University of california  berkeley  california   united states
 
US News Ranking 3
Qsranking 8
Timesranking 11

Brief background: 

The University of California, often referred to as Berkeley, was started in 1868. It is a public research university and is one of the 14 founding members of the Association of American Universities. United States National Research Council consistently ranks the University’s famous graduate programs in the top 10 in their fields.

The University of California offers various degrees through schools like the Haas School of Business, the College of Engineering, the School of Law, and the Graduate School of Education.

Students pursuing a Masters at College of Engineering can pursue advanced degrees in eight areas. These areas include Industrial Engineering & Operations Research, Applied Science & Technology, and others. 

Ranking

The  University of California ranking is always among the top ten in the world. It is also considered as the top public university in the country.  University of California world ranking is #30 according to QS Global World Rankings 2021.

Acceptance Rate

The University of California acceptance rate is around 15%. It gets way more applications than it can admit. Therefore, it is important to have an excellent academic profile to gain admission to the university. The average GRE score for University of California for technology on quantitative is around 166 and verbal is around 157.

Infrastructure:

The University of California is located in the Bay area and its campus is spread over 1200 acres. Berkeley has one of the most modern campuses in the country. The campus is home to world-renowned research institutes such as the Mathematical Sciences Research Institute, the Space Sciences Laboratory, and others. Students love the Strawberry creek that flows through the campus. The library system of the University, with 32 libraries and more than 11 million titles, is one the largest academic library system in the country. 

Residing Options:

The university provides on-campus accommodation to all its international students. Undergraduate students can live in residential halls. The University also has student co-ops and not-for-profit housing cooperatives for its students. However, on-campus housing can be a tad-bit costlier and thus graduate students prefer to live off-campus in areas such as ‘Northside’. 

Faculty and pedagogy:

The Faculty of Berkeley is quite renowned in their individual fields. In fact, J. R. Oppenheimer, who led the Manhattan project to create the first atomic bomb, and Nobel laureate Ernest Lawrence, who invented the cyclotron, have taught here. Additionally, quite a few Nobel laureates, MacArthur fellows and Pulitzer Prize winners teach at Berkeley. The University’s The College of Engineering has 256 full-time faculties on staff. 

The pedagogy at Berkeley is excellent and it places huge importance on research. 

Fees

The  University of California fees for its majority of academic courses is around $26,000 yearly for Indian students. The annual off-campus living expense is around $9000.

Financial aid:

The University of California has a number of scholarships (both need-based and no-need based). However, all the scholarships given are based on academic performance, so in case you aspire to earn one of these, you need to have an impeccable academic record. 

Jobs and placements:

The top recruiters employing graduates from the university include Google, Inc - $76,522 - $137,740; Apple Computer, Inc - $102,556 - $159,960; Kaiser Permanente- $59,598 - $115,039; Amazon.com Inc - $60,331 - $117,730, Salesforce.com, Inc.- $58,723 - $141,122. The most popular job profiles amongst the university alumni include Software Engineer, Mechanical Engineer, Data Analyst, Data Scientist, Senior Software Engineer, Project Manager, Financial Analyst. 
As per the official data, 21% of engineering graduates found jobs through Campus Recruitment, 7% through Handshake (internal search), 17% through Networking, 19% through Internship, 24% through Campus Fair, 8% through Direct Contact with Employer, 5% through the Internet/Social Media.

Alumni:

The University has a long list of famous alumni. Some of them are Founder of MySpace Tom Anderson, President, and CEO of Adobe Systems Shantanu Narayen and Former MD and Head of Global Arbitrage, Deutsche Bank Arvind Raghunathan. 

Verdict:

This University is right there at the top – among the top five colleges in the country in any field. University of California graduate admissions are quite difficult to crack, so lap it up if you have got one. 

