University of california  irvine  california   united states
US News Ranking 35
Qsranking 194
Timesranking 89

Brief background: 

The University of California Irvine was started in 1965. A public research University, it is amongst the Tier 1 Universities in the United States. This University is considered amongst the Public Ivy League Universities of the country and has excellent research programs that attract students from all across the world. It offers various Bachelors, Masters and Doctoral programs through schools such as the Paul Merage School of Business, the School of Medicine, the School of Law, the Henry Samueli School of Engineering, the School of Education and a nursing school. Graduate students of The Henry Samueli School of Engineering can earn a master’s degree in several areas, such as biomedical engineering, mechanical and aerospace engineering, engineering management, and many others. The U.S. News & World Report has ranked Samueli School of Engineering 21st in its current listing. 


The campus of the University is located in Irvine and is spread across 1489 acres.  The campus has state-of-the-art research centers, lecture halls, libraries, recreation centers, and athletic facilities. Some of the research centers at the University include Research centers at the school include the National Fuel Cell Research Center, that was commissioned by the U.S. Department of Energy and the Institute of Transportation Studies and the California Energy Commission. Other facilities on the campus include a few bars and coffee shops, and a gaming zone too. 

Residing Options:

The University of California Irvine offers on-campus accommodation. However, most Graduate students choose to live off-campus as it allows them more freedom, space, and privacy. Popular areas for off-campus student accommodation are Huntington Beach, Stanford Court, Vista Del Campo, and Berkeley Court. Students end up paying more if they are closer to the campus than if they chose to live a bit far. 

Faculty and pedagogy:

The faculty at The University of California Irvine is quite excellent and a number of its professors are Nobel Prize winners as well as trailblazers in their respective fields. They are always aware of the latest developments taking place in their respective fields and are sometimes the brain behind that development too. Most professors are also extremely approachable and helpful, provided the student takes the initiative.  

Financial aid:

The University of California Irvine, being a Public University offers quite a number of need-based and performance-dependent scholarships. Students who wish to get the scholarships definitely need to have a good academic record. 

Jobs and placements:

The MS graduates of the university earn a salary between $56,865 - $105,700. The average starting salary pack for a graduate student at UC Irvine is around $66,000 according to Payscale. A Master of Computer Science (MCS) leads to the highest pay for UC Irvine graduates with a salary of $105K on average per year according to Payscale. The Division of Career Pathways organizes Job Fairs throughout the year. These include Part-time Job Fair, STEM Career Fair,  Fall Career Fair, Grad School Fair, Spring Career Fair and Internship and Career Fair. Boeing, Microsoft, Google, Ernst & Young and Walt Disney are amongst the top recruiters from the university. Around 48% of female students and 52% of male students from UCI get employed after their ME course. The graduates are highly satisfied with the salary packages that they acquire each year through the placements. The student rated their job satisfaction as 4 out of 5 on Payscale. 


Famous alumni from the University of California Irvine include names such as astronaut Tracy Caldwell Dyson, educators Erin Gruwell and Paul Mockapetris. 


Though admittedly behind UC-Berkeley and UCLA, UC-Irvine in itself is very good and students who get an admission letter will not regret studying here. 


Located in the coastal foothills of Orange County and five miles from the immaculate Pacific Ocean beaches, UCI’s campus reaps benefits from the perfect Mediterranean climate. UCI, located in the city of Irvine, has the most optimal location, opening up a plenitude of avenues for students to go for sailing and surfing at the beaches of Newport, Laguna, trekking and camping. It is also close to famous attractions such as Disneyland and Hollywood. Irvine is also the abode of the well renowned Segerstrom Center for the Arts, which offers a range of musical, dance, and theatre productions.
The city is home to hundreds of multinational companies which opens up a wide range of opportunities for the students. It provides them with exposure which is an extremely vital aspect of college life. 
In addition to this, Irvine is also one of the safest cities in the world. It has been ranked as the “Safest Big City in America” for the past 12 years by the FBI. 
The Transportation and Distribution Services of UCI provides a multitude of options to the students for sustainable transportation facilities like carpools, vanpools, etc. The Rail 2 Rail program facilitates commuting by trains and makes the process more convenient. There are a number of metro links connecting UCI to various parts of the city.

