Study Engineering at University of South Australia (UniSA)
South Australia University (UniSA) is a public research university based in the Australian state of South Australia. It is a founding member of the Australian Technology Network of universities, and with approximately 32,000 students, it is the largest university in South Australia. The present form of the university dates back to 1991 with the merging of the South Australian Institute of Technology (SAIT, formed in 1889 as the South Australian School of Mines and Industries) with the Magill, Salisbury and Underdale campuses of the South Australian College of Advanced Education (SACAE, founded in 1856). UniSA is one of the top universities in the world, ranked 26 in the Top 50 under 50 by THE Young University Rankings. It has two Adelaide city center campuses (both on North Terrace), two metropolitan campuses (on Mawson Lakes, formerly The Levels, and Magill), and two South Australia regional campuses (Whyalla and Mount Gambier). The University is located in Adelaide, South Australia, and offers over 200 degrees across four academic divisions: business and law; education, arts and social sciences; health sciences; and information technology, engineering, and environment. The university also promotes challenge-inspired work, ensuring that it is connected to the needs of the industry and public.
In addition to the aforementioned academic infrastructure, South Australia University has wonderful libraries on five campuses with over 3 million online articles, eBooks, databases, images, printed books and journals. UniSA also runs a number of clinics for students, staff and the general public which include UniSA Medical Clinic, physiotherapy clinics, podiatry clinics and mammography clinics. All campuses have 24-hour computing facilities, fast and free wireless network connections, department laboratories and research centers. Open learning spaces, sports facilities, cafes and restaurants are available. The university also has state-of-the-art audiovisual equipment, lecture/seminar theatres and rooms for interviews.
The university also houses the following health research facilities:
- Cancer Research Institute
- Clinical Trial Facility
- Adelaide Biofilm Test Facility
- Biophysical Characterisation Facility
- SA NT DataLink
The University does not offer on-campus accommodation in terms of housing but helps students find residential facilities according to their location and budget on campus. The new urban UniSA Student Accommodation offers smartly designed, modern apartments based in the Adelaide CBD and centrally located between two urban campuses. There are plenty of accommodation options available ranging from student hostels, residential schools, student apartments (with all basic amenities such as kitchen, toilet, living room and communal laundry) to homestay and private rentals. If a student needs temporary accommodation, there are different options to choose from: Homestay; Backpacker hostels; Hotels; Serviced apartments; Aboriginal hostels; Whyalla and Mount Gambier.
A scholarship is a helping hand you need to make life at the university a bit easier for you. In addition to providing financial assistance, scholarships often include valuable work experience, mentoring opportunities, and even travelling abroad. South Australia University has a number of categories-including financial support for high achievers, Aboriginal and Torres Strait Islander students, migrant students, low socioeconomic status students, and needy students. This gives about $2500 million in scholarships to students every year. Different scholarships and grants are available for students from UniSA. You can apply for many of the equity scholarships through SATAC. For students with disabilities, mental health or medical conditions, various scholarships and grants are available. The university also has schemes to make it affordable for overseas students to study at UniSA. One may be eligible for a private loan if one is a US student. GEMS is an existing private lender for US students. Also available are travel grants and other funding options. Students can use the online search engine to check their eligibility.
Jobs and Placements
In order to interact with prospective employers, UniSA conducts a variety of discipline-oriented career fairs and activities on campus. The university has a work-placement scheme and strong industry ties, high-profile business houses and professionals. “UniSA is deeply engaged in a broad range of partnerships with industry and businesses and that means our students make great connections with industry through mentorships, industry placements, master classes, and special projects,” said UniSA Vice-Chancellor Professor David Lloyd. The University of South Australia alumni & graduates who work as IT & Software Development professionals followed by professionals from Financial Services; Sales & Business Development; Finance Control & Strategy; Programme & Project Management; Marketing, Product & Communications; and Human Resources are among the highest-paid in the industry. The best paying degree at the University of South Australia is an MBA, followed by Master degree graduates and Bachelor degrees. UniSA also topped the State for employer satisfaction, with almost 86 per cent of employers polled through the 2018 Employer Satisfaction Survey reporting that they were satisfied with the performances of the university graduates employed. This puts the university in the top 10 universities in Australia for overall employer satisfaction. The survey also reported that 87 percent of UniSA graduates were employed four months after graduation.