Location

Berkeley is located on the eastern side of the San Francisco Bay Area. UC-Berkeley lies in the eastern part of the city. The campus is nestled between the scenic Berkeley Hills in the east and downtown Berkeley on the south, west, and north. The beautiful Strawberry Canyon forms the northeastern fringe of the campus. It is hardly a thirty-minute walk from downtown. Get down at the Downtown Berkeley BART station and exit to Shattuck Avenue.
The campus is easily accessible by road and rail. Caltrain in the Southern Pacific Bay Area are well connected to the transit system. Besides, AC Transit buses also connect to the UC-Berkeley campus area. Due to its strategic location, not only does the campus get the best of the bustle of the city and the serene natural surroundings, but it also becomes readily accessible through freeways. The Bay Area freeways leading to the campus are I-80, I-880, I-580, Highway 13, and Highway 24. These freeways connect to I-5 and US 101.
UC-Berkeley main campus is a one-hour drive northeast across the Bay from the San Francisco International Airport and a half-hour by road northwards from Oakland International Airport. It lies at an hour and a half distance by road from the Norman Y. Mineta San Jose International airport.

Acceptance Rate for Indians 17%
STEM Masters Awarded to International Students 312
STEM Doctorates Awarded to International Students 83
TA Appointments 311
RA appointments 617
Research funding $219,018,000
Source : GyanDhan's analysis & partner data as of year 2018

Bioengineering

The Bioengineering Department is a part of the College of Engineering and offers Bachelor’s, Master and Ph.D. programs. It offers courses in Bioengineering Design, Instrumentation, Biomechanics, Protein Informatics, etc. to undergraduate students from allied disciplines. The department aims to combine biology with Electrical and Mechanical Engineering and Computer Science to help students produce solutions for a healthier society and an equitable and sustainable world. It offers Master’s in Bioengineering and Translational Medicine in a cross-campus collaboration with the Department of Bioengineering and Therapeutic Sciences at UCSF. The research focus of the department lies in cellular engineering and development of solutions for precision medicine. Synthetic biology, stem-cell engineering, and computational biology are other key areas of research. The department prides itself on being ranked consistently amongst the top 10 across the globe.

Areas of Expertise:  Systems and Synthetic Biology; Bioinstrumentation; Computational Biology; Biomaterials and Nanotechnology; Cell & Tissue Engineering

Chemical and Biomolecular Engineering

The Department of Chemical and Biomolecular Engineering (under the College of Chemistry) has played a leading role in making Berkeley one of the top 5 places for study and research in Chemistry over the past decade. BS in Chemical Engineering and MS in Chemical Engineering, besides MS in Product Development and Master of Bioprocess Engineering, have been the most sought after courses. The department has a world-renowned faculty to harness young talent and drive research. Besides the prestigious Lawrence Berkeley National Laboratory, students can work in the world’s leading biofuels and artificial photosynthesis labs.

Areas of Expertise: Polymers and Soft Materials; Heterogeneous Catalysis and Reaction Engineering; Electrochemical and Environmental Engineering5. Theory, Multiscale Modeling, and Computer Simulation; Microelectronics Processing and MEMS; Biochemical Engineering; Biomedical Engineering

List of Labs: Berkeley Stem Cell Center

Civil and Environmental

Ranked amongst the top 5 globally by US News, the Department of Civil and Environmental Engineering (CEE) at Berkeley is known to produce the most talented graduates in the university. The BS in CEE focuses on design, hands-on experience and problem-solving. Hazard management, sustainability, and infrastructural improvements are the hallmarks of the program. The department offers Master of Science (Energy, Civil Infrastructure and Climate; Engineering & Project Management; Environmental Engineering; GeoSystems Engineering; Structural Engineering, Mechanics and Materials; Systems Engineering; Transportation Engineering) and Master of Engineering (Systems Engineering and Transportation Engineering) and doctoral level programs. Students enjoy ample practical and professional outings at the San Francisco Bay area. Besides, the department also boasts of a dedicated structures lab and state-of-the-art testing equipment.           

