforce at the moment. The doctoral graduates go for careers related to product development or research. 

Areas of Expertise: Mechanical Properties and Synthesis;Structural Materials; Defect Structures;Ceramics; Metals; Glasses;Mathematical Modeling;Radiation Tolerant Materials; Materials under Extreme Conditions;Magnetic Properties and Devices;Biomaterials; Bionanotechnology; Biomedical Engineering;;Materials Microstructure and/or Processing; Nanomaterials;Electronic and Electrochemical Properties and Devices; Electron Microscopy;Optical Properties and Devices

List of Labs: Center for Nano and Micromanufacturing; Advanced Materials Characterization and Testing Lab; Nanomaterials in the Environment, Agriculture, and Technology

Pure Sciences

The Department of Physics of UC Davis offers A.B.(Bachelor of Arts) and B.S. degrees in physics as well as a B.S. with astrophysics specialization. Bachelor of Arts (A.B.) majors often engage in fields such as pre-university learning, leadership, and administration in industrial laboratories and government agencies, and manufacturing and sales. B.S. majors can continue studying physics at the graduate level; many of them also study associated areas such as astrophysics and astronomy, biophysics, informatics, and materials science. The department also provides two master’s degree programs, Plan I involves coursework for graduates and a master's dissertation. Plan II involves a degree course and a comprehensive examination. The Ph.D. degree needs students to have a thorough knowledge of the principles of physics and mathematical techniques and also submit a thesis. The Chemistry Department at UC Davis provides undergraduate programs such as Bachelor of Arts (A.B.) and Bachelor of Science (B.S). Graduate programmes in Chemistry include masters and Ph.D. Ph.D. scholars in the department, either as a Teaching Assistant or a Graduate Student Researcher (GSR), are guaranteed economic assistance. The Mathematics department provides the following undergraduate programs - Bachelor of Arts (A.B.) or the Bachelor of Science (B.S.) degrees. Also, the department provides programs that lead to M.A. (Program of Mathematics), M.S. (Applied Mathematics), and Ph.D. (Mathematics as well as Applied Mathematics). UC Davis graduates in mathematics have found career opportunities in operations research, analysis of systems, computing, actuarial work, insurance, economic services, and education.

List of Labs: Center for Advanced Laboratory Fusion Science and Engineering

Annual fees for Indians $28,000
Annual off-campus living $7,000
Source : GyanDhan's analysis & university's website as of year 2018

Scholarships (coming soon)

Education loan

Expected EMI for funding the entire cost of education: $463 Get Your Quote Now Request a Callback
*We assume interest rate of 10% and loan term of 10 years