UniSA has a great multi-campus layout and is located within a few kilometres from parks to cafes and supermarkets. The university has a great, medium-sized community with a fun and relaxed atmosphere. The university has access to all Metro trains and trams, and more than 80% of the bus fleet is accessible. There are two free City Connector bus services running in the city centre and north of Adelaide; 98A and 98C connect the city with North Adelaide every 30 minutes, seven days a week, while 99A and 99C connect every 30 minutes on weekdays with the main city destinations. Fully accessible connector busses are available. The Free City tram ferries you all the way from the South Terrace tram stop to the Entertainment Center (via North Terrace and City West Campus).
The University provides a number of reserved on-campus accessible parking spaces to disabled persons with an Australian Disability Parking Permit. There are Access Taxi services for disabled passengers, especially those with wheelchairs and scooters. Parafield Airport is situated on the outskirts of Parafield, South Australia's suburban suburb, 18 km north of Adelaide city centre and adjacent to the University of South Australia's Mawson Lakes campus. The closest major airport to UniSA in Adelaide Airport, Australia, and is about 7 km from the centre of the University of South Australia.
Although UniSA is located in a quiet small town, it is a perfect fit for newcomers with plenty to explore. It has a charming location surrounded by lush green parks, rivers, streams and beautiful beaches.
School of Engineering
UniSA's School of Engineering incorporates strong theoretical teaching, experience-based learning, including 12-week work placement and state-of-the-art facilities, to offer the ideal academic blend to produce graduates who are ready to meet the challenges of the modern industry. The School offers a range of professional programs that prepare students for rewarding careers in mechanical, mechatronic, civil and electrical engineering. The School offers a wide range of programs and courses in a supportive and encouraging environment with more than 80 staff members and over 2000 students. It participates in state-of-the-art teaching, academic education, and fundamental applied research in world-class teaching facilities on the Mawson Lakes campus. The School of Engineering is actively involved in the industry and has established ties with the following organizations: Siemens; Dassault Systemes; SAAB; SA Power Networks; BAE Systems; Codan; Consult Australia; Leartek; UCL Engineering; Schneider Electric; Lockheed Martin; Qantas.
- Research Concentrations - Agricultural Machinery Research and Design Centre, Barbara Hardy Institute, Defense and Systems Institute, Laser Physics and Photonics Devices Laboratory, and the Research Node for Low Carbon Living.
- Associated Research Concentrations - Advanced Computing Research Centre, Future Industries Institute, the Institute for Telecommunications Research
- Areas of Research - Autonomous & unmanned systems, Systems integration & engineering, Sustainable agriculture, Sustainable energy, Low energy housing, Nanotechnology and nano-manufacturing, Photonics and lasers, Minerals and resources engineering, Energy and advanced manufacturing, Environmental science and engineering, Biomaterials engineering and nano-medicine.
- List of Labs and Research Facilities Include - Automotive Laboratory; Robotic and Automation Laboratory; Computer-Aided Engineering Laboratory; Thermo Fluids and AeroDynamics Laboratories; Mechanic and Dynamic Laboratories; Manufacturing Laboratory; Metrology Laboratory; Polymer and Composite Laboratory; Nano Laboratory; Agricultural Machinery Laboratories; Experience AME Laboratory; Final Year Project Laboratory; Communication Laboratory (SCT 1-02); Digital Electronics Laboratory (SCT 1-10); General Electronics Laboratory (SCT1-15); General Electrical Laboratory (SCT1-26); Mechatronics Laboratory (SCT1-28); Real-Time Computing Laboratory (SCT1-40); Physics laboratory C (F1-37); Physics laboratory B (F1-41); Physics laboratory A (F1-43); Computational Physics Laboratory Pool (F1-48); Physics Laboratory D (F2-41); Nuclear Physics laboratory (F2-56); Physics Instrumentation Laboratory (F2-04); Physics Optical laboratory (Annex); Physics Renewable Energy laboratory (Annex); Physics Optical Communications Laboratory (F2-07); IT Physics Laboratory (F2-08,09)
UniSA's undergraduate engineering studies, ranked top 10 in Australia for Engineering and Technology, combine theoretical teaching with experience-based learning. With 12 weeks of industry experience, students develop practical skills and are given access to first-class facilities. This aims at fostering students with the skills to work in modern businesses in an innovative and sustainable way. Students can choose from undergraduate specialisations in Civil Engineering, Electrical Engineering and Mechanical Engineering. All four-year degrees of engineering include a year of honors and are accredited by Engineers Australia. There is also an option for students to double their opportunities by undertaking a Combined Degree program that allows the simultaneous study of two undergraduate degrees within a shorter duration.