Areas of Expertise: Environmental Engineering; Civil Systems; Structural Engineering, Mechanics & Materials; Earthquake Engineering; Eco-Systems; Engineering and Project Management; Energy, Civil Infrastructure and Climate; Transportation Engineering

List of Labs: Environmental Fluid Mechanics and Hydrology Laboratory; CREST: Center for Research in Energy Systems Transformation; JBEI: Joint BioEnergy Institute; Berkeley Energy and Climate Institute; Pacific Earthquake Engineering Research Center (PEER); Berkeley Water Center; Cool Climate Network

Electrical Engineering and Computer Science

The Computer Science division of the Department of Electrical Engineering and Computer Science (EECS) has the distinction of preparing leaders in an unparalleled industry environment, thanks to its proximity to Silicon Valley. It offers BA with CS majors (applications via College of Letters and Science) and BS in Electrical Engineering & Computer Science. The breadth of course options and cutting-edge laboratories have placed the department amongst the top 5 places for CS learning and research across the globe. Undergraduates can continue till the 5th year for combined BS/MS. The department also offers an industry-oriented one-year M.Eng along with an MS in Computer Science. Students of Public Policy can pursue a concurrent degree to broaden the scope of their graduate learning. The focus areas of research include Artificial Intelligence and Robotics.   
The department also offers a Master of Science program in Electrical Engineering. The department transcends itself by providing the widest range of research labs to break new frontiers in the discipline. An array of fellowships makes it the most attractive spot for young talent.

Areas of Expertise: Biosystems & Computational Biology; Artificial Intelligence; Human-Computer Interaction; Control, Intelligent Systems, & Robotics; Design, Modeling, and Analysis; Physical Electronics; Energy; Integrated Circuits; Micro/Nano Electro-Mechanical Systems

List of Labs: Team for Research in Ubiquitous Secure Technology (TRUST); Berkeley Wireless Research Center (BWRC); Berkeley Institute for Data Science (BIDS); Center for Intelligent Systems (CIS); Berkeley Sensor and Actuator Center; Berkeley Initiative in Soft Computing; Center for Energy Efficient Electronics Science (E3S); Center for Hybrid and Embedded Software Systems (CHESS); Par Lab: Parallel Computing Laboratory; Berkeley Laboratory for Information and System Sciences; Wireless Foundations; Simons Institute for the Theory of Computing; Berkeley Quantum Information & Computation Center

Industrial Engineering & Operations Research

Industrial Engineering and Operations Research Department (IEOR) is focused on creating, innovating, and analyzing tools and techniques for the analysis and management of complex systems. Undergraduates, graduates, and researchers are trained through hands-on industry-specific projects to handle supply chain, financial, healthcare, energy systems, etc. The undergraduate programs include BS in IEOR, BA in IEOR (through College of Letters and Science), integrated 4-year BS in IEOR with Management from Haas School of Business, besides a professional Certificate in Entrepreneurship and Technology. Graduates can pursue M.Eng. in IEOR or research centered MS. Doctoral students concentrate on theoretical models, mathematical tools, and methodologies to make industries more efficient and profitable. Stochastic Modeling, algorithms, robotics, etc. are the focus research areas of the department.

Areas of Expertise: Production, Logistics, Service, and Supply Chain Systems; Automation and Robotics; Energy Systems and Markets; Market and Financial Engineering; Stochastic Modeling, Control, and Simulation; Optimization and Algorithm Design

Material Science

The Department of Materials Science and Engineering (MSE) offers 5 joint majors at the undergraduate level besides a BS with majors in MSE. It collaborates with departments of Bioengineering, Nuclear Engineering, Electrical Engineering and Computer Science, and Mechanical Engineering, besides the College of Chemistry. Undergraduate students can choose an extra year of instruction leading to a combined BS/MS in MSE. The professional M.Eng in MSE is coordinated by the Fung Institute. Graduate students may choose to concentrate on Nanoscale Science, Energy Science, Computational Science, Genomic Biology, or Communication, Computation and Statistics. The department also offers an MS program. The department ensures latest on-campus and collaborative laboratories to Ph.D. candidates for research on biomaterials, electro-chemicals, optical and electrical materials, magnetic materials and structural materials.