Acceptance Rate for Indians 31%
STEM Masters Awarded to International Students 178
STEM Doctorates Awarded to International Students 43
TA Appointments 0
RA appointments 0
Research funding $75,087,138
Source : GyanDhan's analysis & partner data as of year 2018


Since its inception in 1990, the department has flourished tremendously in terms of infrastructural facilities, faculty as well as reputation. The programs offered by the department provide opportunities to work in a variety of laboratories and gain experience. The department offers the option of majoring in either just Aerospace Engineering or doing double majors in Aerospace and Mechanical Engineering if the student meets the requirements. Cutting-edge computational and experimental facilities are provided to the students to facilitate experimentation and innovation. The available programs in the department are BS, MS, and Ph.D. in Aerospace Engineering. The research areas are Fluid Mechanics and Aerodynamics, Power and Propulsion, Energy and Environment, Design and Manufacturing, Dynamics, Controls and Robotics.

Areas of Expertise: Energy Systems / Fuel Cell Technologies; Optimization and Control; Environment and Sustainability; Aerospace Systems: Propulsion and Dynamics; Micro/Nano-mechanics and Miniaturization Engineering; Systems & Design; Combustion and Thermophysics; Structures and Solid Mechanics; Fluid Mechanics and Turbulence; Robotics and Machine Learning


The Department of Mechanical and Aerospace Engineering focuses on developing problem-solving, modeling and testing skills in the students so that they can remain at the forefront of producing advanced technology for the future. The department is home to 7 world-class centers, including 1 NSF I/UCRC. It aspires to build a solid foundation for graduates and make them globally competitive engineers. It provides the students with a conducive atmosphere to enhance learning, creativity, and preparation for the challenges of the professional world of mechanical engineering. The program is centered on training students grow into effective innovators such that they can address social as well as technical challenges adroitly. The available programs are  BS, MS (thesis and examination options), and Ph.D. in Mechanical Engineering.
Areas of Expertise: Energy Systems / Fuel Cell Technologies; Optimization and Control; Environment and Sustainability; Aerospace Systems: Propulsion and Dynamics; Micro/Nano-mechanics and Miniaturization Engineering; Systems & Design; Combustion and Thermophysics; Structures and Solid Mechanics; Fluid Mechanics and Turbulence; Robotics and Machine Learning
List of Labs: UCI Combustion Laboratory (UCICL); Advanced Power and Energy Program


The Department of Biotechnology is a rapidly expanding branch which provides an array of research and training facilities to its students. The department established a Center for Biomedical Engineering in 1998 which received a $3-million grant from the Whitaker Foundation. The department seeks to nurture graduates for innovation and creativity in the fields of Biotechnology and Biomedical engineering and inculcate in them a sense of ethical and social responsibility. It promotes collaboration with academia, industries and research organizations to expand the horizons for its students. Owing to its strong ties with some of the top companies of Orange County, the students get the opportunity to solve a plenitude of medical challenges and gain exposure. The available programs are BS, MS, Ph.D. in Biomedical Engineering. The key specialization areas are cloned gene expression, gene amplification and integration, metabolic engineering, bioseparation processes (including membrane and chromatographic separation), protein crystallization, bioreaction and bioreactor engineering, modeling, optimization and control of bioreactors, cell and tissue engineering, the biology and physiology of the human lung as an integrated, whole organ, wound healing and tissue remodeling.

Areas of Expertise: Biomedical Nanoscale Systems; Biophotonics; Biomedical Computational Technologies; Single Cell Analysis Systems; Medical Diagnostic Devices; Biomedical Image Processing; Biomedical Signal Processing; Tissue Engineering; Biomedical Fluorescence Spectroscopy; Micro / Nano Fluidics
List of Labs:  Laboratory for Fluorescence Dynamics; Beckman Laser Institute; Mico/Nano Fluidics Fundamental Focus Center; The Edwards Lifesciences Center for Advanced Cardiovascular Technology 

