Cost of Living: Oxford vs Portsmouth for Indian Students (2026)

Deciding between Oxford and Portsmouth for your studies? This comparison breaks down monthly living costs for both cities — rent, food, utilities, and transport — converted to INR so you can plan your education loan with confidence.

Monthly Cost Comparison — Oxford vs Portsmouth (2026)

Category Oxford Portsmouth
Accommodation (3BR outside ÷ 3) ₹81,205 ₹54,612
Food ₹38,131 ₹43,215
Utilities ₹40,217 ₹35,598
Transport ₹0 ₹0
Total / month ₹1,59,552 ₹1,33,425
Total / year ₹19,14,622 ₹16,01,101

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Portsmouth is 16% cheaper than Oxford per month — saving approximately ₹26,127 every month or ₹3,13,524 annually on a budget lifestyle.

Oxford ₹1,59,552
Portsmouth ₹1,33,425

Cost of Living in Oxford vs India

Accommodation Type Oxford India (metro avg)
1BR, city centre (full cost) ₹2,01,245 ₹35,000
1BR, outside centre (full cost) ₹1,42,990 ₹25,000
3BR, city centre ÷ 3 people ₹1,09,308 ₹21,000
3BR, outside centre ÷ 3 people ₹81,205 ₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Oxford Breakdown

Costly

From

₹159,551/mo

View full breakdown

Full Portsmouth Breakdown

Moderate

From

₹133,425/mo

View full breakdown

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FAQ's

Is Oxford or Portsmouth cheaper for students?
Portsmouth is 16% cheaper than Oxford per month — saving approximately ₹26,127 every month or ₹3,13,524 annually on a budget lifestyle.
How much more expensive is Oxford vs Portsmouth?
Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.
Which city is better for Indian students — Oxford or Portsmouth?
That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.
Do these comparison totals include tuition fees for Oxford or Portsmouth?
No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.
What education loan do I need after using this comparison?
Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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