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Read GyanDhan’s blog on Samaj Kalyan education loan features, eligibility criteria, the registration process of E-Samaj Kalyan, and more.
The Samay Kalyan Gujarat Yojana is an initiative by the Gujarat Social Justices and Empowerment Department. The SJED Digital Gujarat has introduced the e-Samaj Kalyan Gujarat Digital Yojana for candidates belonging to Scheduled Caste (SC) and Economically Backward Classes (EBC).
The loan for foreign study scheme is offered to students who belong to scheduled caste sections of society and cannot afford the cost of education. The loan covers the cost of tuition fees, books, and other expenses related to education.
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Feature | Description |
---|---|
Loan amount |
Up to INR 15 Lakh |
4% |
|
Income limit |
No income limit |
Course duration + 6 months |
|
10 years |
|
Collateral |
After the loan is sanctioned, the student's guardian has to pledge their property as collateral. |
The Loan for foreign study under the E-Samaj Kalyan scheme is designed exclusively for individuals from marginalized backgrounds. To access the advantages of this scheme, potential beneficiaries need to ensure they meet the eligibility criteria, which include:
To register on the SJED and eventually apply for Samaj Kalyan education loan follow the steps given below:
Step 1: Visit the official e-Samaj Kalyan Gujarat website.
Step 2: On the extreme right hand side click on ‘Please Register Here’ option and complete the registration form.
Step 3: After successful registration to the E-Samaj Kalyan page, applicants can select the loan for foreign study and apply online.
Note: When you apply for an education loan through Samaj Kalyan, you have to timely update the authorities about your whereabouts, place of work, contact number and email-id until the loan is completely repaid. |
To track your application status on the Samaj Kalyan Gujarat portal, follow these steps:
The system will process your request, and the status of your application will be displayed on the screen. This may include information about whether your application is pending, approved, rejected, or any other relevant status updates.
To apply for an abroad education loan through Samaj Kalyan, the first step is to register on the portal and submit the following documents
Once the student has registered on the portal, the student then needs to fill the loan application form and submit the following documents.
Check Your Education Loan Eligibility
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In conclusion, the E-Samaj Kalyan Gujarat program stands as a beacon of hope for aspiring students from weaker sections of society in the state of Gujarat. It embodies the spirit of empowerment and inclusivity, providing financial assistance to those who dream of pursuing higher education but face economic constraints. Through its education loan schemes and initiatives, E-Samaj Kalyan Gujarat has not only eased the burden of educational expenses but has also fostered a sense of equality and progress.
However, if you fail to fulfill the eligibility criteria of E- Samaj Kalyan, then remember GyanDhan can help you secure an education loan to pursue your study abroad dream. All you have to do is check your loan eligibility.
E-Samaj Kalyan is an official portal from which one can apply online for various government schemes such as Kunwar Bai Nu Mameru Yojana, Palak Mata Pita Yojana, Awas Yojana, etc. can apply through this portal.
The interest rate of Samaj Kalyan education loan is 4%.
The E-Samaj Kalyan Gujarat provides a loan of INR 15 Lakh for abroad education.
For any kind of assistance, students can contact the E-Samaj Kalyan at 079-23213017 from 10:30 A.M. to 6:30 P.M.
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