Chemical and Biochemical

The Department of Chemical and Biochemical Engineering works to propagate skill development and research in the areas of Chemical Engineering and allied fields. The department prides over its excellent faculty who train the students to conduct successful experimentation in the laboratory followed by implementation of technologies in full-scale production. Its strong ties with the surrounding high-tech industries provide the students with an immense amount of opportunities with regards to internships, jobs and research projects. The department offers the following programs - BS, MS, Ph.D. in Chemical Engineering. And the main research areas are Energy and sustainability, nanotechnology and nanoengineering, environment. 
Areas of Expertise: Biophotonics; Optoelectronic Devices and Materials; Molecular Biotechnology and Recombinant Cell Technology; Complex Fluids and Colloids; Drug Delivery Engineering; Environmental Microbiology and Engineering; Ceramic Materials Engineering; Nanostructured Materials and Nanotechnology; Materials Engineering for Energy; Bio-Nano-Materials

Civil and Environmental Engineering

The Department of Civil and Environmental Engineering aims to not just construct new buildings in a sustainable way but to transform the entire region with utmost care for the natural surroundings and judicious use of resources. The department has a highly qualified faculty reinforced by excellent laboratories and state-of-the-art computing facilities. It strives to provide a congenial environment that promotes teamwork and probity. It seeks to develop intellectuals through education, research and motivation so that they can contribute positively to society in the area of Civil Engineering. The department has an outreach to various sectors of society through its interdisciplinary programs and practical oriented approach. For Environmental Engineering, the department aims to impart knowledge through vigorous and exciting undergraduate and graduate research programs. It promotes interdisciplinary research collaboration to address environmental problems and find sustainable solutions to these problems for the betterment of society. The department faculty includes world-class scholars who engage in developing new technologies in an earthquake and structural engineering. It aims at providing lifelong services to the society through a blend of technology and environmental knowledge. The available programs are BS in Civil Engineering; BS in Environmental Engineering;  MS and Ph.D. in Civil and Environmental Engineering. 

Areas of Expertise: Sustainable Built and Natural Environment; Smart Materials and Structures; Hydrology/Hydrometeorology/Remote Sensing; Transportation Systems Engineering; Structural Systems Reliability; Earthquake Engineering; Water Chemistry and Reuse; Transportation Driven Pollution Control; Water and Wastewater Treatment
List of Labs: UCI Water-Energy-Nexus (WEX) Center; Center for Hydrometeorology and Remote Sensing; Center for Advanced Monitoring and Damage Inspection; Institute of Transportation Studies

Computer Science

The objective of the Computer Science Engineering program is to develop problem-solving skills among students using computation techniques. The faculty aims to instill a passion for innovation amongst the students so that they can develop cutting-edge technology. The department seeks to develop the necessary skills among its students which will enable them to understand computing at different levels of abstraction. It has more than 20 research groups focused on topics like machine intelligence, soft computing, embedded systems, to name a few. The department is affiliated to various university research centers like INRF and Calit2 which widen the opportunities for conducting research and innovation.
The available Programs are BS, MS in Computer Science Engineering, Ph.D. in Computer Science, Professional Master of Computer Science, MS and Ph.D. in Networked Systems.

Areas of Expertise: Computer Graphics and Visual Computing; Scientific Computing; Artificial Intelligence and Machine Learning / Data Analysis; Bio-Medical Informatics and Computational Biology; Programming Languages and Compilers; Ubiquitous Computing; Security, Privacy and Cryptography; Networked and Distributed Systems; Algorithms and Complexity; Computer Architecture and Embedded Systems
List of Labs: Center for Machine Learning and Intelligent Systems;Center for Emergency Response Technologies;Institute for Software Research;Secure Computing and Networking Center;Laboratory for Ubiquitous Computing and Interaction ;Institute for Genomics and Bioinformatics;Computational Vision Lab;Center for Computer Games and Virtual Worlds;Ada Byron Research Center for Diversity in Computing and Information Technology