Assistantships - Teaching Assistantships (TA), Research Assistantships (RA), and Graduate Assistantships | GyanDhan
<p> Published date: 22 Jan 2021 Updated on: 22 Jan 2021 &nbsp; The cost of abroad education has always touched the sky. Education loans are a good source of help to cover the cost but ultimately add to your financial burden. One of the ways to fund your expenses and reduce your tuition fee to an extent is to get a position as an assistant. The majority of the universities offer various assistantships to students, a form of employment by the university.&nbsp; Let’s find out more about them - &nbsp; &nbsp; What are Assistantships?&nbsp; An average graduate degree in the US costs about $25,000 to $45,000 a year. And this is just the cost of tuition. After adding living and various other expenses, you can expect to spend around $60,000 a year on your US education. This is where assistantships come to rescue you from the pit of debt. Graduate assistantships are defined as academic employment in which students get tuition reimbursement for the work they do for the faculty members, department, and college. You can expect to work almost 20 hours a week in exchange for a small remuneration and tuition waiver. The tuition waiver can be 50% or full, depending on the institute. Assistantships not only provide a stable source of income, but they are also a good addition to your resume and work experience.&nbsp; How many types of assistantships are there? There are basically three types of assistantships. They are as follows -&nbsp; Teaching Assistantship (TA) Research Assistantship (RA) Graduate Assistantship (GA)/Graduate Research Assistantship (GRA) What is Teaching Assistantship (TA)? In the simplest of terms, a TA is a teaching assistant to a professor. The job entails assisting students, grading papers and assignments, teaching undergraduate classes, preparing classes/lectures for undergraduate students, administering exams, and helping the professor in day-to-day activities and related work. A professor does various other research activities apart from teaching classes. When occupied elsewhere, these professors choose eager and capable students to lessen the workload.&nbsp; You can apply for the post of TA with your college application. However, you will be able to hold the post only after your first semester. Professors look for dedicated and eager students who wish to work long hours to give the desired result to the professor. After your first semester, go through the profiles and the work of professors from your course to find a compatible match.&nbsp; Students often get a 50% or full tuition fee waiver. Apart from the tuition fee waiver, students earn an hourly stipend. The rate for the same is anywhere between $10/hour to $35/hour, depending on the department funding. You can expect to earn roughly $6000-$20,000 annually.&nbsp; What is Research Assistantship (RA)? Most professors are working on a research project for which they need assistance from eager students. Being a Research Assistant to a professor generally means setting up a lab, setting up experiments, writing research papers, performing experiments, and presenting their findings, conclusions, and recommendations. In short, you will be involved in a particular faculty research project, which will also serve your research topic. Some universities do not have an application process for the position of Research Assistant. Students, in this case, are selected by the teacher. For the rest, you can apply for the position along with your college application and can hold the position only after your first semester. Similar to a Teaching Assistant, you can expect a partial or full tuition fee waiver. Apart from the waiver, students earn a generous stipend as well. You can expect to earn anywhere from $500 to $1500 monthly working for 15 to 20 hours. The pay also depends on the number of hours you work and the kind of work allocated to you.&nbsp; What is a Graduate Assistantship (GA)? Graduate Assistantship is more or less similar to Research Assistantship. The work of a GA will typically include doing research and doing other departmental upkeep. There is no hard and fast rule about the work offered to a GA and depends on the department and the faculty. The work of a GA is important at the departmental level. In some universities, there is no difference between a GA and an RA.&nbsp; The remuneration of a GA tends to be similar to an RA. You would get an in-state tuition fee, full or partial tuition fee waiver. Some well-funded departments do offer more stipends than RA.&nbsp; Need an education loan to finance your abroad education? Fill the form below How to get an assistantship? Depending on the university, department funding, and positions available, the process to get an assistantship may include an application, face-to-face interview, or submit an essay. You can also contact the department and the faculty for any openings.&nbsp; To ensure that you get an assistantship, you will need to maintain a certain GPA, be enthusiastic and eager about your field and research, showcase your organizational skills, and be able to complete their work on top of the already busy study schedule.&nbsp; Some guidance to help you get an assistantship -&nbsp; Do your research about the professor, faculty, their area of research, and their current research projects.&nbsp; Get in touch with your professor to discuss any possible work opening. Explain in detail your research experience or teaching experience.&nbsp; Some universities also have an application process with strict deadlines. In such cases, it is best to submit your application before the deadline. Be as accurate as possible and expand on your interest, research area, and experience, if any.&nbsp; International students, who are not native English speakers, also need to make sure that they have a score of 26 or higher in the Speaking section of their TOEFL iBT. It is to ensure the student has good oral skills and can teach/assist students efficiently. &nbsp; Networking is important to land an assistant position. Keep your ear to the ground, be eager to step out of your comfort zone, and get your name out there.&nbsp; There might be a chance that your department doesn’t have current openings or positions. Don’t get discouraged. You can always apply as a GA with a focus on administrative work in a different department.&nbsp; What is the difference between assistantships, scholarships, and financial aid? Students often get confused between assistantship, scholarship, and financial aid. To put it simply -&nbsp; Assistantships are a form of employment offered by the department and the university. Students get a stipend for the work they do. The pay also depends on the number of hours worked, whether it is full-time employment (2o hours a week) or quarter-time (10 hours a week).&nbsp; Scholarships are a form of financial aid given to meritorious students. The main basis of scholarships is merit. The source of funds for a scholarship can be a university, profit or non-profit organization, community organizations, etc.&nbsp; Financial aid covers any financial assistance offered to the student in the form of scholarships and grants. They are awarded either based on merit or need of the student.&nbsp; With this blog, we hope you have an understanding of an essential source of income during your abroad studies. GyanDhan strives to provide useful and credible information to students to ease their foreign education journey. You can refer to our country-specific blogs for more information on scholarships. You can also search for scholarships on GyanDhan’s Scholarship Finder.&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

Discussion on Scholarships applicable for Project Mgmt courses
Hi Ma'am, I am currently working but I was trying to figure out a scholarship that is applicable for me for masters in project management. I have identified two universities that is Boston University and the SP Jain School of Global mgmt. I am however a bit confused regarding the scholarship procedures and what is applicable and what not. Can you please help out that what scholarship could be appropriate and what is the eligibility criteria? Also, could you please suggest some more universities that offers this program maybe with a lower cost or something? Please help ... Read more

