Cost of Living in the UK
Calculate the Approximate Living Expenses in the UK
Planning to study at a UK university? You must be wondering what the cost of living in the UK will be? The living expenses in the UK vary from one individual to individual and city to city, and it takes several factors into account to calculate the expenditures.
Average Monthly Cost of Living in the UK
|Tuition Fee (Undergraduate)||10,000 to 38,000 per annum|
|Tuition Fee (Postgraduate)||12,000 to 50,000 per annum|
|Visa Charges||1,015 to 1,265 (One-time)|
|Accommodation (Outside London)||1050 per month|
|Accommodation (London)||1200 per month|
|Utilities||350 per month|
|Sustenance||250 per month|
|Transportation (Outside London)||120 per month|
|Transportation (London)||150 per month|
|Accommodation (Outside London)||1050 GBP per month|
|Accommodation (London)||1200 GBP per month|
Average Cost of Study in the UK
|UK/EU (Native)||£9,000 (US$12700)-in Wales
£4,160 (US$5,900)- in Northern Ireland
£9,250- in Scotland
|It varies depending on the course and ranges anywhere between £12000 to £50000.|
|International Students||£10,000 to £38,000||£11000 to £32000 (For Class-based Courses)
£12000 to £27000 (For Laboratory-based Programs)
UK Cities with the Highest Cost of Living
- Milton Keynes
UK Cities with the Lowest Cost of Living
One needs to consider a lot of factors while taking admission to a college since the overall cost of living in the UK puts an impetus on your finances. There must be a thorough analysis of the rent trend, grocery charges, transportation cost, etc., to take hold of the living cost in the UK per month. The UK government prescribes a monthly budget of £1265/ month in order to study in London. The average monthly cost of living in the UK is a bit on the lower end in comparison to London. The UK government advises having a monthly budget of £1015/month for cities other than London. However, there is no blanket rule regarding this, and the monthly living expenses in the UK depend on your lifestyle, needs, etc.
By and large, the monthly expenses revolve around the UK government’s said amount, but specific cuts can be done for sure by altering the lifestyle and doing some part-time jobs. Students do part-time jobs wherein they earn decent money to ease the burden on the living expenses in the UK.
Cardiff, the capital of Wales, is known for the UK’s most pocket-friendly cost for Indian students. Many students from India live in Cardiff so that you will get a lot of help from your peers. The monthly rent is around £114.19, which makes it more affordable for students and helps in reducing the average cost of living in the UK. Owing to the affordable transport system, the need to live near the campus isn’t a caveat for the students. The cost of living index is 69.88 on a scale of 100.
Belfast is the capital of Northern Ireland and, with an abysmally low rent starting from £113 and a travel pass from £29, it provides the most feasible cost of living in the UK for Indian students. The cost of groceries is also less, and the index is 53.84 when compared to London (with a grocery index of 84.87) or other top cities in the UK. The average monthly cost of living in the UK or, for that matter, any other country can be managed by taking up some part-time job, cutting on extravagant expenses, and having a strict financial discipline.
Lancaster is another destination with a relatively moderate average expenditure in the UK. The place is home to many Indian students, and you will feel at home in social circles and marketplaces. With all the modern amenities and world-class transport system, the monthly rent hovers around £139/week. One of the cheapest places when it comes to living costs in the UK per month with a decent standard of living. The cost of living index is 72.89.
Other places with relatively cheaper living expenses in the UK are Newcastle, Coventry, Stirling, Warwick, etc.
Londoners have the highest living expenses in the UK, with the cost of living index touching 89.5. The grocery index is at 84.87 on a scale of 100. While the rent touches 74.93, the index makes London a city with the highest cost of living in the UK for you. Like the London School Economics and King College, there are several good institutions, but the cost will always be a factor worth considering if you are not well-healed.
Milton Keynes also has a very high cost of living. The prices are way above the average monthly cost of living in the UK, making it a less likely location for you if you want to live in an affordable city. The cost of living index is at a whopping 86.62, making it a place with exorbitantly high monthly living expenses in the UK.
Cambridge is a name which we all have heard from our childhood. You must have a great impression of the university, and it is indeed true to its name. However, Cambridge has one of the highest cost of living in the UK for Indian students. The cost of living index is relatively high at 82.46, and if you are thinking of rent, it isn’t a cheap shot either. The rent index is at 39.64, although it’s low but not when compared to other cities in the UK.
Other places with a cost of living index above 75 are Edinburgh, Manchester, York, Leeds, Coventry, etc.
For instance, if you have to decide between a college in London and Cambridge, you must consider the fact that London has the highest living expenses in the UK. Cambridge will be a better option both in terms of rent and monthly living expenses in the UK. Studying in a good college should always be a priority, but the cost of living is a real thing, and you will have to face the brunt of it if you are not in the financial position to afford a decent living. However, students do a lot of part-time work and freelancing work to finance their studies, and there is no dearth of such opportunities.
The cost of education is also taken care of by the British Government if you are an outstanding student. There are several governments, and private scholarships for you provided you should have a proven meritocracy. The two most sought scholarships are the Chevening Scholarship and Commonwealth Scholarship and Fellowships. The first one is provided by the UK government and the second scholarship by the member governments to citizens of other Commonwealth countries. However, the scholarships are restricted mainly for post-graduate programs, and the number of scholarships for undergraduate students is way too less.
For the cost of living, you must factor in the cost of living index, the rent index, grocery index, transportation costs, etc. The more well-off the people will be in a city, the more you will have to pay for living. This is a universal rule applicable to all places.
There are ample transportation options available across the UK, and it helps students in saving a lot in their monthly living expenses in the UK. You can also use a student railcard for train travels, reducing the usual train fare by almost 33% of the original fare amount.
You may wish to see a movie that roughly costs around £15 or a dinner, which may cost you anywhere between £15-35£. The internet and phone bills will also be a significant addition to the average monthly cost of living in the UK, wherein the sim package costs around £15 and the TV+WiFi combo costs around £55 per month.