Cost of Living...
Portsmouth vs Swindon

Cost of Living: Portsmouth vs Swindon for Indian Students (2026)

Deciding between Portsmouth and Swindon for your studies? This comparison breaks down monthly living costs for both cities — rent, food, utilities, and transport — converted to INR so you can plan your education loan with confidence.

Monthly Cost Comparison — Portsmouth vs Swindon (2026)

Category Portsmouth Swindon
Accommodation (3BR outside ÷ 3) ₹53,991 ₹53,614
Food ₹42,723 ₹37,697
Utilities ₹35,193 ₹24,881
Transport ₹0 ₹0
Total / month ₹1,31,907 ₹1,16,192
Total / year ₹15,82,891 ₹13,94,305

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Swindon is 12% cheaper than Portsmouth per month — saving approximately ₹15,716 every month or ₹1,88,592 annually on a budget lifestyle.

Portsmouth ₹1,31,908
Swindon ₹1,16,192

Cost of Living in Portsmouth vs India

Accommodation Type Portsmouth India (metro avg)
1BR, city centre (full cost) - ₹35,000
1BR, outside centre (full cost) ₹99,987 ₹25,000
3BR, city centre ÷ 3 people ₹60,600 ₹21,000
3BR, outside centre ÷ 3 people ₹53,991 ₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Portsmouth Breakdown

Moderate

From

₹131,907/mo

View full breakdown

Full Swindon Breakdown

Moderate

From

₹116,192/mo

View full breakdown

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FAQ's

Is Portsmouth or Swindon cheaper for students?
Swindon is 12% cheaper than Portsmouth per month — saving approximately ₹15,716 every month or ₹1,88,592 annually on a budget lifestyle.
How much more expensive is Portsmouth vs Swindon?
Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.
Which city is better for Indian students — Portsmouth or Swindon?
That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.
Do these comparison totals include tuition fees for Portsmouth or Swindon?
No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.
What education loan do I need after using this comparison?
Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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