Electrical Engineering

The main objective of the department is to equip students with the necessary core competency for long-term success in engineering and entrepreneurship careers. The curriculum has been drafted in a way so as to foster professional electrical and electronic engineers. The department aims to train students in research and education and generate knowledge and technologies which lay the groundwork in shaping the future in the field of Electrical Engineering. Its collaboration with various industries like The Boeing Company, Microsemi Corporation, and Skyworks solutions, etc. is highly beneficial to the students in terms of exposure to a varied range of opportunities. The available programs are BS, MS, Ph.D. in Electrical Engineering. The key specialization areas are network analysis, electronics, electronic system design, signal processing, control systems, and electromagnetics.
Areas of Expertise: Signal Processing; Photonics / MEMS Technology; Power Electronics; Embedded Systems; Computer Architecture; Wireless Communications and Networks; System Software; Nano/biotechnology; Communications; Analog / RF IC Design
List of Labs: Center for Pervasive Communications and Computing; California Institute of Telecommunications and Information Technology; Integrated Nanosystems Research Facility; LifeChips; Center for Embedded and Cyber-Physical Systems


The Paul Merage School of Business provides courses in finance to allow students to gain expertise in the field of finance and management and generate innovative ideas. Immense emphasis is paid on providing work opportunities to undergraduate students, since complementing the academic record with ample work experience is a crucial aspect of applying to a business school or even starting a business. The students are taught in a way that will enable them to unlock the challenges faced by finance in the digital world. The MF in the program allows up to 36 months of training after graduation, which proves to be lucrative for international students since this attracts companies willing to provide immigration sponsorship. The available programs in the field of finance are Master of Finance (MFin) and a Ph.D. in Finance. The key specialization areas are Financial Management, Investment,  Risk Management, Asset and Wealth Management, Real Estate Management, and Forecasting, Corporate Investment and Financing Decisions, Security Valuation, and portfolio management.

Material Science

The Department aims to instill a spirit of learning and innovation among the students which will enhance their abilities to develop cutting-edge products. The faculty trains the students to select, design, manufacture, test and evaluate materials intrinsically. Owing to the accelerated diversity in the field of Material Science Engineering, the scope is no longer restricted to just metals and alloys. The students are taught how to design semiconductors, optoelectronic and nanodevices, among other things.  The faculty takes special care to train the students for the job market as well as advanced studies and research. The available programs are BS, MS, Ph.D. in Material Science Engineering and the key specialization areas are Biomaterials, microstructured materials.
Areas of Expertise: Biophotonics; Optoelectronic Devices and Materials; Molecular Biotechnology and Recombinant Cell Technology; Complex Fluids and Colloids; Drug Delivery Engineering; Environmental Microbiology and Engineering; Ceramic Materials Engineering; Nanostructured Materials and Nanotechnology; Materials Engineering for Energy; Bio-Nano-Materials
List of Labs: Materials Characterization Center (MC2)

Annual fees for Indians $30,000
Annual off-campus living $8,000
Source : GyanDhan's analysis & university's website as of year 2018

Scholarships (coming soon)

Education loan

Expected EMI for funding the entire cost of education: $502 Get Your Quote Now Request a Callback
*We assume interest rate of 10% and loan term of 10 years


