Cost of Living: Szczecin vs Warsaw for Indian Students (2026)

Deciding between Szczecin and Warsaw for your studies? This comparison breaks down monthly living costs for both cities — rent, food, utilities, and transport — converted to INR so you can plan your education loan with confidence.

Monthly Cost Comparison — Szczecin vs Warsaw (2026)

Category Szczecin Warsaw
Accommodation (3BR outside ÷ 3) ₹26,231 ₹48,090
Food ₹18,160 ₹20,754
Utilities ₹25,618 ₹35,534
Transport ₹0 ₹0
Total / month ₹70,008 ₹1,04,378
Total / year ₹8,40,102 ₹12,52,531

Note: Budget preset: shared 3BR outside city centre ÷ 3 people, 5 meals/week, basic utilities. Comfortable preset: 1BR city centre, daily restaurant meals, full utilities, gym.

Which City is Cheaper for Indian Students?

Szczecin is 33% cheaper than Warsaw per month — saving approximately ₹34,369 every month or ₹4,12,428 annually on a budget lifestyle.

Szczecin ₹70,008
Warsaw ₹1,04,378

Cost of Living in Szczecin vs India

Accommodation Type Szczecin India (metro avg)
1BR, city centre (full cost) ₹62,839 ₹35,000
1BR, outside centre (full cost) ₹54,317 ₹25,000
3BR, city centre ÷ 3 people ₹32,169 ₹21,000
3BR, outside centre ÷ 3 people ₹26,231 ₹15,000

Note: 3BR costs shown per person ÷ 3 occupants by default. Use the calculator to adjust the split.

Explore Each City in Detail

Full Szczecin Breakdown

Budget Friendly

From

₹70,008/mo

View full breakdown

Full Warsaw Breakdown

Moderate

From

₹104,377/mo

View full breakdown

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FAQ's

Is Szczecin or Warsaw cheaper for students?
Szczecin is 33% cheaper than Warsaw per month — saving approximately ₹34,369 every month or ₹4,12,428 annually on a budget lifestyle.
How much more expensive is Szczecin vs Warsaw?
Check the monthly comparison table and the savings block for the latest difference per month and per year in INR.
Which city is better for Indian students — Szczecin or Warsaw?
That depends on your university shortlist, rent tolerance, and funding plan. This page is designed to make the living-cost tradeoff obvious.
Do these comparison totals include tuition fees for Szczecin or Warsaw?
No. The compare page covers recurring living costs only, so tuition and one-time destination expenses still need to be added separately.
What education loan do I need after using this comparison?
Use the cheaper-vs-costlier view here as your living-cost input, then combine it with tuition to estimate the total funding requirement before checking loan eligibility.

These figures are planning estimates and can vary by lifestyle, location within city, and market conditions.

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