Areas of Expertise: Materials for Electronic, Optical, Magnetic and Thermal Applications; Materials for Energy Storage and Generation; Biomaterials; Materials Computation and Theory; Polymers and Soft Materials; Nanomaterials; Materials Characterization; Chemical and Electrochemical Materials; Materials for Structural Applications; Materials Design 

Mechanical

The UC Berkeley Department of Mechanical Engineering (ME) prepares young minds through industry-based design experience. Undergraduate students may opt for BS in ME, 4-year integrated BS with business, and joint majors with Materials Science or Nuclear Science. Undergraduates who have majored in mechanical engineering can opt for a one-year extension leading to an integrated BS/MS. The department offers full-time and part-time M.Eng besides a thesis-based MS. The in-vogue tracks of specialization include Fluid and Ocean Engineering and Nanotechnology. MEng programs are available in the following concentrations: Advanced Energy Technology; Biomechanics, Experimental; Advanced Control Systems Design; Fluids and Ocean Engineering;     MEMS/Nano; Modeling and Simulation of Advanced Manufacturing Processes; Product Design. The department offers special graduate programs such as Engineering and Business sustainability and designated emphasis programs in energy science and technology, development engineering and computational and data science engineering. Research at the department is propelled by over three dozen concentrated laboratories and a dozen specialist research centers. Ph.D. researchers can find supervisors for a vast array of fields ranging from biomechanics and robotics to ocean engineering and nanotechnology.

Areas of Expertise: Biomaterials, Biomechanics & Biomedical Devices; Fluids, Solids, Materials, Computation, & Ocean; MEMS, Microsystems & Nanosystems; Combustion, Energy & Environment, & Thermal Sciences; Design & Manufacturing; Controls, Dynamics & Mechatronics
List of Labs: Jacobs Institute for Design Innovation

Pure Sciences

Considered as one of the top 10 destinations across the globe for science education and research, UC Berkeley offers the latest industry and research-oriented courses leading to degrees in pure sciences which open up a wide range of opportunities. The Department of Chemistry (under the College of Chemistry), the Biological Science division of the College of Letters and Science (L&S), the Mathematical and Physical Sciences division (L&S) offer undergraduate, graduate, and doctoral programs in pure sciences. The university has separate departments for Integrative Biology, Molecular and Cell Biology, Mathematics, Physics, Statistics, and Planetary Sciences. UC Berkeley offers some of the best labs and dedicated centers for research in the Sciences. More than half a dozen Nobel Laureates from the university are current faculty members.      

List of Labs: Berkeley Nuclear Research Center

Annual fees for Indians $26,000
Annual off-campus living $9,000
Source : GyanDhan's analysis & university's website as of year 2018