Everything You Need to Know About Pursuing Masters in Canada | GyanDhan
<p>&nbsp;<img></p><p>Canada is the largest country in North America and is becoming quite popular among international students to pursue graduate studies. The number of international students in the country has increased rapidly over a couple of years. Due to its easy immigration policies and welcome attitude, it has become easier than ever to study there. If not masters, a lot of international students go there to study various vocational and <a href="">diploma courses</a> as well. In 2018, a total of 721,205 international students were studying at various levels in Canada. At the same time, there are numerous students who know very little about how to pursue masters in Canada. And if you’re one of them then this blog is for you.&nbsp;</p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

Benefits, Scheme Details, & Process of SBI Abroad Education Loan | GyanDhan
<p> Published date: 16 Jan 2021 Updated on: 16 Jan 2021 &nbsp; Studying abroad is undoubtedly one of the best ways to skyrocket your career to the next level. With the rise in the number of students applying for abroad studies and the increase in inflation, overseas education has become an exorbitant affair and almost impossible for those without a robust financial background. Education loans become a boon in such a case and in India, public sector banks are still the most reliable and cost-effective lenders to avail of an education loan. Arguably the most popular and preferred nationalized bank offering abroad education loans to Indian students is the State Bank of India. The country’s leading nationalized lender, SBI offers 5 different types of education loans: Scholar Loan, Global Ed-Vantage Education Loan, Student Loan, Skill Loan, and Take-over of an education loan. Among them, Global Ed-Vantage and Student Loan are for study abroad aspirants. For the loans above INR 20 Lakh (which is required in most cases), students have to apply under the SBI Global Ed-Vantage scheme. &nbsp; Getting an SBI study abroad loan can be a complicated and tiresome task as it is the case with almost all government banks, the smart way to make it easier is checking your loan eligibility with GyanDhan. Let's traverse through the major features, benefits, and process of the SBI Global Ed-Vantage scheme: What is the maximum loan amount that can be taken as an SBI study abroad loan? In the SBI Global Ed-Vantage scheme, students can take INR 20 Lakh to INR 1.5 Crores as a student loan. What is the rate of interest in the SBI Global Ed-Vantage scheme? The rate of interest in SBI Global Ed-Vantage scheme is:&nbsp; 8.80%(Men) / 8.30% (Women) (With Rinn Raksha Insurance)&nbsp; 9.30%(Men) / 8.80% (Women) (Without Rinn Raksha Insurance) What is the processing fee of study loans under the SBI Global Ed-Vantage scheme? Following are the processing charges under the SBI Global Ed-Vantage scheme: Non Refundable Processing Fee INR 11,800 (Including GST) + Nonrefundable property valuation charges (varies by state; 4-8K) On disbursal: 0.2% of the loan amount as Equitable Mortgage creation charge. What is the maximum loan tenure of study loans under the SBI Global Ed-Vantage scheme? The maximum loan tenure of study loans under the SBI Global Ed-Vantage scheme is of 15 years. What is the moratorium period or repayment holiday of study loans under the SBI Global Ed-Vantage scheme? Course duration + 6 months. What are the degrees eligible under the SBI Global Ed-Vantage scheme? Eligible degrees are the regular graduate/post-graduate/doctorate courses in any discipline offered by foreign institutes/ universities in countries including the USA, UK, Canada, Australia, Europe, Singapore, Japan, Hong Kong, and New Zealand. What is the margin money in study loans under the SBI Global Ed-Vantage scheme? To apply for SBI Abroad Education Loan Fill the form below What are the documents required to apply for an education loan from SBI? The documents required vary on the basis of several factors, such as the student's academic and professional history, co-applicant’s financial and credit profile, and the nature and location of the property or asset offered as collateral. In general, the following documents are needed: From applicant: Identity proof&nbsp; Address proof Passport Mandatory Past Academic Record Test scores (e.g GMAT, GRE, TOEFL, etc.) Admission Letter (Conditional admission letter is also applicable). Statement of cost/expenses. 2 passport-size photographs. Loan A/C statement of one year, if there is any previous loan from other banks/lenders. From co-applicant Identity proof Address proof 2 passport-size photographs. If any previous loan from other Banks/ Lenders, then loan A/C statement of 1 year. Legal documents of the collateral/property documents. What is the SBI abroad education loan process with GyanDhan? Step:1- Apply Online: Start with a pre-assessment by checking your loan eligibility Our education loan counselor interacts with you to understand your financing need in detail Fill a detailed SBI loan application form We transfer your details to SBI, and you receive an email from SBI acknowledging your application Step: 2- Free Doorstep Document Collection: You can create a customized list of documents by using our document checklist generator. If you or your parents live in Mumbai, Delhi, Pune, Bangalore, Hyderabad, or Chennai, our representative will visit your home/office to inspect and collect all the required documents. We will then submit the documents to a specialized SBI branch. If you are in any other city than the above-mentioned, we get in touch with a specialized SBI branch near you and discuss your loan application. You'll either have to upload documents digitally or our associate will pick them up from your home. Step: 3- Processing and Approval: Once all the required documents are submitted, we follow up with the bank officials to make certain of the timely progress of your loan application. We track the loan application at every stage to facilitate its smooth passage. What are the benefits of taking a study loan under the SBI Global Ed-Vantage scheme via GyanDhan? Branch Selection – All the branches of SBI have now started processing study abroad loans, but there are a few who are experts; We start the process at one of these expert branches.&nbsp; Limited Branch Visits – Usually students have to visit the branch 6-7 times during the loan process. We limit the branch visits to 1 only –for physical ID.&nbsp; Documentation, especially property docs – Most of the cases rejected by PSUs are because of the non-availability of property documents. GyanDhan works with the student, PSU, and property lawyers to ensure availability of those documents, and advise to work-around. If there is no way to get the document, we don’t start the process and try to arrange another property or explore financing from other lenders.&nbsp; Pre-Visa Disbursement- Though PSBs have the policy to disburse money pre-visa for a few countries, but branches usually don’t practice the same. GyanDhan ensures pre-visa disbursement, when required, by approaching the senior management. Quicker Process – The average processing time at PSB is around 40 working days. We have reduced it to 12-15 working days by our technical &amp; process integration. Higher Chances of Approval - If any document is missing, property issues, or other issues, we approach the bank officials on the dot to find solutions. This warrants speedy resolution and considerably increases the chances of loan approval. State Bank of India is among the most reliable names when it comes to education loan lenders in India and its abroad education loan scheme is also one of the most economic abroad education loan options in India. The process is certainly complicated but GyanDhan has made it amazingly simple and hassle-free for you. Just check your loan eligibility and transfer all your education financing related worries to us!&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