The Undergraduate Degrees Include -
Associate Degree in Engineering where students prepare for a professional career in civil, mechanical, mechatronic, electrical engineering or surveying.
- Bachelor of Engineering (Honours) (Civil and Structural)
- Bachelor of Engineering (Honours) (Mechanical)
- Bachelor of Engineering (Honours) (Civil)
- Bachelor of Engineering (Honours) (Electrical and Electronic)
- Bachelor of Engineering (Honours) (Mechanical and Mechatronic)
- Bachelor of Engineering (Honours) (Civil and Project Management)
- Bachelor of Engineering (Honours) (Electrical and Mechatronic)
- Bachelor of Engineering (Honours) (Mechanical and Advanced Manufacturing)
- Bachelor of Software Engineering (Honours)
- Bachelor of Engineering (Honours) (Surveying)
- Bachelor of Engineering (Honours) (Civil and Construction Management)
1. Master of Engineering (Civil and Infrastructure)
Civil and structural engineers focus on building design and construction, bridges and other infrastructure structural components. A Master of Engineering degree helps students develop sophisticated skills in engineering research methods and project management which are used in major civil engineering design projects. It is also necessary to complete the master thesis. Here, students study advanced topics in structural and geotechnical engineering and upon the completion of the degree, apply for job opportunities as a project manager in engineering consulting companies, construction firms and local, state and federal government; operations manager; civil engineering or structural engineering. It is a two-year program.
2. Master of Engineering (Water Resources Management)
The Master's degree is a thesis program that allows students to learn concepts of water and environmental engineering to deal with all-important waterways resources and infrastructure. They develop capabilities unique to the civil engineering water field. Here, in order to advance expertise and career opportunities, teaching and learning are supported by world-class engineering research and industry experience. There is an ideal educational mix for students which allow them to address the demands of a modern enterprise. The programme provides strong theoretical training, experience-based learning and cutting-edge facilities. Upon graduating, students seek job opportunities in engineering consulting firms, construction companies, and local, state and federal government as project manager, operations manager or water resources engineer. It is a two-year program.
3. Master of Engineering (Engineering Management)
This master's degree aligns learning with professional practice. Students apply the theory and skills gained in their own field of interest to a specific industry project or to a minor thesis linked to a research institution associated with the School of Engineering. Students gain advanced knowledge and skills in operations management, total quality management, supply chain management, enterprise resource planning, automation, energy and society, and project management. To help advance your expertise and career opportunities, learning is supported by world-class engineering research and industry experience. Students find job opportunities in engineering consulting firms, construction companies, and local, state and federal government as Energy Manager, Operations Manager, Quality assurance manager or Business development engineer. It is a two-year program.
4. Master of Engineering (Electrical Power)
This master's degree offers an opportunity to study advanced topics in electrical power systems such as the operation and control of modern power systems; renewable and distributed generation of energy; and advanced electrical machine modelling. Students in this field have been working on projects on industry-related renewable energy and their storage (such as designing and optimizing microgrid solutions) and on issues related to the optimization of electrical power systems (such as protection, optimum capacity and power factor compensation placement). For highly qualified engineers, there is a wide range of career options. They could work in renewable energy systems (wind farms and solar), power transmission or power distribution, or in the manufacturing industry to support major consumers of electrical energy. Careers to consider include energy researcher, engineering operations manager, renewable energy research and development. It is a two-year program.
5. Master of Engineering (Telecommunications)
The master's degree helps students to conduct research in specialized topics related to wireless and mobile communication systems, information theory and coding, and networks of telecommunications. UniSA's research environment, dynamic teaching and student research base strongly support it. Students have focused on industry-related projects such as indoor localization based on visible light communications; digital signal processing applied to a range of practical issues (such as a radar-based vehicle collision preventive system); and various aspects of the Internet of Things. The Institute for Telecommunications Research (ITR) is an internationally recognized research organization focused on four main areas: satellite communications, high-speed data communications, flexible radios and networks, and computational and theoretical neuroscience. There are prospects for jobs in engineering consulting firms, construction companies, and local, state and federal government as Network planning manager, operations management maintenance, or telecommunications research and development. The program is for two years.