ICICI Bank Education Loan Disbursement Process | GyanDhan
<p> Published date: 25 Nov 2020 Updated on: 25 Nov 2020 &nbsp; Education loans are a boon to students who find personal funds to be less than adequate at most times. With several benefits, they are the best choice for funding abroad education. You should search and explore various education loan options so that you can settle on the best-suited loan product that helps you with your overseas journey.&nbsp; There are many lenders in the market, each with a different loan product. We have a whole series of blogs on different loan products and disbursement processes to help you.&nbsp; In this blog, we are exploring the disbursement process, features, and benefits of the ICICI Bank education loan.&nbsp; What steps are to be taken before the ICICI Bank Education Loan disbursement process?&nbsp; The ICICI Bank education loan process is plain and simple. All you need to do is as follows -&nbsp; Apply for the loan - You can apply for the loan online on the GyanDhan portal after understanding the features and benefits of the ICICI Bank education loan. The entire loan application can be completed online, including submission of the required documents.&nbsp; Submit the required documents - The loan application form requires various documents such as the admission letter, fee structure, KYC documents, collateral documents (if applicable), course-specific documents, etc. GyanDhan will send your case-based document checklist to the registered email of the student, which can be easily uploaded on the portal. ICICI Sanction letter - Once the documents are submitted and verified, the ICICI Bank education loan sanction letter will be sent to the registered email of the applicant. Students are advised to read this letter carefully. Final Loan agreement - On accepting the terms and conditions mentioned in the sanction letter, applicants are required to submit further documents. After which, the bank sends the final loan agreement to be signed by the applicant and the co-applicant(s). The loan amount is disbursed as per the student’s request.&nbsp; What are the ICICI Bank Education loan documents required?&nbsp; The documents required for the ICICI Bank education loan process are as follows -&nbsp; Applicant’s KYC documents - Aadhar card PAN card Valid passport&nbsp; Driver’s license Applicant’s proof of address Tax paid receipt&nbsp; Telephone bill/Electricity bill/Water bill of not more than 3 months old Ration card Academic transcripts - 10th, 12th, and undergraduate mark sheets&nbsp; Test scorecards of GRE/GMAT/TOEFL/IELTS/PTE, if required.&nbsp; Admission letter&nbsp; Fee structure&nbsp; Applicant’s signature proof - Banker’s signature verification Passport copy PAN card Documents required from co-applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month.&nbsp; NACH form There may be additional case-based documents that the applicant will have to submit to complete the application process and to initiate the disbursement process. The documents have to be notarized on stamp paper.&nbsp; Want To Apply For An ICICI Bank Abroad Education Loan? Fill this form and get in touch with an expert What is the ICICI Bank education loan disbursement process?&nbsp; The ICICI Bank education loan disbursement process does not require any additional steps. Once the bank has presented the sanction letter, the applicant has to submit all the above-mentioned documents, as well as any other mentioned in the letter. The applicant can request disbursement of the loan amount after the documents are submitted and verified by the bank. The time taken for disbursal is 15 working days. The process is quick and hassle-free for timely disbursement of loans.&nbsp; Tuition fees - The tuition fee is directly transferred to the university account or the student’s account.&nbsp; Living expenses - Expenses for accommodation, hostel, travel, etc, are transferred to the student’s account for ease of processing. Other expenses - All expenses incurred during studies abroad are covered under the ICICI Bank education loan. The loan amount for the same is transferred to the student’s account.&nbsp; Students should remember to request disbursement at least 2 to 3 weeks before the deadline for fee submission to provide ample time for the bank to process it and to avoid any delays in submitting the fee.&nbsp; What are the features of the ICICI Bank education loan?&nbsp; The ICICI Bank education loans are student-friendly with various features that aid students to pursue abroad education without breaking into a sweat. Some of them are as follows -&nbsp; Loan amount - ICICI Bank offers education loans up to INR 1 crore (with collateral) for overseas education. For education loans without collateral, the bank offer loans up to INR 40 lakhs for postgraduate courses and up to INR 20 lakhs for undergraduate courses.