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Education loan

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Discussions

Gujarat Government Education Loan For Studying Abroad | GyanDhan
<p> Updated on: 16 Apr 2021 &nbsp; Going abroad for higher studies is a cherished dream of many Indian students across the country. States such as Punjab, Andhra Pradesh, Telangana, and Gujarat are among the top states when it comes to student mobility. In this blog, we will take a look at the state of Gujarat and how the state government is helping students make their study abroad dream a reality.&nbsp; How many students from Gujarat go to study abroad? Before moving to the education loan schemes offered by the Gujarat government for studying abroad, let us first take a look at the number of students from Gujarat who go abroad for higher studies. In the year 2019, 3727 students from the state of Gujarat applied for the Primary Australian student visa. Countries such as the USA, The UK, and Canada too receive similar numbers of students from Gujarat. The Gujarat Unreserved Educational and Economical Development Corporation too receives approximately 1182 applications requesting loans for studying abroad.&nbsp; Why take an education loan?&nbsp; The numbers above make it quite clear that quite a few students from Gujarat go abroad for higher studies. &nbsp;A substantial percentage of this number apply for an education loan to fund their study abroad dream. But what are the benefits of an education loan? Let us take a look at it below:&nbsp; Funds all your study-related expenses - Studying abroad does not come cheap and the cost of studying abroad has been on a consistent rise in the last decade. An education loan funds all the study-related expenses of the students, right from the tuition fee to equipment and books needed for the program, travel and living expenses, and others.&nbsp; Build up your Credit score - Students who take an education loan and make timely repayments build up their credit score. This can be helpful for future borrowings. &nbsp; Get tax rebates - Education loans from lenders such as public sector banks and private banks make you eligible for income tax rebate under section 80 E of the Income Tax Act of India. This is valid on the interest that is paid on the education loan.&nbsp; Keep your personal funds safe for contingencies - Even if you or your parents might be able to fund your higher education abroad, an education loan can help keep your funds safe for emergencies.&nbsp; Looking for an abroad education loan? Fill the form to get free expert help Gujarat Government education loan for abroad&nbsp; Keeping in mind the increasing number of students from Gujarat going abroad for higher studies, the Government of Gujarat has come up with an education loan scheme for studying abroad. The Director, Developing Castes Welfare Department; under the aegis of the Gujarat government sanctions education loans for the needy students. Some salient features of this loan scheme are as follows: Students can get education loans of up to INR 15 lakhs The rate of interest for this education loan is a mere 4%. This is probably one of the lowest rates of interest offered by any lender in the country.&nbsp; Students who have gained admission to a foreign university or college are eligible to apply for this education loan scheme.&nbsp; In the financial year 2018-2019, the Government of Gujarat, under this loan scheme, incurred INR 2224 lakhs under this scheme for Socially Economic Backward Castes while the amount incurred under this scheme for Economically Backward Castes was INR 98.50 lakhs during the same period.&nbsp; Students can also apply to the Gujarat Unreserved Educational and Economical Development Corporation - an entity formed by the Government of Gujarat - for an education loan for studying abroad. The organization has a Foreign Study Loan scheme under which students who have got admission to a foreign University in an MBBS/ Bachelors/ Post Graduate degree or other equivalent courses in a foreign country are eligible for an education loan of up to INR 13 lakhs. The loan is given at a rate of interest of 5% to students belonging to the unreserved category. However, the annual income limit of the family should be below INR 3 lakhs.&nbsp; If you are a student from Gujarat and wish to go abroad for higher studies, make use of these loan schemes and get funds to make your study abroad dream a reality.&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/gujarat-govt-education-loan-abroad">https://www.gyandhan.com/blogs/gujarat-govt-education-loan-abroad</a></small> ... Read more

Collateral accepted by Lenders
Hi team, I am in the initial phase of applying for a secured loan. Can I pledge PPF as collateral or not?? I do not own a property or any other asset. What else can be pledged to cover the loan amount? Please help! ... Read more

