Cost of Living: Liverpool vs London

Monthly Cost Comparison — Liverpool vs London (2026)

Category	Liverpool	London
Accommodation (3BR outside ÷ 3)	₹38,503	₹1,13,195
Food	₹40,201	₹50,251
Utilities	₹32,930	₹33,236
Transport	₹0	₹0
Total / month	₹1,11,633	₹1,96,682
Total / year	₹13,39,600	₹23,60,195

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Liverpool is 43% cheaper than London per month — saving approximately ₹85,050 every month or ₹10,20,600 annually on a budget lifestyle.

Liverpool ₹1,11,633

London ₹1,96,683

Cost of Living in Liverpool vs India

Accommodation Type	Liverpool	India (metro avg)
1BR, city centre (full cost)	₹1,07,761	₹35,000
1BR, outside centre (full cost)	₹70,142	₹25,000
3BR, city centre ÷ 3 people	₹76,075	₹21,000
3BR, outside centre ÷ 3 people	₹38,503	₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Liverpool Breakdown

Moderate

From

₹111,633/mo

View full breakdown

Full London Breakdown

Costly

From

₹196,682/mo

View full breakdown

Financial Planning Tool

Education Loan

Find best education loan in shortest time

15+ banks. Starts at just 9.25%

Check your eligibility

Admission

Well-researched guide on how to study abroad

6 simple steps: A complete guide

Talk to a counselor

Scholarship

Search, filter & apply to scholarships in minutes

Save up to 100% on tuition fees

Find scholarship

FAQ's

Is Liverpool or London cheaper for students?

Liverpool is 43% cheaper than London per month — saving approximately ₹85,050 every month or ₹10,20,600 annually on a budget lifestyle.

How much more expensive is Liverpool vs London?

Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.

Which city is better for Indian students — Liverpool or London?

That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.

Do these comparison totals include tuition fees for Liverpool or London?

No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.

What education loan do I need after using this comparison?

Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.