Tata Capital Loan for Study Abroad: University List

Tata Capital, the financial services company of the Tata Group, has made remarkable progress in helping students achieve their educational goals. Tata Capital launched its educational loan services in December 2023, and since then, the financial company has received over 6,000 applications. This strong demand reflects that Tata Capital is a reliable source of financial assistance for students.

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  Tata Capital offers up to INR 2 crores of education loans with collateral and up to INR 75 lakhs of unsecured loans. 
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  They have a list of approved foreign universities for education loan Tata Capital. They have bifurcated the university list into two categories, namely Platinum and Gold, for US and non-US universities. 
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  The USA, UK, Germany, Ireland, and Australia remain the top destinations for international education and these countries make up almost two-thirds of students applying for an education loan abroad via Tata Capital. 

Moreover, Tata Capital sanctions the loan amount before the confirmation of admission which ensures that students can secure their seats in desired universities without financial constraints. This blog will help you navigate the loan process and will educate you about the top universities approved by Tata Capital, which in turn help you make informed decisions for your education abroad. 

Key Features of Tata Capital Education Loan Abroad

Eligibility Criteria for Tata Capital Education Loan for Abroad

If you are considering applying for an education loan through Tata Capitals, then you should meet the eligibility criteria set by them.

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  You must hold the Indian citizenship.
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  Your age must be between 18 and 35 years.
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  Your co-applicant’s Fixed Obligation to Income Ratio (FOIR) must be at least 65%.
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  The age of your financial co-applicant for - 

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    Salaried co-applicant must be 60 years or below.
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    Self-employed co-applicants must be 65 years or below.
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  Your co-applicant should be an immediate family member. 
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  The accepted CIBL score is 700+. However, exceptions may be considered based on your profile.
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  You should have scored at least 60% in your most recent qualification (10th, 12th, or graduation).
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  Proof of enrollment to a recognized university or institution. 
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  Your selected institution must be among the Tata Capital education loan for abroad university list. 

Understanding the Approved Colleges for Tata Capital Education Loan

You can secure funding through a Tata Capital education loan at competitive interest rates. Your chosen university must fall under the Tata Capital education loan abroad university list pdf to avail the benefits offered by them. They have two categories of loan products: Platinum and Gold for US and non-US countries. If you qualify for the Platinum category, you can secure better loan terms like higher loan amounts and lower interest rates. The table below will help you understand the loan offerings of Tata Capital. 

Loan Categories for U.S. Universities:

Tata Capital bifurcates universities into the following tiers for students aiming for their higher education in the US. 

Loan Categories for Universities in Other Countries:

Tata Capital offers the following categories for students admitted to universities outside the US. 

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  If your GRE score is above 315 or your GMAT score is above 650, you qualify for a Platinum category loan, no matter which university you choose.
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  If your GRE score is between 300-315 or your GMAT score is between 600-650, you qualify for a Gold category loan, regardless of the university.

List of Approved Foreign Universities for Education Loan by Tata Capital

You must ensure that you are enrolled in the Tata Capital education loan college list abroad to avail of the benefits of the Tata Capital education loan. 

Platinum Category for US:

Gold Category for US:

Platinum Category for Non-US Countries