Which is the Cheapest Education Loan in India? | GyanDhan
<p> Updated on: 14 Apr 2021 &nbsp; The cost of higher education, whether in India or abroad, has been on a consistent rise in the last few years. And this trend is mirrored across institutions not just in India but abroad too. As such, a rising proportion of students in India are facing a financial crunch when it comes to funding their higher education. For all such students, an education loan has come as a blessing in disguise. Not only does it help them make their higher education dream in India and abroad a reality, but if chosen wisely even helps them with other things such as get tax benefits, build a good credit score and even keep family and personal funds safe for exigencies. But the market is flooded with numerous different kinds of education loan schemes - all with different fine prints that if missed might land the student in a soup.&nbsp; In such a scenario, most students wonder about which education loan to choose and also which is the cheapest education loan scheme in India. In this blog, we will talk about the cheapest education loan in India that a student can apply for. So, without further ado, let us begin right away.&nbsp; Which is the cheapest education loan in India? Well, education loans from public sector banks are cheaper than education loans from private sector banks or NBFCs. But why is that so? Let us take a look at some of the reasons for this.&nbsp; Rate of Interest - The rate of interest of an education loan offered by public sector banks is always lower - by 1% to 2.5% - than that offered by private sector banks and NBFCs. The rate of interest for an education loan by a public sector bank is between 8.5% to 10.5% while it is between 10.5% to 13.5% for a private sector bank. For NBFCs, the rate of interest is still higher and is between 11% to 14.5%. One reason why the rate of interest on education loans by NBFCs is highest is that banks use funds that are deposited with them to give loans while NBFCs borrow money from investors, banks, and other financial institutions and then lend it to students.&nbsp; Processing fee - The processing fee charged by public sector banks is lower than NBFCs and sometimes even lower than private banks. Most public sector banks have a low processing fee and sometimes even have zero processing fee for an education loan. While SBI has a fixed fee of INR 10,0000 (non-refundable) for an education loan of INR 40 lakhs, both Bank of Baroda and Axis Bank have a refundable processing fee of INR 10,000. However, NBFCs would charge a non-refundable processing fee between INR 40,000 and 80000 for the same loan amount.&nbsp; Looking for an abroad education loan? Fill the form and get free assistance Among public sector banks, which is the cheapest education loan scheme?&nbsp; Well, now that it is clear that education loans from public sector banks are the cheapest, let us dig deeper and find out which education loan scheme among public sector banks is the cheapest. We carefully researched all the various public bank education loan schemes and have come to the following conclusion: Bank of Baroda education loan schemes - Bank of Baroda education loan schemes are amongst the cheapest schemes in India. Let us take a look at the interest rates offered by the scheme under different scenarios-&nbsp; Baroda Education Loan to Students of Premier Institutions (For Studies in India) is the cheapest education loan in India. If your institute is included in the premiere AA or A list of institutions, then you can get an education loan at a rate of interest of 6.75% and if your institution falls under List B, then you can get an education loan of up to INR 7.5 Lakhs at a rate of interest of 7.85%. For institutions falling under List B, education loans above INR 7.5 lakhs are given at an interest rate of 7.6%. Students who have got admission to institutions under List C will get an education loan of up to INR 7.50 lakhs at an interest of 8.6% while those who seek an education loan above INR 7.5 lakhs for studying in institutions in List C will get the loan at an interest of 8.35%.&nbsp; Students who are heading abroad for higher education can apply for the Baroda Scholar (for studies abroad) education loan scheme. Under this scheme, students who have got admission to an institute under the list of Premier Institutions can get an education loan at a rate of interest of 8.25% while those who have got admission to a college that does not come under the list of Premier Institutions will get the education loan at 8.9% Rate of Interest.&nbsp; SBI education loan schemes - If your institution does not come under the list of institutions in the list of Bank of Baroda, then SBI education loan schemes are your next cheapest education loan option. Students can apply for the Student Loan Scheme or the Global Ed-vantage Education Loan offered by SBI and take the SBI Rinn Raksha policy. By taking the Rinn Raksha policy, the rate of interest in their education loan will decrease by 0.5%. To know more about the SBI Rinn Raksha scheme, you can read it here. Under the Global Ed-vantage Education Loan or the Student Loan Scheme, students can take the Rinn Raksha Scheme and get the loan at a rate of interest of 8.8%. Girls can get a further concession of .5% on the rate of interest.&nbsp; Still, boggled by the various nitty-gritty that comes hidden with an education loan scheme? Well, help is at hand in the form of GyanDhan, India’s first education financing platform. We are committed to helping our students get the best education loan scheme and make their higher education dream a reality. We assign a dedicated loan counselor who studies every student’s profile in detail and then advises the best loan scheme for that particular case. We also provide a customized list of documents that need to be submitted and even help with the collection and submission of the loan application and required documents. Get in touch with us now and get help in not only choosing the best education loan but also get help in your loan application and sanction too.&nbsp; </p> <hr> <small>This is a companion discussion topic for the original entry at <a href="https://www.gyandhan.com/blogs/cheapest-education-loan-india">https://www.gyandhan.com/blogs/cheapest-education-loan-india</a></small> ... Read more

