Cost of Living: Cambridge vs Oxford

Monthly Cost Comparison — Cambridge vs Oxford (2026)

Category	Cambridge	Oxford
Accommodation (3BR outside ÷ 3)	₹82,626	₹82,150
Food	₹51,433	₹38,575
Utilities	₹40,334	₹40,685
Transport	₹0	₹0
Total / month	₹1,74,392	₹1,61,409
Total / year	₹20,92,711	₹19,36,911

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Oxford is 7% cheaper than Cambridge per month — saving approximately ₹12,983 every month or ₹1,55,796 annually on a budget lifestyle.

Cambridge ₹1,74,393

Oxford ₹1,61,409

Cost of Living in Cambridge vs India

Accommodation Type	Cambridge	India (metro avg)
1BR, city centre (full cost)	₹1,81,301	₹35,000
1BR, outside centre (full cost)	₹1,45,459	₹25,000
3BR, city centre ÷ 3 people	₹1,12,509	₹21,000
3BR, outside centre ÷ 3 people	₹82,626	₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Cambridge Breakdown

Costly

From

₹174,392/mo

View full breakdown

Full Oxford Breakdown

Costly

From

₹161,409/mo

View full breakdown

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FAQ's

Is Cambridge or Oxford cheaper for students?

Oxford is 7% cheaper than Cambridge per month — saving approximately ₹12,983 every month or ₹1,55,796 annually on a budget lifestyle.

How much more expensive is Cambridge vs Oxford?

Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.

Which city is better for Indian students — Cambridge or Oxford?

That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.

Do these comparison totals include tuition fees for Cambridge or Oxford?

No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.

What education loan do I need after using this comparison?

Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.