6. Master of Science in Sustainable Energy Systems
According to the International Energy Agency (IEA), the world demand for electricity will increase by 70% by 2040, driven primarily by the emerging economies of India, China, Africa, the Middle East and South-East Asia. With the rising energy demand, emerging disruptive technologies, potential fuel supply issues, and the need to transition to a low-carbon future, re-evaluating current energy systems and shifting towards a more effective and sustainable model is critical. This innovative course, delivered in a dual-hemisphere mode, offers the opportunity to study in both the UK and Australia while providing different viewpoints on the global energy sector. The purpose of this 18-month program is to provide you with a rigorous and comprehensive understanding of contemporary theory and practice in the global energy industry's sustainable management.
This journey begins with courses on Geopolitics, Law, Renewable Energy and Resource Development at UCL in London, providing the global energy sector with an overarching background. Then the move to UniSA in Adelaide will involve studying courses in Energy Management and Conservation, Energy Economics, Energy Projects and Social License to Operate. Students also pursue a six-month, industry-experienced academic research project. They graduate with a broad understanding of energy systems and how to develop them in a long-term sustainable way to meet the growing global demand. They may be looking for a career in the energy sector after graduation, covering: Management; Consultancy; Economic Analysis and Forecast Modeling; and Research. These roles can be found in government agencies or in any number of companies involved in the cycle of the energy chain.
7. School of Information Technology & Mathematical Sciences
The School of Information Technology & Mathematical Sciences, located primarily on Mawson Lakes campus, is one of South Australia's largest providers of information and communications technology and is considered one of Australia's leading applied mathematics departments. It offers undergraduate, honors and postgraduate degrees in information technology, mathematics and statistics, science, software engineering, data science, library and information management. These future-oriented programmes, from science and engineering to business, encourage students to create, innovate and develop solutions to many real-world issues that affect organizations in every industry. With an Australia First Bachelor of Information Technology (Honors) (Enterprise Business Solutions) offering a 12-month paid internship through DXC Technology, the school offers students a unique opportunity.
- Research Concentrations - Advanced Computing Research Centre, Centre for Industrial and Applied Mathematics, Phenomics and Bioinformatics Research Centre, Institute for Telecommunications Research, Future Industries Institute and Barbara Hardy Institute.
- Research Centres - The School offers a variety of facilities both at Mawson Lakes and City West: IT Innovation Studio (City West Campus); MAC lab (Mawson Lakes Campus); Mathematics Help Centre (Mawson Lakes Campus); Advanced Computing Research Centre (ACRC) (Mawson Lakes Campus); Centre for Industrial and Applied Mathematics (CIAM)(Mawson Lakes Campus); Phenomics and Bioinformatics Research Centre (PBRC)(Mawson Lakes Campus); Institute for Telecommunications (ITR).
UniSA Business School is a leading Australian business school for excellence in business, research and education. It is ranked among the world's top 1 percent. To influence change where it matters, the school seeks to promote business success and sustainable economic development on a local and global scale. The department also shares strong links with the industry. It offers undergraduate, postgraduate and research degrees in the following fields: Accounting; Finance, Economics and Property; Management, HRM, Logistics and Business Specializations; Marketing; Tourism, Sport and Events; and Financial Planning. Students can earn their undergraduate or combined degrees in Law. It also offers an MBA degree (full-time/part-time) which has a clear strategic perspective on decision-making in senior management and integrates the latest in research in leadership. You can specialize your MBA in Marketing, Finance or Human Resource Management. Students build the skills and confidence needed to stand out from the crowd by participating in its Business Career Mentor Program or by choosing to undertake a work placement as part of coursework.
2. UniSA Business School
UniSA Business School is a leading Australian business school for excellence in business, research and education ranked among the world's top 1 percent. To influence change where it matters, it promotes business success and sustainable economic development on a local and global scale. Its strong links to industry keep future employers ' programs relevant, recognized and respected. It offers the undergraduate, postgraduate, and research degrees from UniSA Business School, School of Commerce, School of Law, School of Management and School of Marketing.