&nbsp; Interest rate - The ICICI Bank education loan interest rate for international studies starts at 11.25% for postgraduate courses. For undergraduate courses, the interest rate starts at 11.75%. The interest rate, however, can differ based on the course and the institute. If the student has secured admission in a top-ranking college, the interest rate can be negotiated. Simple interest is calculated on education loans.&nbsp; Margin Money - The bank does not charge any margin money on loan amounts up to INR 20 lakhs. Margin money for loans above INR 20 lakhs ranges from 5% to 15%. Any scholarship amount or initial fee paid to the university can be included in the margin money.&nbsp; Eligibility - The ICICI Bank education loan eligibility criteria is rather simple - &nbsp; The student should be an Indian national.&nbsp; The student should have secured admission in a recognized university to a degree or diploma course.&nbsp; The student should have successfully completed 10+2 education.&nbsp; Processing fee - The ICICI Bank processing fee is 1% of the loan amount plus applicable taxes.&nbsp; Repayment tenure - The bank offers up to 8 years after the moratorium period ends to repay the loan amount. If the student has pledged collateral, the loan tenure is 10 years post the holiday period.&nbsp; Moratorium period - The loan repayment starts after the completion of the course + 6 months.&nbsp; What are the benefits of the ICICI Bank education loan?&nbsp; The benefits of an ICICI education loan are as follows -&nbsp; Loan coverage - The education loans by the bank will cover any and every expense that is incurred in overseas education. Students can also pledge collateral to get a higher loan amount limit.&nbsp; Wider course and college coverage - Most lenders keep a list of eligible courses and colleges for abroad education. ICICI Bank, on the other hand, gives education loans to practically every course and college provided it is a recognized institute. Instant Education loan - The bank facilitates instant education loans that enable students to get an instant Sanction letter. The ICICI Bank Abroad loan Sanction letter is accepted as a source of funds for student’s admission confirmation. The student can avail of the Instant Education Loan by pledging Fixed Deposit with the bank. The instant loans are pre-approved, and therefore, the sanction letter is sent on the registered email ID of the customer.&nbsp; Interest rates - The ICICI Bank education loan interest rate is dynamic. On securing admission to a reputed and top-ranked college, the rate of interest can be negotiated to a lower figure.&nbsp; Pre-Visa disbursal - The bank offers the option to get the loan amount disbursed as a way to show proof of funds during the visa interview. The bank also has preferential forex rates for international disbursements.&nbsp; Margin money - There is no margin money on loan amounts up to INR 20 lakhs.&nbsp; Tax benefits - Under Section 80E of the Income Tax Act of India, the interest paid on an education loan is tax-deductible. Students can avail of this benefit by taking a loan from the ICICI Bank, as well as any other scheduled bank in India.&nbsp; In addition to this long list of benefits, the bank accepts non-financial co-applicants if the applicant has 3+years of experience and is going for a postgraduate course. There is also no penalty on prepayment of loans.&nbsp; What are the advantages of opting for the GyanDhan Gateway for your education loan?&nbsp; GyanDhan is a one-stop-shop for education loans and abroad studies. We provide services to students that we know would not only benefit the students but also make their abroad journey easy and hassle-free at zero cost to the students. Our Education Loan Counselors (ELC) will discuss the loan options with you before initiating the loan application. After a thorough discussion, the loan process is started with the lender that suits your profile and needs.&nbsp; We have partnered with ICICI Bank and several other major lenders in the market. While approaching a lender might be the first choice of the students, they should consider the benefits of channels like GyanDhan. The loan process is swift and with zero hiccups. The chances of any hindrance are negligible, and if faced, will be resolved immediately by your assigned ELC by contacting the concerned bank official. The ICICI Bank loan application status can be easily tracked on the dashboard of your GyanDhan account.&nbsp; The education loan process with GyanDhan is nothing short of a walk in a park. Just check your loan eligibility here and finance your dream education! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

