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“I am sorry. The rate of interest has been increased, so you have to pay a higher EMI”, the disinterested branch manager of the NBFC told a student who had taken an education loan in Fall 2017. This was the third time in the last two years that the NBFCs had increased the rate of interest on education loans, totaling up to a hike of 3% (12% became 15% in a matter of 2 years). The above is a... Read more
When the 2018 financial year came to a close, the portfolio size of study loan disbursals touched INR 82,600 Crore, climbing 9.25% in twelve months! The average loan amount disbursement to a student went from INR 6.8 Lakh to INR 9.6 Lakh at the same time. These figures have risen even further this year. But is the education loan disbursement process as easy as it appears from these... Read more
The United States has since long been the preferred destination for Indian students who want to study abroad. However, a recent analysis by NFAP notes that the “the number of international students from India enrolled in graduate-level programs in computer science and engineering declined by 21%, or there were 18,590 fewer graduate students, from 2016 to 2017”. Though there is a dip in the... Read more