3. Division of Education, Arts and Social Sciences
The division offers undergraduate, postgraduate, and research degrees across various disciplines from School of Art, Architecture and Design; School of Creative Industries to School of Education; and School of Psychology, Social Work and Social Policy.
4. Division of Health Sciences
The division offers undergraduate, postgraduate, and research degrees across various disciplines from the School of Health Sciences; School of Nursing and Midwifery; and School of Pharmacy and Medical Sciences.
5. Division of Information Technology, Engineering and the Environment
The division offers undergraduate, postgraduate, and research degrees across various disciplines from School of Engineering; School of Information Technology & Mathematical Sciences; and School of Natural and Built Environments.
|Annual fees for Indians||$34,200|
|Annual off-campus living||$6,300|
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<p> Published date: 25 Nov 2020 Updated on: 25 Nov 2020 Education loans are a boon to students who find personal funds to be less than adequate at most times. With several benefits, they are the best choice for funding abroad education. You should search and explore various education loan options so that you can settle on the best-suited loan product that helps you with your overseas journey. There are many lenders in the market, each with a different loan product. We have a whole series of blogs on different loan products and disbursement processes to help you. In this blog, we are exploring the disbursement process, features, and benefits of the ICICI Bank education loan. What steps are to be taken before the ICICI Bank Education Loan disbursement process? The ICICI Bank education loan process is plain and simple. All you need to do is as follows - Apply for the loan - You can apply for the loan online on the GyanDhan portal after understanding the features and benefits of the ICICI Bank education loan. The entire loan application can be completed online, including submission of the required documents. Submit the required documents - The loan application form requires various documents such as the admission letter, fee structure, KYC documents, collateral documents (if applicable), course-specific documents, etc. GyanDhan will send your case-based document checklist to the registered email of the student, which can be easily uploaded on the portal. ICICI Sanction letter - Once the documents are submitted and verified, the ICICI Bank education loan sanction letter will be sent to the registered email of the applicant. Students are advised to read this letter carefully. Final Loan agreement - On accepting the terms and conditions mentioned in the sanction letter, applicants are required to submit further documents. After which, the bank sends the final loan agreement to be signed by the applicant and the co-applicant(s). The loan amount is disbursed as per the student’s request. What are the ICICI Bank Education loan documents required? The documents required for the ICICI Bank education loan process are as follows - Applicant’s KYC documents - Aadhar card PAN card Valid passport Driver’s license Applicant’s proof of address Tax paid receipt Telephone bill/Electricity bill/Water bill of not more than 3 months old Ration card Academic transcripts - 10th, 12th, and undergraduate mark sheets Test scorecards of GRE/GMAT/TOEFL/IELTS/PTE, if required. Admission letter Fee structure Applicant’s signature proof - Banker’s signature verification Passport copy PAN card Documents required from co-applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month. NACH form There may be additional case-based documents that the applicant will have to submit to complete the application process and to initiate the disbursement process. The documents have to be notarized on stamp paper. Want To Apply For An ICICI Bank Abroad Education Loan? Fill this form and get in touch with an expert What is the ICICI Bank education loan disbursement process? The ICICI Bank education loan disbursement process does not require any additional steps. Once the bank has presented the sanction letter, the applicant has to submit all the above-mentioned documents, as well as any other mentioned in the letter. The applicant can request disbursement of the loan amount after the documents are submitted and verified by the bank. The time taken for disbursal is 15 working days. The process is quick and hassle-free for timely disbursement of loans. Tuition fees - The tuition fee is directly transferred to the university account or the student’s account. Living expenses - Expenses for accommodation, hostel, travel, etc, are transferred to the student’s account for ease of processing. Other expenses - All expenses incurred during studies abroad are covered under the ICICI Bank education loan. The loan amount for the same is transferred to the student’s account. Students should remember to request disbursement at least 2 to 3 weeks before the deadline for fee submission to provide ample time for the bank to process it and to avoid any delays in submitting the fee. What are the features of the ICICI Bank education loan? The ICICI Bank education loans are student-friendly with various features that aid students to pursue abroad education without breaking into a sweat. Some of them are as follows - Loan amount - ICICI Bank offers education loans up to INR 1 crore (with