WEBINAR- Big Data, Big Paycheck! All about an MS in Business Analytics!
With the surge in the popularity of Big Data related jobs in the world, the Analytics roles are also gaining huge traction. Almost every industry such as technology, financial services, retail, healthcare, travel, FMCG, media, etc. leverage business analytics to gain a competitive edge over the competitors. Because of this astronomical rise in demand for trained business analytics professionals, the job prospects in the field have also augmented manifolds. To explain to you in detail about the MS in Business Analytics- best colleges abroad, eligibility, job prospects, and prerequisites, GyanDhan, in partnership with Galvanize Test Prep, is organizing a webinar "Big Data, Big Paycheck! All about an MS in Business Analytics!". The webinar will be organized on Saturday, 28th Nov 2020 at 11 AM IST. The speaker of the webinar will be Pavithra Srinivasan (Stanford University Alumna). **Highlights for the Session:** * Is my background/profile suitable for an MS in Business Analytics? * Which countries and universities should I apply to? * What kind of jobs will I get after the course? * What prerequisites and courses will be a part of this program? ... Read more

All About Auxilo Education Loan Disbursement Process | GyanDhan
<p> Published date: 21 Nov 2020 Updated on: 21 Nov 2020 &nbsp; There are several Non-Banking Finance Companies (NBFCs) offering education loans to students. The most highlighted benefit of these lenders is that the eligibility for an education loan is reasonably relaxed, helping students secure funds for their choice of course and country comfortably.&nbsp; Auxilo is one such lender in the market that offers education loans for abroad studies. Founded in 2017, Auxilo is a pro-education NBFC that believes in the right to education for every student. They offer complete loan coverage, competitive interest rates, flexible repayment options, and several other benefits.&nbsp; In this blog, we are looking at the disbursement process of the Auxilo education loan in detail to help students understand the process.&nbsp; Without further ado, let’s get into it - &nbsp; What are the steps taken before the Auxilo Education Loan disbursement process? The Auxilo education loan process is straightforward and hassle-free for the students. The process is further simplified on applying for the same through GyanDhan. Let’s read about the Auxilo education loan process -&nbsp; Apply for the loan - The simplest way to apply for the Auxilo education loan is to get in touch with GyanDhan. You can apply for the loan after a thorough discussion with our education loan counselor to understand the loan product offered by Auxilo.&nbsp; Submit documents required - The loan application requires students to submit certain documents. Documents and details regarding the institution such as admission date, fee structure, course-specific information, and admission related documents are mandatory for the Auxilo education loan process.&nbsp; Loan Structuring - Auxilo will verify the documents submitted, as well as the enrollment documents. At this point, you will have to get your co-applicant’s signature. Once the documents are verified and your application is analyzed, Auxilo will offer an education loan that is structured and customized exclusively for you.&nbsp; Final loan agreement - On accepting the initial loan offer, you will receive a final loan agreement, which has to be signed by the applicant and all the co-applicants. The loan amount can be disbursed after accepting the final loan agreement. The money can be disbursed as per the student’s convenience.&nbsp; What are the Auxilo Education loan documents required?&nbsp; To complete the loan application and process, the applicant must submit all the mandatory documents. Though the list of documents differ from case to case, some of the commonly asked documents are as follows - Applicant’s KYC documents -&nbsp; Aadhar Card&nbsp; Valid Passport PAN Card Voter Card&nbsp; Driver’s License Applicant’s Proof of Residence -&nbsp; Tax Paid receipt Telephone bill/Electricity bill/Water Bill of not more than 3 months old Ration Card Academic Transcripts - 10th, 12th, and undergraduate mark sheets Test Scorecards of GRE/GMAT/IELTS/TOEFL, if applicable. Applicant’s Signature Proof - Banker’s Signature verification Passport Copy&nbsp; PAN Card&nbsp; Driving License with photograph and individual signature Clearance of Processing Fees cheques - the concerned officer will verify the signature on the application form with the processing fee cheque.&nbsp; Notarized Affidavit&nbsp; Documents Required from Co-Applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month.&nbsp; NACH form Financial documents of the co-applicants vary depending on the type of employment - Private company, Partnership Firm, Trust/Foundations, Proprietorship Firm.&nbsp; For example, for a Partnership, the documents required are -&nbsp; Registration Certificate, if registered Updated and latest Partnership Deed Telephone Bill in the name of the firm Certificate/Registration document issued under GST/Professional Tax or any other authorities.&nbsp; Certificate/License issued by the Municipal Authorities under Shop and Establishment Act.&nbsp; Any other case-based document required by the lender would be informed to the applicant during the loan process, which they will have to get notarized on a stamp paper. What is the Auxilo Education loan Disbursement process?&nbsp; Auxilo disbursement process is easy and effortless. Once the loan formalities, such as submitting additional documents or post-dated cheques, etc. are completed, the loan amount can be disbursed as per the applicant’s request.&nbsp; Tuition Fees - the tuition fees can be either directly transferred to the university or to the student’s account.&nbsp; Living Expenses - the living expenses are transferred to the student’s account.