Blogs

SBI Fixed Interest Rate Abroad Education Loan

“I am sorry. The rate of interest has been increased, so you have to pay a higher EMI”, the disinterested branch manager of the NBFC told a student who had taken an education loan in Fall 2017.  This was the third time in the last two years that the NBFCs had increased the rate of interest on education loans, totaling up to a hike of 3% (12% became 15% in a matter of 2 years). The above is a... Read more


UK Scholarships for Indian Students

What is the Importance of Scholarships to Study in the UK for Indian Students? The standard of education in the UK has always been top-notch. So it is no coincidence that 11 UK universities feature in the top 100 universities, according to the World University Rankings 2020. The rich culture, quality education, and strong research infrastructure of the universities are just some of the... Read more


Disbursement Process of SBI Education Loan

When the 2018 financial year came to a close, the portfolio size of study loan disbursals touched INR 82,600 Crore, climbing 9.25% in twelve months! The average loan amount disbursement to a student went from INR 6.8 Lakh to INR 9.6 Lakh at the same time.  These figures have risen even further this year. But is the education loan disbursement process as easy as it appears from these... Read more


A-Z Guide to Student Loans for Studying Abroad

Planning to go abroad for higher studies but concerned about the sky-high tuition fees? Well, student loans for studying abroad will be the best option for you in this case. Keep reading to know the different student loan options available to you and which one is a better way to fund your higher studies abroad than using your personal funds.  Studies say that the cost of education is rising... Read more


How To Prepare For TOEFL?

What is TOEFL? TOEFL, Test of English as a Foreign Language, measures the English language skills of non-native English speakers who wish to enroll in undergraduate/graduate programmes in English-speaking universities.  Why Should Study Abroad Aspirants Take the TOEFL? The English-speaking universities seek to assess the English language skills of the applicants to determine if they... Read more


What is TOEFL Exam?

The TOEFL full form is a Test of English as a Foreign Language. A person who is a non-native English speaker wishing to enrol in a foreign university has to take the TOEFL exam. The test is developed and conducted by the Educational Testing Service (ETS) and seeks to assess the candidate’s English language skills and determine whether he/she is capable of carrying out a program of which the... Read more


GRE - All You Need to Know

Home Admission Counselling GRE All About GRE? What is the GRE Test?  Started in 1936 and developed and conducted by the test maker ETS (which also conducts the TOEFL), the GRE or the Graduate Record Examination is a standardized test held in both computer and paper-based mediums. GRE scores are required for admission to graduate and graduate business programs and hence is an... Read more


How to Save INR 2 Lakhs (or More) With the Right Education Loan?

What if we told you that the rate of interest on an education loan might change post-sanction, would you be surprised? 8 out of 10 loan applicants would say an unequivocal yes.  Few, if any, are aware of the complex formula that defines the interest rate of a student loan. Most Indian bank and NBFC loans come with a floating interest rate.  What’s a Floating Rate? We explain it here. In... Read more


What are the Educational Loan Options for MS in Ireland?

Apart from the US, UK, Australia, and Canada, Ireland too has been gaining popularity as the top study destination for STEM Masters for international students. Statistics also lend credence to this assertion as the number of international students in Ireland rose to over 13,500 in 2017. Indian students comprised 17% of this group, just next to students from the US. Most importantly, with the... Read more


Is MS in Chemical Engineering Worth It If You Are Already Earning Well in India?

This article is in continuation of our series “Is it Worth Studying Abroad if you are already earning well in India?” We’ve covered three Master’s degrees till now, Mechanical Engineering Computer Science  Material Science Swing by to the linked blogs if those are the subjects of your choice. If you wish to pick up an MS in Chemical Engineering for Higher Education Abroad, Read... Read more




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