collateral) for overseas education. For education loans without collateral, the bank offer loans up to INR 40 lakhs for postgraduate courses and up to INR 20 lakhs for undergraduate courses. Interest rate - The ICICI Bank education loan interest rate for international studies starts at 11.25% for postgraduate courses. For undergraduate courses, the interest rate starts at 11.75%. The interest rate, however, can differ based on the course and the institute. If the student has secured admission in a top-ranking college, the interest rate can be negotiated. Simple interest is calculated on education loans. Margin Money - The bank does not charge any margin money on loan amounts up to INR 20 lakhs. Margin money for loans above INR 20 lakhs ranges from 5% to 15%. Any scholarship amount or initial fee paid to the university can be included in the margin money. Eligibility - The ICICI Bank education loan eligibility criteria is rather simple - The student should be an Indian national. The student should have secured admission in a recognized university to a degree or diploma course. The student should have successfully completed 10+2 education. Processing fee - The ICICI Bank processing fee is 1% of the loan amount plus applicable taxes. Repayment tenure - The bank offers up to 8 years after the moratorium period ends to repay the loan amount. If the student has pledged collateral, the loan tenure is 10 years post the holiday period. Moratorium period - The loan repayment starts after the completion of the course + 6 months. What are the benefits of the ICICI Bank education loan? The benefits of an ICICI education loan are as follows - Loan coverage - The education loans by the bank will cover any and every expense that is incurred in overseas education. Students can also pledge collateral to get a higher loan amount limit. Wider course and college coverage - Most lenders keep a list of eligible courses and colleges for abroad education. ICICI Bank, on the other hand, gives education loans to practically every course and college provided it is a recognized institute. Instant Education loan - The bank facilitates instant education loans that enable students to get an instant Sanction letter. The ICICI Bank Abroad loan Sanction letter is accepted as a source of funds for student’s admission confirmation. The student can avail of the Instant Education Loan by pledging Fixed Deposit with the bank. The instant loans are pre-approved, and therefore, the sanction letter is sent on the registered email ID of the customer. Interest rates - The ICICI Bank education loan interest rate is dynamic. On securing admission to a reputed and top-ranked college, the rate of interest can be negotiated to a lower figure. Pre-Visa disbursal - The bank offers the option to get the loan amount disbursed as a way to show proof of funds during the visa interview. The bank also has preferential forex rates for international disbursements. Margin money - There is no margin money on loan amounts up to INR 20 lakhs. Tax benefits - Under Section 80E of the Income Tax Act of India, the interest paid on an education loan is tax-deductible. Students can avail of this benefit by taking a loan from the ICICI Bank, as well as any other scheduled bank in India. In addition to this long list of benefits, the bank accepts non-financial co-applicants if the applicant has 3+years of experience and is going for a postgraduate course. There is also no penalty on prepayment of loans. What are the advantages of opting for the GyanDhan Gateway for your education loan? GyanDhan is a one-stop-shop for education loans and abroad studies. We provide services to students that we know would not only benefit the students but also make their abroad journey easy and hassle-free at zero cost to the students. Our Education Loan Counselors (ELC) will discuss the loan options with you before initiating the loan application. After a thorough discussion, the loan process is started with the lender that suits your profile and needs. We have partnered with ICICI Bank and several other major lenders in the market. While approaching a lender might be the first choice of the students, they should consider the benefits of channels like GyanDhan. The loan process is swift and with zero hiccups. The chances of any hindrance are negligible, and if faced, will be resolved immediately by your assigned ELC by contacting the concerned bank official. The ICICI Bank loan application status can be easily tracked on the dashboard of your GyanDhan account. The education loan process with GyanDhan is nothing short of a walk in a park. Just check your loan eligibility here and finance your dream education! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/icici-bank-loan-disbursement">https://www.gyandhan.com/blogs/icici-bank-loan-disbursement</a></small> ... Read more
With the surge in the popularity of Big Data related jobs in the world, the Analytics roles are also gaining huge traction. Almost every industry such as technology, financial services, retail, healthcare, travel, FMCG, media, etc. leverage business analytics to gain a competitive edge over the competitors. Because of this astronomical rise in demand for trained business analytics professionals, the job prospects in the field have also augmented manifolds. To explain to you in detail about the MS in Business Analytics- best colleges abroad, eligibility, job prospects, and prerequisites, GyanDhan, in partnership with Galvanize Test Prep, is organizing a webinar "Big Data, Big Paycheck! All about an MS in Business Analytics!". The webinar will be organized on Saturday, 28th Nov 2020 at 11 AM IST. The speaker of the webinar will be Pavithra Srinivasan (Stanford University Alumna). **Highlights for the Session:** * Is my background/profile suitable for an MS in Business Analytics? * Which countries and universities should I apply to? * What kind of jobs will I get after the course? * What prerequisites and courses will be a part of this program? ... Read more
