Issues to Expect After Education Loan Sanction

    Updated on: 06 Sep 2023 6 min read

    “Congratulations! Your loan application has been approved”. This is a statement that instantaneously changes the mood of every student. As relief washes over them, they forget that the education loan hill is only half-climbed. There are many more steps after receiving the loan sanction letter; many of which can create delays and problems in the process. Lenders can withhold the disbursement, reduce the sanctioned amount, or even reject the loan post-sanction.

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    Pre-visa Disbursement 

    Similar to Germany, countries like the USA, Canada, UK require the students to submit proof of funds that show liquid funds in their account. For this particular reason, pre-visa disbursement becomes a requirement that should be conveyed to the lender beforehand. However, several students still face this issue wherein the lender refuses to disburse the amount before the visa is approved. GyanDhan makes this step easy and resolves any issue that a student might face during pre-visa disbursement. 

    These are some of the common issues that a student can face after successfully getting the sanction letter. As said earlier, a sanction letter is a hill only half-climbed. To complete the rest of the process without any hassle, get in touch with us. We do not assure you that you won’t face any hurdles during the process, though it is what we strive for. But when you do face these problems, we will resolve them without causing any delay in the process. So get in touch with us today and start your loan process with the assurance that you will get the funds you need for your education. 

    As always, our services are free of cost. Though, we won’t mind an honest Google review. 

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Written by vishakha Bhagia

Interest in Finance with a flair for writing, Vishakha has written on education loans and the study abroad field for the last two years with articles published in Times of India, Outlook India, The Hindu, and many more publications.


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Reviewed by Aman Jain

Aman Jain graduated from IIT Kanpur, and currently functions as the CMO at GyanDhan. He is deeply passionate about creating equality in higher education and has directly interacted with 2 Lakh students in his 8-year-long journey.


Specializes in:
Education loan , Study Abroad Admissions


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GyanDhan is India's first education financing marketplace.



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