Ds-160 not submitted, visa payment made. sevis fee not paid. Can i change the university?
![image|219x401](upload://19xBH3U1RorqvUpvZhNgZqgkqjF.jpeg) ![image|219x401](upload://19xBH3U1RorqvUpvZhNgZqgkqjF.jpeg) Hi, I don't find an option to change the sevis id on the CGI federal website. I could only see an option for Ds-160 confirmation no. ... Read more

4 IMPORTANT QUESTIONS ABOUT BIDEN’S STUDENT LOAN FORGIVENESS-A REVIEW
## **THROUGH EXECUTIVE ACTION, CAN BIDEN FORGIVE STUDENT LOANS?** Biden spoke support for the forgiveness of student loans. But, he opposed the call for the president to withdraw student debts. Many student loan legal specialists claim, that Biden has the right to use administrative authority to develop extensive student loan reconciliations. Supporters point out that the Higher Education Act provisions passed by the Minister of Education. He believes that, the president has broad powers to “change, compromise, give up or issue student loans”. Several consumer protection organizations and the House of Representatives (including Senator Elizabeth Warren) claim that using this kind of enforcement power to cancel student loan debts is legally adequate. Other supporters point to the “Heroes Act”. Which authorizes the president to act in response to an enduring pandemic. That is the starting point for President Trump’s previous administration to postpone interest and payment on federal student loans owned by the government. However, an attorney from the Ministry of Education, led by former secretary DeVos, came to the opposite assumption that the extensive reconciliation of student loans went far further than what Congress planned when the law on higher education and student loans was first passed. ## **WHO WOULD BE ELIGIBLE, IF [BIDEN FORGIVES STUDENT LOANS](https://studentloanforgivenessapplication.com/joe-biden-student-loan-programs/)?** Biden has never announced public backing to withdraw all $1.7 trillion in outstanding student loan debt. If the government decides that the president can allow student loans through his actions, does it impose restrictions or eligibility criteria? There are several ways to limit student loan forgiveness. The most noticeable technique is the allowable amount of student loan debt. The student loan borrower requested cancellation of [Student Loan forgiveness](https://studentloanforgivenessapplication.com/) exceeding $50,000. However, Biden has always insisted on reducing the “target” amount of student loan subsidies, significantly $10,000. Biden said in December that it was “unlikely” to cancel or forgive the $50,000 student loan. Similar to eligibility for stimulus control, entitlement can also be restricted to borrowers based on income. Senate leader Chuck Schumer (D-NY) had recommended that student loan repayments can be restricted to borrowers with annual incomes of less than $150,000 previously. The type of student loan in question may also be appropriate. For example, the Higher Education Act does not cover private student loans, so written student loan repayments may be limited to federal student loans. ## **IF BIDEN DECIDES HE CANNOT CANCEL STUDENT DEBT VIA EXECUTIVE ACTION, WHAT HAPPENS?** Biden said that his favorite way to obtain student loan assistance is to allow Congress to pass the student loan forgiveness law. Given that the democratic majority in the House of Representatives and the Senate are currently narrow. And leaders have little room for error, this radical student loan reform may be a difficult road. Without Republican support, Republican senators may interfere with such law in the Senate. Additionally, the government’s current focus is on Biden’s extensive infrastructure plans, which may take months to complete. For these excuses, supporters of student loan borrowers claim that administrative actions are the best way to issue student loan forgiveness. However, if the Biden administration decides to take forceful action to cancel student loans is unsustainable, then nothing will be lost. Through legislation, Congress will be under increasing pressure to take action. ## **WHEN WILL WE GET AN ANSWER ON BIDEN’S STUDENT LOAN FORGIVENESS ANALYSIS?** The Biden administration does not have a statutory timetable for statutory review of student loan repayments. The White House Chief of Staff advised last week that the analysis could take several weeks. However, after the current extension of the ban on most [federal student loan](https://studentloanforgivenessapplication.com/fed-loans/) payments and interest ends, the government can respond before September 30, a safe choice. For more information about student forgiveness loan plans [contact us.](https://studentloanforgivenessapplication.com/contact/) ... Read more



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