CPT vs. OPT- What’re the Major Differences?

    Updated on: 27 Oct 2023 9 min read

    Students going abroad have to take care of their finances, and part-time work is a panacea for the minor financial problems faced by an Indian student in the US. The tuition fee at American universities is way too high, and so is the living cost compared with the Indian living expenses. Students do a lot to save money while studying abroad by sharing rented apartments, living in affordable localities, etc., but the living cost still remains high. Banks do include the cost of living in their loan scheme, but it comes with a cap in almost all cases, and it might not suffice to take care of extra expenses. So, those expenses that are not covered in the bank loan can be taken care of by working part-time while studying.

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    What is Cap-Gap Extension For F1 Visa Holders?

    Several students wait for an H1B visa that gives students a temporary stay permit for working in the US. The students who see further job prospects or have a sense of assurance that they will need an H1B visa have the option of extending their F1 visa until the H1B visa is issued. The employers can apply for an H1B visa on behalf of the employee to the USCIS for extending the F1 visa until the time of issuance of the H1B visa. 

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    Some more info on OPT and CPT

    There are several instances wherein a student might get confused about applying for OPT and CPT simultaneously. There is a provision to apply for OPT and CPT at the same time. A student can work part-time for more than a period of twelve months on CPT, provided the full-time work mustn’t be twelve months on a CPT. In case a student works twelve-month full-time on CPT, they automatically become ineligible for OPT. Students should choose between the OPT and CPT depending on the type of course and the need for an internship. If a particular course doesn’t give much weightage to an internship, then there is no point in wasting CPT timings, and the focus should be on OPT. 

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Written by vishakha Bhagia

Interest in Finance with a flair for writing, Vishakha has written on education loans and the study abroad field for the last two years with articles published in Times of India, Outlook India, The Hindu, and many more publications.

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Reviewed by Aman Jain

Aman Jain graduated from IIT Kanpur, and currently functions as the CMO at GyanDhan. He is deeply passionate about creating equality in higher education and has directly interacted with 2 Lakh students in his 8-year-long journey.

Specializes in:
Education loan , Study Abroad Admissions

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