<p> Published date: 21 Nov 2020 Updated on: 21 Nov 2020 There are several Non-Banking Finance Companies (NBFCs) offering education loans to students. The most highlighted benefit of these lenders is that the eligibility for an education loan is reasonably relaxed, helping students secure funds for their choice of course and country comfortably. Auxilo is one such lender in the market that offers education loans for abroad studies. Founded in 2017, Auxilo is a pro-education NBFC that believes in the right to education for every student. They offer complete loan coverage, competitive interest rates, flexible repayment options, and several other benefits. In this blog, we are looking at the disbursement process of the Auxilo education loan in detail to help students understand the process. Without further ado, let’s get into it - What are the steps taken before the Auxilo Education Loan disbursement process? The Auxilo education loan process is straightforward and hassle-free for the students. The process is further simplified on applying for the same through GyanDhan. Let’s read about the Auxilo education loan process - Apply for the loan - The simplest way to apply for the Auxilo education loan is to get in touch with GyanDhan. You can apply for the loan after a thorough discussion with our education loan counselor to understand the loan product offered by Auxilo. Submit documents required - The loan application requires students to submit certain documents. Documents and details regarding the institution such as admission date, fee structure, course-specific information, and admission related documents are mandatory for the Auxilo education loan process. Loan Structuring - Auxilo will verify the documents submitted, as well as the enrollment documents. At this point, you will have to get your co-applicant’s signature. Once the documents are verified and your application is analyzed, Auxilo will offer an education loan that is structured and customized exclusively for you. Final loan agreement - On accepting the initial loan offer, you will receive a final loan agreement, which has to be signed by the applicant and all the co-applicants. The loan amount can be disbursed after accepting the final loan agreement. The money can be disbursed as per the student’s convenience. What are the Auxilo Education loan documents required? To complete the loan application and process, the applicant must submit all the mandatory documents. Though the list of documents differ from case to case, some of the commonly asked documents are as follows - Applicant’s KYC documents - Aadhar Card Valid Passport PAN Card Voter Card Driver’s License Applicant’s Proof of Residence - Tax Paid receipt Telephone bill/Electricity bill/Water Bill of not more than 3 months old Ration Card Academic Transcripts - 10th, 12th, and undergraduate mark sheets Test Scorecards of GRE/GMAT/IELTS/TOEFL, if applicable. Applicant’s Signature Proof - Banker’s Signature verification Passport Copy PAN Card Driving License with photograph and individual signature Clearance of Processing Fees cheques - the concerned officer will verify the signature on the application form with the processing fee cheque. Notarized Affidavit Documents Required from Co-Applicant(s) 3 months payslips and proof of any other additional source of income 6 months updated bank statement of salary account Latest Form 16 and ITR Relationship proof (with the applicant) The co-applicant will also have to submit 9-12 post-dated cheques, in case s/he is unable to make an interest payment in a particular month. NACH form Financial documents of the co-applicants vary depending on the type of employment - Private company, Partnership Firm, Trust/Foundations, Proprietorship Firm. For example, for a Partnership, the documents required are - Registration Certificate, if registered Updated and latest Partnership Deed Telephone Bill in the name of the firm Certificate/Registration document issued under GST/Professional Tax or any other authorities. Certificate/License issued by the Municipal Authorities under Shop and Establishment Act. Any other case-based document required by the lender would be informed to the applicant during the loan process, which they will have to get notarized on a stamp paper. What is the Auxilo Education loan Disbursement process? Auxilo disbursement process is easy and effortless. Once the loan formalities, such as submitting additional documents or post-dated cheques, etc. are completed, the loan amount can be disbursed as per the applicant’s request. Tuition Fees - the tuition fees can be either directly transferred to the university or to the student’s account. Living Expenses - the living expenses are transferred to the student’s account. Other Expenses - The Auxilo education loan covers a plethora of expenses. The loan amount can be disbursed to the