Policies for international students will not top Biden's priority list. What's your take?
On the 20th January 2021, the world will witness the US President-elect Joe Biden's inauguration ceremony. The day will mark the swearing of 46th president and the ceremony will as opulent as it can be- with Tom Hanks hosting the inauguration TV show, more than 20,000 National Guard members present in the nation's capital to help secure the President-elect, and what not! With him coming to the office, loads of hopes will rise in the hearts of pandemic-hit civilization that became crestfallen due to the factors such as the depreciating world economy, increasing fundamentalism, worldwide diplomatic tussles, etc. Donald Trump's populist and non-inclusive policies, especially the H1B Visa Ban, has demoralized many study abroad aspirants who want to study in America and make it big in their careers. For Indians looking to work and study in the US, the foremost question with this new government is how their fortunes would be changed? Would Biden serve their interest better? Biden’s pre-election interviews and speeches definitely give international students hope of a brighter tomorrow, but with several other issues in hand, international students might not be at the top of the list of priorities of Biden. He would definitely take an action in the support of international students in the future, as his past statements suggest, but an overnight change would be too optimistic to expect from him. Biden is famous for being a left-liberal and will be tempted to upend all of Trump’s policies. It would be rational to assume that his immediate preoccupation would be the coronavirus pandemic and when he will get it under control, he might go on and turn his attention to other substantive policy areas. At present, things are not in the cards to look up in the near future for current and potential international students. At the same time, it is imperative to know that there is bipartisan support for the India-US relationship, which has achieved a more robust and substantive trajectory that systematically embraces multiple verticals. It suggests that we could see softening from the US administration in order to accommodate Indian concerns. But all this will take a certain time, perhaps a couple of years. That’s our take and understanding of the current situation and you have all the rights to think otherwise. **Sign-up now and vote!** [poll type=regular results=on_vote chartType=pie] # **Will Biden Presidency bring positive changes for international students anytime soon?** * Yes * No * Can't Say [/poll] Whatever you think about and hope from the Biden presidency, post your thoughts in this thread. Also, shoot any questions you have regarding the new government and its probable policies in relation to the international students. Let’s start! ... Read more

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