&nbsp; Other Expenses - The Auxilo education loan covers a plethora of expenses. The loan amount can be disbursed to the student’s account for these additional expenses, such as travel expenses, pre-admission costs, etc.&nbsp; Want To Apply For Auxilo Education Loan For Abroad Studies? Fill this form and get in touch with an expert What are the features of the Auxilo education loan?&nbsp; Auxilo education loan is preferred by students to finance their abroad studies on account of the various features. The loans offered by Auxilo are holistic and customized. Let’s look at some of the features of the education loans by Auxilo -&nbsp; Loan amount - There is no cap on the maximum amount you can borrow from Auxilo. If the student and co-applicant profiles are outstanding, the lender will fund the entire cost of education. However, with an average profile, the student can expect to borrow up to INR 40 lakhs.&nbsp; Interest Rate - The Auxilo education loan interest rate is calculated as = Auxilo Base Rate + Spread. The current base rate is 12.70%. The spread is determined based on the student’s profile and the course selected.&nbsp; Eligibility - To be eligible for the Auxilo education loan, students must fulfill the following criteria -&nbsp; The student must be an Indian citizen and 18 years and above.&nbsp; The student must have confirmed admission to a recognized university before the loan amount is disbursed.&nbsp; The loan must be co-signed by an earning co-applicant in India.&nbsp; Processing Fees - The Auxilo loan processing fee can be 2% of the sanction loan amount or as per the Sanction letter.&nbsp; Repayment tenure - The lender offers up to 10 years to repay the loan.&nbsp; What are the benefits of the Auxilo education loan?&nbsp; There are a great many benefits of choosing Auxilo to fund your education. Some of them are as follows -&nbsp; Loan Coverage - Auxilo has your back. Whatever may be the expenses, your loan amount will cover it. Expenses like tuition fees, living expenses, examination fees, travel expenses, etc. are all covered by the loan, meaning zero margin money.&nbsp; No-limit loans - Auxilo has not set an upper limit on the amount that can be borrowed, meaning if the student profile is good, any amount can be sanctioned.&nbsp; Customized loan options - Auxilo studies the profile and needs of the student before presenting a loan offer. There is no fixed loan product as the needs of every student are dynamically different, which the lender takes into account. And therefore, offers customized loan products.&nbsp; Pre-admission loan - Auxilo offers education loans to students who have not yet received an unconditional admission offer. This loan offers the benefit of ‘proof of funds’ to help students receive Confirmation of admission.&nbsp; Pre-Visa Disbursement - Students can opt for pre-visa disbursement to show adequate funds as a testimony as well as ‘proof of funds’ during their visa interview.&nbsp; Wider course and country coverage - There’s a wider coverage in terms of the courses and countries that Auxilo supports. For example, Auxilo provides funds for almost all the courses like undergraduate, postgraduate, professional degrees, diploma courses, technical or professional courses, vocational training, or executive programs. There is also no limit on the number of countries supported.&nbsp; Multiple co-applicants - Many students face the problem of co-applicants in the case of unsecured education loans. To tackle this issue, Auxilo allows multiple co-applicants as well as multi-city co-applicants.&nbsp; What’s the advantage of GyanDhan Gateway for the education loan?&nbsp; GyanDhan knows the value of the right loan and lender to fund abroad education. And to help you get the best services to finance your education, we discuss all the possible options available to you, taking into account your needs and requirements. Further, we have partnered with Auxilo to assist you to get the education loan without any hitch. The entire loan application process can be completed online on GyanDhan’s portal and the Auxilo loan application status can be tracked on the dashboard of your GyanDhan account.&nbsp; GyanDhan assures a swift and hassle-free education loan journey for the students at zero cost to them. Check your Auxilo education loan eligibility here and start your Auxilo education loan process right away! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href=""></a></small> ... Read more

Lambton college
Hi, Could anyone know what are the job prospects for anyone passing from lambton college with a graduate certificate in cybersecurity ... Read more

What Biden presidency means for Indian students
With Joe Biden securing a win in US presidential elections 2020, there are lots of airs around the world about what will his policy be regarding international students, particularly about Indian students. Will it be different from that of the outgoing president Donal Trump? Biden will take over the White House in January 2021 and the questions about his policies for Indians/Indian students are largely debated. Like elsewhere, GyanDhan and its partner Galvanize Test Prep also have views and predictions on the vital questions. To discuss what a Biden presidency means for international/Indian students, GyanDhan is organizing a webinar 'WIN-WIN: What a Biden presidency means for Indian/International students!'. The webinar will be held on Saturday, 21st November at 11:00 AM IST. The speaker of the webinar will be Pavithra Srinivasan (Stanford University Alumna). **Highlights for the Session:** * Likely to be implemented employment and green card policies for graduates. * How Biden will take a focused, science-based approach to the Coronavirus. * How Ph.D. hopefuls in STEM fields are likely to benefit from a Biden administration. ... Read more

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