student’s account for these additional expenses, such as travel expenses, pre-admission costs, etc. Want To Apply For Auxilo Education Loan For Abroad Studies? Fill this form and get in touch with an expert What are the features of the Auxilo education loan? Auxilo education loan is preferred by students to finance their abroad studies on account of the various features. The loans offered by Auxilo are holistic and customized. Let’s look at some of the features of the education loans by Auxilo - Loan amount - There is no cap on the maximum amount you can borrow from Auxilo. If the student and co-applicant profiles are outstanding, the lender will fund the entire cost of education. However, with an average profile, the student can expect to borrow up to INR 40 lakhs. Interest Rate - The Auxilo education loan interest rate is calculated as = Auxilo Base Rate + Spread. The current base rate is 12.70%. The spread is determined based on the student’s profile and the course selected. Eligibility - To be eligible for the Auxilo education loan, students must fulfill the following criteria - The student must be an Indian citizen and 18 years and above. The student must have confirmed admission to a recognized university before the loan amount is disbursed. The loan must be co-signed by an earning co-applicant in India. Processing Fees - The Auxilo loan processing fee can be 2% of the sanction loan amount or as per the Sanction letter. Repayment tenure - The lender offers up to 10 years to repay the loan. What are the benefits of the Auxilo education loan? There are a great many benefits of choosing Auxilo to fund your education. Some of them are as follows - Loan Coverage - Auxilo has your back. Whatever may be the expenses, your loan amount will cover it. Expenses like tuition fees, living expenses, examination fees, travel expenses, etc. are all covered by the loan, meaning zero margin money. No-limit loans - Auxilo has not set an upper limit on the amount that can be borrowed, meaning if the student profile is good, any amount can be sanctioned. Customized loan options - Auxilo studies the profile and needs of the student before presenting a loan offer. There is no fixed loan product as the needs of every student are dynamically different, which the lender takes into account. And therefore, offers customized loan products. Pre-admission loan - Auxilo offers education loans to students who have not yet received an unconditional admission offer. This loan offers the benefit of ‘proof of funds’ to help students receive Confirmation of admission. Pre-Visa Disbursement - Students can opt for pre-visa disbursement to show adequate funds as a testimony as well as ‘proof of funds’ during their visa interview. Wider course and country coverage - There’s a wider coverage in terms of the courses and countries that Auxilo supports. For example, Auxilo provides funds for almost all the courses like undergraduate, postgraduate, professional degrees, diploma courses, technical or professional courses, vocational training, or executive programs. There is also no limit on the number of countries supported. Multiple co-applicants - Many students face the problem of co-applicants in the case of unsecured education loans. To tackle this issue, Auxilo allows multiple co-applicants as well as multi-city co-applicants. What’s the advantage of GyanDhan Gateway for the education loan? GyanDhan knows the value of the right loan and lender to fund abroad education. And to help you get the best services to finance your education, we discuss all the possible options available to you, taking into account your needs and requirements. Further, we have partnered with Auxilo to assist you to get the education loan without any hitch. The entire loan application process can be completed online on GyanDhan’s portal and the Auxilo loan application status can be tracked on the dashboard of your GyanDhan account. GyanDhan assures a swift and hassle-free education loan journey for the students at zero cost to them. Check your Auxilo education loan eligibility here and start your Auxilo education loan process right away! </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/auxilo-loan-disbursement">https://www.gyandhan.com/blogs/auxilo-loan-disbursement</a></small> ... Read more
With Joe Biden securing a win in US presidential elections 2020, there are lots of airs around the world about what will his policy be regarding international students, particularly about Indian students. Will it be different from that of the outgoing president Donal Trump? Biden will take over the White House in January 2021 and the questions about his policies for Indians/Indian students are largely debated. Like elsewhere, GyanDhan and its partner Galvanize Test Prep also have views and predictions on the vital questions. To discuss what a Biden presidency means for international/Indian students, GyanDhan is organizing a webinar 'WIN-WIN: What a Biden presidency means for Indian/International students!'. The webinar will be held on Saturday, 21st November at 11:00 AM IST. The speaker of the webinar will be Pavithra Srinivasan (Stanford University Alumna). **Highlights for the Session:** * Likely to be implemented employment and green card policies for graduates. * How Biden will take a focused, science-based approach to the Coronavirus. * How Ph.D. hopefuls in STEM fields are likely to benefit from a Biden administration. ... Read more